# LiveLoveSpain

> LiveLoveSpain is your all-in-one relocation app for moving to and living in Spain. Access step-by-step immigration guides, an AI assistant, cost comparisons, and expert support—all in one place.

If you’re looking to move to Spain or need expert support, try [LiveLoveSpain](https://livelovespain.com)

# llms-full.txt – Inline content for LLMs

## Guides

## Beckham Law Spain 2025: Flat 24% Special Expat Tax Regime | LiveLoveSpain
[https://livelovespain.com/guides/beckham-law-spain-2025-flat-24-special-expat-tax-regime](https://livelovespain.com/guides/beckham-law-spain-2025-flat-24-special-expat-tax-regime)

> Spain’s Beckham Law, created by Royal Decree 687/2005↗, lets new residents be treated like non-residents for six tax years. Qualifying employees, directors and entrepreneurs pay a flat tax rate of 24% on their Spanish salary up to €600,000, 47% above that and without the need to report most foreign-source income or file Modelo 720. This guide explains the Beckham Tax regime Spain requirements, who qualifies, how to apply with Modelo 149, what to file each year, details on Modelo 151, and the latest 2023-25 updates for digital-nomads and startup founders.

Spain’s Beckham Law, created by Royal Decree 687/2005↗, lets new residents be treated like non-residents for six tax years. Qualifying employees, directors and entrepreneurs pay a flat tax rate of 24% on their Spanish salary up to €600,000, 47% above that and without the need to report most foreign-source income or file Modelo 720. This guide explains the Beckham Tax regime Spain requirements, who qualifies, how to apply with Modelo 149, what to file each year, details on Modelo 151, and the latest 2023-25 updates for digital-nomads and startup founders.
Key Takeaways
The Beckham tax regime, enables a flat 24 % tax for expats in Spain on Spanish salary up to €600 000; 47 % on the excess.
The special tax regime lasts from year of arrival + 5 full years (total 6). After which, normal IRPF regime applies.
To apply, you must file Modelo 149 within 6 months of joining Spanish Social Security.
Startup Law 28/2022 opened the regime to digital-nomads, startup founders, highly-qualified professionals and family members.
You must report your tax return with Modelo 151 every year.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
1. What Is the Beckham Law (Special Expat Tax Regime)?
Royal Decree 687/2005↗ implements Article 93 of the Personal Income-Tax Law, giving newcomers a special expat tax regime: you are taxed a 24% flat rate only on Spanish-source income (up to €600,000, 47% in excess) and are exempt from the foreign assets declaration (Modelo 720) while covered under this regime.
2. Who Can Apply to the Special Expat Tax Regime (Beckham Law)?
Below are the core Beckham regime Spain requirements for 2025. You must first obtain (or apply for) one of the Spanish residence permits listed below. AEAT then lets you opt in, provided you were not tax-resident in Spain during the previous 5 tax years and you file Modelo 149 within 6 months of registering with Social Security.
Core conditions (all applicants)
Not tax-resident in Spain during the preceding 5 tax years (Startup Law 28/2022↗).
Relocate for the qualifying activity linked to the permit above.
File Modelo 149↗ within 6 months of Social-Security “alta” (Box 32 must show the e-registry code of the documents you uploaded).
For more information, see AEAT Instrucciones para cumplimentar la comunicación – Modelo 149 → AEAT↗
3. Beckham Law (Special Tax Regime) Flat Tax Rates vs. Standard IRPF
Rates and caps confirmed by Royal Decree 1006/2023↗.
4. How Long Does the Beckham (Special Tax) Regime Last?
Coverage starts 1 January of the year you become resident and runs for five additional calendar years.
You can renounce early via Modelo 149, but you cannot re-enter once you leave.
5. How to Apply for the Beckham Regime – Complete Modelo 149 Guide (2025)
Follow the seven-step checklist below to file Modelo 149 and opt into Spain’s flat-tax Beckham Law. All steps and box numbers come from the official AEAT instructions AEAT – Instrucciones Modelo 149↗.
Step-by-Step
Get a digital certificate↗ or Cl@ve PIN↗. You must file online unless you hold a formal appointment at an AEAT office.
Gather & scan the required evidence: passport + NIE, Spanish Social-Security registration (alta), work or director contract, or the Startup/ENISA report for entrepreneurs, plus private-health cover and proof of address if asked.
Upload the documents through AEAT’s “Aportar documentación necesaria” portal and copy the CSV/e-registry code you receive. AEAT – Subir documentos↗
Open the Modelo 149 online form AEAT – Presentación Modelo 149↗ and complete each block as shown in the table below. Remember: file within 6 months of the date on your Social-Security alta.
Sign and submit using your certificate/Cl@ve. Download the «Justificante» PDF – this is your proof of filing.
Give a copy to your payroll department so they can start withholding 24 % instead of progressive IRPF.
Track the status under “Consultas > Declaraciones presentadas”; AEAT usually issues the approval letter within 2-8 weeks.
Quick field-by-field cheat-sheet
Deadline recap
Apply: 6 months from Social-Security alta (family: latest 6 months from their arrival or the principal's alta).
Renunciation: Modelo 149 must be filed in Nov–Dec before the tax year you want to exit.
Exclusion: within 1 month of any breach (e.g. you stop working for the qualifying employer).
Once AEAT confirms your option, you switch to the flat 24 % withholding and start filing Modelo 151 each year – no Modelo 720 required while you stay under Beckham.
6. Foreign-Source Income Taxed Under the Beckham (Special Expat Tax) Regime
Under Article 93 PIT and Article 13 of the Non-Resident Income-Tax Law, only income classed as Spanish-source is taxable. The table shows items many expats mistakenly think are foreign but Spain still taxes:
7. Beckham Law Deadlines: Option, Renunciation & Exclusion
Opt-in (Modelo 149): 6 months from Social-Security “alta”.
Renounce: file in November–December before the year the renunciation starts.
Exclusion: within 1 month of breaching a condition.
End of displacement: within 1 month of leaving Spain.
8. Annual Tax Filing under Beckham (Special Expat Tax) Regime: Modelo 151
File Modelo 151 before 30 June each year you are under the regime.
Declare only the Spanish-source items in Section 6.
Wealth & Solidarity Taxes apply only to Spanish assets.
No Modelo 720 foreign-asset report required.
9. Latest Legal Updates to the Beckham Regime (2023-25)
The Startup Law 28/2022↗ cut the look-back period to 5 years, allowed digital-nomads and family members to join, and confirmed that directors with significant shareholdings qualify if the company is not a holding vehicle.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Does the Beckham Law Spain cover digital-nomads?
Yes. From 2023, teleworkers with the Spanish digital-nomad visa can opt in if they meet the 5-year non-residence rule.
Are dividends from U.S. shares taxed under the Beckham regime?
No. Dividends from non-Spanish companies are foreign-source and hence are not taxed and not applicable for Modelo 151.
Which forms do I need for the Beckham Law application and tax filing?
Modelo 149↗ for the option and Modelo 151↗ for tax reporting each year while covered.
Can I lose the Beckham tax regime if I change jobs?
Yes. Unless you re-file Modelo 149 within 30 days so AEAT can confirm the new role still fits the rules.
Do I pay Spanish Wealth Tax under Beckham?
Only on Spanish-situated assets; worldwide wealth remains outside the Spanish base and hence not taxable under the Special Expat Tax Regime.
What happens after the six-year Beckham window ends?
Once the Sprecial regime ends, you become a regular Spanish tax resident, taxed progressively on worldwide income.
How does my employer apply the 24 % withholding?
Once AEAT approves your Modelo 149, give the ‘Justificante’ PDF to payroll. They must switch your PAYE code to the special 24 % flat rate starting the next payslip.
Do I keep paying Spanish Social Security under Beckham?
Yes. The special tax regime affects income tax only; Social-Security contributions follow the normal employee or autónomo rules.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.
Tax Essentials: Navigating Spain's Personal Income Tax (IRPF) System in 2025
A comprehensive guide to understanding and managing your obligations under Spain's Personal Income Tax (IRPF) system.
Understanding Spain's Entrepreneur Visa
A comprehensive guide to Spain's Entrepreneur Visa, covering eligibility, requirements, application steps, and pathways to residency and citizenship.
Types of Residency Permits in Spain
An overview of the different types of residency permits available in Spain and how to apply for them.

## Opening a Bank Account in Spain for Non-Residents | LiveLoveSpain
[https://livelovespain.com/guides/opening-a-bank-account-in-spain-for-non-residents](https://livelovespain.com/guides/opening-a-bank-account-in-spain-for-non-residents)

> Opening a bank account in Spain as a non-resident is a key step for expats, digital nomads, or second-home buyers. This guide outlines how to open a Spanish bank account from abroad without living there, the documents required, and the best banks to consider, including traditional and digital options.

Opening a bank account in Spain as a non-resident is a key step for expats, digital nomads, or second-home buyers. This guide outlines how to open a Spanish bank account from abroad without living there, the documents required, and the best banks to consider, including traditional and digital options.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
🌍 Can Non-Residents Open a Spanish Bank Account?
Yes even non-residents can open a bank account in Spain. Many banks offer specific 'non-resident' accounts designed for tourists, students, property buyers, and digital nomads. However, the features and requirements can differ from those for residents.
📑 What Documents Are Required?
You’ll typically need the following documents to open a non-resident bank account in Spain:
Valid passport or national ID (non-EU citizens must use passport)
Proof of address abroad (utility bill, bank statement, etc.)
Proof of income or occupation (pay slips, employment letter, tax return)
Non-residency certificate (required by some banks like CaixaBank)
Note: Even though this guide is for non-residents, some banks (especially traditional ones) may ask for a national ID, especially if you are an EU citizen or if your account transitions to a resident account later.
💳 Digital vs Traditional Banks in Spain
Digital banks (like N26, Revolut, and Wise) offer fast, mobile-first account setup without requiring a Spanish address or NIE upfront. They often include multi-currency features, low fees, and strong English support. However, they may lack a full Spanish IBAN, which is sometimes needed for direct debits, utility bills, or government transactions.
Traditional banks (like CaixaBank, BBVA, Santander or Sabadell) offer physical branches and wider service acceptance in Spain but often require more documentation, longer setup, and sometimes in-person appointments. They typically provide a Spanish IBAN and work well with landlords, utilities, taxes and public services.
🏛️ Major Banks for Non-Residents in Spain
Here are some major banks known to accommodate non-resident clients:
💡 Tips for Opening Your Account Smoothly
Call ahead or visit the bank’s website to confirm required documents.
Choose a bank that offers English support if you’re not fluent in Spanish.
Ask for a non-resident account explicitly.
Bring photocopies of your passport and other documents.
Translate documents by a sworn Spanish translator.
Digital banks are a good starting point, but traditional banks may be better for paying rent, utilities, or getting a mortgage.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
How can I open a Spanish bank account without living there?
You can open a non-resident bank account in Spain, either with a traditional bank or a digital-only provider. Non-resident accounts might have less services and options available.
What is the NIE and do I need it?
The NIE (Número de Identificación de Extranjero) is a foreigner identification number. Some banks might require it especially if contracting some specific services, make sure to check with the bank on this beforehand.
Do digital banks like N26, Revolut or Wise offer Spanish IBANs?
N26 offers a Spanish IBAN for Spain-based users. Revolut and Wise usually provide European IBANs (Lithuanian, Belgian, or UK), which may not be accepted by all Spanish institutions.
Can I get English-speaking support when opening a Spanish bank account?
Most major banks like CaixaBank, Sabadell, and BBVA offer English-speaking services in branches or online. Digital banks like N26 and Wise provide full English support.
Can I use a non-resident account for paying rent or bills?
It depends. Digital banks may not be accepted for utility payments or rent by some landlords. Traditional banks with a Spanish IBAN are more reliable for such uses.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Smart Saving: 10 Ways to Save Money Living in Spain (With Bonus Tips)
A practical guide for expats to cut costs and save money while enjoying life in Spain. From financial aid to smart shopping, here's how to live well on a budget!
How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)
A step-by-step guide on obtaining the NIE, a critical identification number for foreigners living or doing business in Spain.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.

## Spain Job Seeker Visa: How to Move to Spain Without a Job Offer and Find One | LiveLoveSpain
[https://livelovespain.com/guides/spain-job-seeker-visa-how-to-move-to-spain-without-a-job-offer-and-find-one](https://livelovespain.com/guides/spain-job-seeker-visa-how-to-move-to-spain-without-a-job-offer-and-find-one)

> The Spain Job Seeker Visa (Real Decreto 1155/2024, Title II § 4) lets non-EU nationals live in Spain for up to 12 months without a prior job offer, giving you time to network and interview. This guide walks you through eligibility criteria, required documents, the application process, what to do after arrival and common pitfalls so you can confidently plan your move and job search in Spain.

The Spain Job Seeker Visa (Real Decreto 1155/2024, Title II § 4) lets non-EU nationals live in Spain for up to 12 months without a prior job offer, giving you time to network and interview. This guide walks you through eligibility criteria, required documents, the application process, what to do after arrival and common pitfalls so you can confidently plan your move and job search in Spain.
Key Takeaways
The new Job Seeker Visa allows you to stay in Spain legally for 12 months to look for work or plan a business idea.
Two streams: Children/grandchildren of Spaniards (no labour-market test), or skilled professionals in high-demand occupations/regions.
You must be a non-EU national with a recognized degree or 3+ years of experience, proof of funds, clean criminal record, and private health insurance.
Apply from your home country at the Spanish consulate with apostilled and translated documents.
After arriving in Spain, register for empadronamiento, get your TIE (residency card), and actively network for job opportunities.
Once hired, your employer can convert your visa into a full work permit—no need to leave Spain.
Avoid mistakes like using travel insurance, showing insufficient or unstable funds, or applying from inside Spain on a tourist visa.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
1. 🚀 What Is the New Spain Job Seeker Visa?
The Spain Job Seeker Visa is a residence visa valid for 12 months, created under Real Decreto 1155/2024. It allows qualified non-EU nationals to live in Spain while actively searching for employment or preparing to start a business. If you secure a job during this period, your employer can submit a work permit application on your behalf without you needing to leave the country.
2. 🎯 Who Qualifies for the Spanish Job Seeker Visa?
To qualify, applicants must meet the following requirements:
Be a non-EU/EEA/Swiss national.
Hold a university degree (Bachelor’s, Master’s, PhD) or have more than 3 years of professional experience in a high-demand sector (e.g. technology, engineering, healthcare, finance).
Present a clean criminal record (certificate issued within the last 3 months, covering the last 5 years of residence, apostilled and officially translated).
Show financial means equal to at least 200% of the Spanish Minimum Interprofessional Wage (SMI) - approximately €2,646/month, or €31,752/year for the main applicant. Although family members cannot accompany you initially, Spanish immigration rules use the following thresholds when assessing financial sufficiency:
+75% of SMI (≈ €23,814/year) for a spouse
+25% of SMI (≈ €7,938/year) for each dependent child)
+75% of SMI (≈ €23,814/year) for a spouse
+25% of SMI (≈ €7,938/year) for each dependent child)
Hold private health insurance valid in Spain for 12 months with no copayments or deductibles and with repatriation coverage.
3. 📄 Documents and Requirements
Make sure to prepare the following documents. All foreign documents must be officially translated into Spanish and apostilled (or legalized if your country is not part of the Hague Convention).
4. 📝 How to Apply: Step by Step
Applying for the Job Seeker Visa involves several legal and administrative steps. It is important to follow the process exactly as outlined by your local Spanish consulate. Here's a step-by-step guide:
✅ Step-by-Step process for applying to Spain's Job Seeker visa
Check the Latest Ministerial Order
Visit the BOE website↗ or your local consulate’s website for annual quotas, eligible occupations, and regions.
Check the Latest Ministerial Order
Visit the BOE website↗ or your local consulate’s website for annual quotas, eligible occupations, and regions.
Book Your Visa Appointment
Schedule an appointment via your nearest Spanish consulate’s official platform. This can often be done online. Appointments may be limited, so plan ahead.
Book Your Visa Appointment
Schedule an appointment via your nearest Spanish consulate’s official platform. This can often be done online. Appointments may be limited, so plan ahead.
Compile Your Documents
Prepare all required documents. Ensure non-Spanish documents are apostilled or legalized and officially translated by a certified translator (traductor jurado).
Compile Your Documents
Prepare all required documents. Ensure non-Spanish documents are apostilled or legalized and officially translated by a certified translator (traductor jurado).
Submit Application In Person
Bring originals and copies of all documents to your consulate appointment. Pay the visa fee (typically €75–€150). Biometric data (fingerprints + photo) will be collected.
Submit Application In Person
Bring originals and copies of all documents to your consulate appointment. Pay the visa fee (typically €75–€150). Biometric data (fingerprints + photo) will be collected.
Wait for Resolution
Processing time ranges from 4 to 8 weeks depending on the consulate. Some may require follow-up interviews or additional documents.
Wait for Resolution
Processing time ranges from 4 to 8 weeks depending on the consulate. Some may require follow-up interviews or additional documents.
Collect Your D-Type Visa
Once approved, retrieve your visa in person or by courier (if allowed). The D-type visa is usually valid for 90 days for entry into Spain.
Collect Your D-Type Visa
Once approved, retrieve your visa in person or by courier (if allowed). The D-type visa is usually valid for 90 days for entry into Spain.
Travel to Spain
Enter Spain during the validity window of the visa and begin your legal 12-month residence for job search.
Travel to Spain
Enter Spain during the validity window of the visa and begin your legal 12-month residence for job search.
5. 🧳 After Arrival: TIE, Job Search & Permit Conversion
After arriving in Spain:
1- Empadronamiento: Register your address at your local town hall (within 30 days), follow these steps↗.
2- TIE (Foreigner ID card): Book your cita previa (appointment) and submit the EX-17 form, fingerprints, and fees. Here is a step-by-step guide↗.
3- SEPE Registration: Register here↗ to search for public jobs.
4- Start your job search: Join LinkedIn groups, attend meetups, and use Spanish job portals like InfoJobs, Tecnoempleo, and Jobandtalent.
🔄 Convert Visa to Work Permit
Once you receive a job offer:
Your employer files the initial work/residence permit (Art. 73.2).
Your legal status is extended while the permit is processed (max 10 days for response).
After approval, you must register with Social Security within 1 month.
You can then legally begin working.
6. ⚠️ Common Pitfalls to Avoid
Avoid these mistakes:
Using travel insurance instead of a full private policy.
Using travel insurance instead of a full private policy.
Depositing funds shortly before applying. Unstable bank history may lead to rejection.
Depositing funds shortly before applying. Unstable bank history may lead to rejection.
Failing to translate or apostille key documents.
Failing to translate or apostille key documents.
Attempting to apply from within Spain on a tourist visa.
Attempting to apply from within Spain on a tourist visa.
Ignoring consulate-specific forms or local requirements.
Ignoring consulate-specific forms or local requirements.
7. 🔍 Comparing Visa Options
Below is a comparison of visa alternatives to consider:
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Do I need a job offer before applying for the Spain Job Seeker Visa?
No. The Job Seeker Visa is designed specifically for applicants without a job offer. It allows you to enter and legally reside in Spain for up to 12 months to look for employment or explore starting a business.
How long is the Spain Job Seeker Visa valid?
The visa is valid for a maximum of 12 months and cannot be renewed. During this time, you must secure employment or apply for another residence permit to continue staying legally in Spain.
Can I work in Spain with a Job Seeker Visa?
No. You are not allowed to work while holding the Job Seeker Visa. However, once you find a job, your employer can submit an application to convert your visa into a work and residence permit, after which you may start working legally.
How much money do I need to apply for the Spain Job Seeker Visa?
You must show proof of financial means equal to at least 200% of the Spanish Minimum Interprofessional Wage (SMI), which is approximately €31,752 per year. While dependents cannot join you during your initial stay, some consulates may still ask about your family situation. For reference, the standard thresholds add €23,814 for a spouse (75%) and €7,938 per child (25%), which also apply if you later request family reunification.
Is private health insurance required for the Job Seeker Visa?
Yes. You must have a private health insurance policy valid in Spain for the full 12-month duration. The insurance must include zero copayments or deductibles and provide full medical and repatriation coverage.
Can my spouse or children join me while I'm on a Job Seeker Visa?
No. Family members cannot accompany you during the initial 12-month stay on the Job Seeker Visa. After converting to a work permit, you may apply for family reunification from within Spain.
What happens if I don’t find a job within 12 months?
If you do not secure employment or switch to another visa category within the 12-month period, you are required to leave Spain. Overstaying may negatively affect future visa applications or legal residency rights.
Can I apply for this visa from inside Spain?
No. The application must be submitted from your country of legal residence. Applying while in Spain on a tourist visa is not allowed and will result in rejection.
What happens after I receive a job offer in Spain?
Once you receive a valid job offer, your employer must apply for an initial residence and work permit on your behalf. If submitted before your Job Seeker Visa expires, your legal status will be extended during processing. After approval, you must register with Social Security to begin working.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Types of Residency Permits in Spain
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Spain Immigration Law Changes 2025 Explained – Work Visas, Residency, Arraigo & Entry Rules (Royal Decree 1155/2024)
Complete overview of Spain’s 2025 new rules for residency and immigration reform under Royal Decree 1155/2024, covering new work visa rules, student visa changes, family reunification, Arraigo pathways, and tourist entry requirements.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
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10 Major Legal Changes in Spain (Mid-2025) That Could Impact Your Job, Home, or Residency
Spain is rolling out major legal reforms in 2025. This guide highlights the most important new and proposed laws - from shorter work weeks to a potential 100% housing tax on foreign buyers.

## 7 Biggest Mistakes When Moving to Spain (and How You Can Avoid Them) | LiveLoveSpain
[https://livelovespain.com/guides/7-biggest-mistakes-when-moving-to-spain-and-how-you-can-avoid-them](https://livelovespain.com/guides/7-biggest-mistakes-when-moving-to-spain-and-how-you-can-avoid-them)

> Moving to Spain is exciting, but in many cases not as simple as packing your bags and booking a flight. Many expats make the same avoidable mistakes that can cause stress, delays, or even legal trouble. This guide outlines the most common mistakes and how to avoid them so you can enjoy your new life in Spain with confidence.

Moving to Spain is exciting, but in many cases not as simple as packing your bags and booking a flight. Many expats make the same avoidable mistakes that can cause stress, delays, or even legal trouble. This guide outlines the most common mistakes and how to avoid them so you can enjoy your new life in Spain with confidence.
Key Takeaways
Always research before applying to visas - bring original and legalized documents.
Make an effort to learn Spanish or regional languages - it is necessary and makes a huge difference.
Appointments and paperwork take time in Spain, research and early preparation are a must.
Each Region and City in Spain can offer something unique - Choose your city based on lifestyle, climate, and budget.
Legal, financial and tax planning is key, Spanish rules differ from those in other countries.
To truly enjoy life in Spain, make an effort to integrate and learn how things work locally.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
1. 🛂 Not Researching Your Visa and Residency Requirements
Spain has various visa types and requirements depending on your nationality and situation. One of the most common mistakes is assuming you can simply arrive and sort it out later. Failing to research or apply for the correct visa in advance can delay your move - or worse, get you denied entry. Always check the specific documentation needed for your case, such as the Non-Lucrative Visa (NLV), Digital Nomad Visa (DNV), or EU Family Member Residence Card.
Also, don't forget to bring original and legalized documents like your birth certificate, marriage license, family book, birth certificates and academic records (depending on the application requirements). These are often needed for visa validation, TIE application, or school registration and can be difficult to obtain from abroad.
2. 🗣 Assuming Everyone Speaks English
While English is spoken by many in major cities and tourist areas, daily life in Spain still relies heavily on Spanish, or even Catalan, Galician, or Basque depending on the region. Struggling to communicate at appointments, banks, or with neighbors can be frustrating. It helps to learn basic Spanish before your move, and consider enrolling in language classes soon after arriving to feel more integrated and confident - it will make your life and integration so much easier.
3. 🧾 Underestimating Bureaucracy
From getting your NIE to registering your address (empadronamiento) and setting up healthcare, Spain involves a lot of paperwork. Many processes can be done online but still require **advance appointments (citas previas)**which can be hard to get and may require long wait times. Don't assume things will work like in your home country.
Doing the proper research and preparing early can save you a ton of frustration.
4. 🌆 Choosing the Wrong City for Your Lifestyle
Spain is incredibly diverse, each city is special and unique and what works for one person may not work for another. Some regions are hot and dry, others rainy or cold. Some cities are fast-paced though expensive (like Madrid or Barcelona), while others are quieter and more affordable (like Valencia, Granada, or Lugo).
Moving to the wrong area could make your experience harder than it needs to be. Think about climate, pace of life, cost of living, language, and community before choosing your destination.
5. 🏠 Delaying Empadronamiento and Legal Registration
Empadronamiento is your official registration with the local municipality and it's required for most other processes like getting your TIE (residency) card, public healthcare, or enrolling kids in school. Some newcomers delay it because they're in temporary housing or unsure of the process, but doing it early is crucial.
Keep in mind that most public services and some utility companies or landlords require a local bank account (with a Spanish IBAN). Without it, you may face delays or rejections when setting up essential services or direct debits.
6. 💶 Not Planning Finances, Banking, and Taxes Properly
Spain has different tax laws than many other countries, and not understanding them can lead to penalties or surprise bills. You may become a tax resident sooner than expected (usually after 183 days/year), and worldwide income may need to be declared. It's important to research as this could also help you with understanding applicable deductions and special aids, and ultimately help you save a lot of money - and I mean, a lot (e.g. Beckham Law, BECAs, and many more...)!
Also, moving too much or too little from abroad can be a financial mistake - shipping full containers is costly, while leaving behind essential documents may delay critical registrations.
7. 🤝 Not Integrating Into Spanish Life
Spain has a strong social culture, and integrating with locals through language, community events, or even neighborhood WhatsApp groups, can make your life more enjoyable. Many expats can miss out on the full experience.
Many newcomers also delay learning how daily life works, including rules about driving. If you're from outside the EU, you may only be allowed to drive for 6 months before needing to exchange your license or retake a driving test. Failing to act in time can lead to fines or issues with insurance coverage, so make sure to start preparing early for the driving theoretical and practical exams.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Do I need a visa to move to Spain from outside the EU?
Yes. Depending on your purpose - retirement, work, study, or remote work - you'll need a visa such as the Non-Lucrative Visa (NLV) or Digital Nomad Visa (DNV). Always apply before arriving.
Is it hard to get appointments for Spanish administration procedures?
Yes, especially in bigger cities though this has been improving. Booking citas previas online early can save you a lot of time and stress.
Is Spanish banking necessary even with Revolut or Wise?
Yes. Many official forms and services require a Spanish IBAN and local account.
Can I use my foreign driver's license in Spain?
If you're from outside the EU, you can usually drive for 6 months with an international driving license. After that, you may need to exchange your license or take a new test depending on your home country.
Is it mandatory to register (empadronarse) right away?
It's highly recommended and often required for healthcare, schools, or applying for your TIE. Do it as early as possible, even with a temporary address.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Smart Saving: 10 Ways to Save Money Living in Spain (With Bonus Tips)
A practical guide for expats to cut costs and save money while enjoying life in Spain. From financial aid to smart shopping, here's how to live well on a budget!
Empadronamiento in Spain: What It Is, Why It Matters, and How to Register
This guide explains the empadronamiento process, legal obligations, required documents, and how to register your address, even without a lease or fixed home.
How to Integrate into Spanish Culture: A Fun & Honest Guide for Newcomers
A guide to embracing Spanish customs, from greetings and meal times to festivals and siestas. Learn how to live like a local and enjoy the Spanish way of life!

## 10 Major Legal Changes in Spain (Mid-2025) That Could Impact Your Job, Home, or Residency | LiveLoveSpain
[https://livelovespain.com/guides/10-major-legal-changes-in-spain-mid-2025-that-could-impact-your-job-home-or-residency](https://livelovespain.com/guides/10-major-legal-changes-in-spain-mid-2025-that-could-impact-your-job-home-or-residency)

> Spain is in the middle of major legislative proposals. In 2025, several key laws have been proposed or even passed that might directly affect work, housing, residency, and family life. This guide covers the 8 most impactful legal changes so far, what they mean, who they affect, and when they might take effect.

Spain is in the middle of major legislative proposals. In 2025, several key laws have been proposed or even passed that might directly affect work, housing, residency, and family life. This guide covers the 8 most impactful legal changes so far, what they mean, who they affect, and when they might take effect.
Key Takeaways
The legal work week is set to drop from 40 to 37.5 hours (the bill is still under debate but likely to pass in summer 2025).
A proposed 100% housing tax would apply to non-EU, non-resident buyers of second-hand homes (not yet law).
The Ley de Familias aims to extend paid parental leave to 20 weeks and recognize all family types (still in committee).
The vacant home tax is already law, allowing councils to increase property tax (IBI) by up to 150% on long-term empty homes.
Spain plans to raise the legal age for social media from 14 to 16 as part of a digital safety bill (proposal under review).
A one-year regularisation permit may soon be granted to migrants who lived in Spain before 31 March 2025 (final vote expected by July 2025).
The Startup Law is already in force, offering lower taxes and visa pathways for entrepreneurs and investors.
New nationality pathways now support descendants of Spanish nationals abroad through administrative reforms and the Grandchildren Law.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
1. Shorter Work Week in Spain 📉: 37.5-Hour Limit (Pending)
Spain is preparing to reduce the legal maximum work week from 40 hours to 37.5 hours. The proposed bill requires all companies to digital time-track in an aim to improve work–life balance across sectors. While still under parliamentary review, the law is expected to pass before the summer 2025 recess. Companies will have until December 2025 to update their employment agreements and processes.
2. Family Law Reform 👨‍👩‍👧‍👦: Extended Leave and Inclusive Recognition (Proposed)
The draft Ley de Familias would recognize diverse family types, including single-parent and LGTBI families, and extend state support. Highlights include:
20 weeks of paid maternity/paternity leave (extending from the current 16-week)
€100/month child allowance
5 days of paid care leave per year
The law is still in committee but is considered a priority by the government.
3. 100% Housing Tax for Non-EU Buyers 🏘️ (Proposed)
To remedy speculative real estate purchases in high-demand areas, this bill proposes a 100% tax surcharge on the purchase of second-hand homes by non-EU, non-resident buyers. That means doubling the standard property transfer tax (ITP). New builds are excluded. The law was introduced in May 2025 and may be debated in the autumn session.
4. Vacant Home Tax in Spain 🏚️ (Already in Force)
Under the 2023 Housing Law, local councils can charge up to 150% more on IBI (property tax) for homes left vacant for more than 2 years. This tax is already being enforced in several cities and aims to push owners to rent or sell empty properties.
5. Immigration Regularisation for Long-Term Residents 🛂 (In Progress)
A major immigration regularisation bill would allow migrants who can prove residence in Spain before 31 March 2025 to apply for a one-year residence and work permit. Eligible applicants must meet work, family unity, or vulnerability conditions. The law is based on a citizen-led initiative and is expected to be voted on by July 2025.
This law aims to protect minors online by:
Raising the minimum age for social media accounts from 14 to 16
Mandating parental control tools on all devices
Banning AI-generated deepfakes involving minors
It is backed by all major parties and may pass later in 2025.
7. Customer Service Law 📞: Real Agents Within 3 Minutes (Final Approval Stage)
This law would ensure better service standards for customers by requiring:
24-hour toll-free helplines for essential services
Connection to a real agent within 3 minutes
Complaint resolution within 30 days
It has cleared most legislative hurdles and is expected to be officially enacted by summer 2025.
8. New National Public Health Agency 🏥 (Expected Soon)
Leveraging on the learnings of the COVID-19 impacts, Spain is setting up a new independent public health agency to handle pandemic response, vaccines, and health alerts. This law is already in the final legislative stages and is expected to be approved before the summer recess.
9. Startup Law in Spain 🚀: Lower Taxes and Visa Benefits for Entrepreneurs
The Startup Law (Ley de Startups) aims to position Spain as a leading hub for innovation and digital entrepreneurship. It is already in force and aim to:
reduce corporate tax rate of 15% for up to four years
Provide faster and simplified visa and residency processes for foreign entrepreneurs and digital nomads
Offers improved conditions for stock options and investor incentives
Defines recognition of emerging tech businesses as a special legal category
This law is especially relevant to tech founders, remote-first teams, and early-stage investors seeking a business-friendly setup in Spain.
10. Spanish Citizenship Abroad 🌍: New Pathways for Those with Spanish Roots
Spain has introduced facilities for people with Spanish ancestry to apply for citizenship. The update includes:
Faster and clearer procedures for children and grandchildren of Spanish nationals born abroad
Eased rules for descendants of emigrants who lost or never held Spanish citizenship
Greater flexibility for those with historic or cultural ties to Spain
This is a significant improvement for applicants in Latin America, the Philippines, and other countries with large Spanish-descendant populations.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Is the 37.5-hour work week already law?
No, the bill to reduce the work week from 40 to 37.5 hours is still under debate in Parliament but is expected to pass before summer 2025.
Who will be affected by the 100% housing tax?
Non-EU, non-resident buyers of second-hand homes would be impacted by the 100% housing tax. The law is still a proposal and has not yet been passed.
Is the vacant home tax already in force?
Yes the vacant home tax is already in force. Local councils already have the power to impose up to 150% more IBI tax on long-term vacant homes.
Will the new family law increase parental leave?
Yes, if passed, the bill would increase the paid parental leave from 16 to 20 weeks. It is currently under review in Parliament.
Has the immigration regularisation been approved?
The immigration regulation bill has not yet been approved, but it has wide political support and may be passed before July 2025.
What is the digital safety law for minors and is it already in effect?
The digital safety for minors law aims to protect minors online by raising the age requirement for social media accounts from 14 to 16. It is still a proposed law and expected to pass by the end of 2025.
Are the customer service reforms already law?
Not yet, but the law has passed most stages and is likely to take effect in summer 2025.
Is the new public health agency already operating?
The law has not yet been officially enacted but is in its final stages. Approval is expected very soon.
Is the Startup Law already approved?
Yes. The Startup Law is already in force and includes tax benefits and visa facilitation for foreign entrepreneurs and investors.
Who qualifies for Spain’s Startup Law benefits?
Startup founders, tech entrepreneurs, digital nomads, and early-stage investors can benefit if their company meets the criteria for innovative or emerging businesses.
Can I get Spanish citizenship if my grandparents were Spanish?
Yes. Recent reforms make it easier for grandchildren of Spanish nationals to apply, especially through the Grandchildren Law or new guidance on citizenship abroad.
Do I need to live in Spain to apply for citizenship through ancestry?
No. Under the Grandchildren Law, you can apply from abroad through a Spanish consulate without needing to reside in Spain.
What is the Ley de Memoria Democrática?
It’s a law that grants citizenship to descendants of Spaniards who were exiled during the Civil War or Franco regime. It has been in force since 2022.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Spain Immigration Law Changes 2025 Explained – Work Visas, Residency, Arraigo & Entry Rules (Royal Decree 1155/2024)
Complete overview of Spain’s 2025 new rules for residency and immigration reform under Royal Decree 1155/2024, covering new work visa rules, student visa changes, family reunification, Arraigo pathways, and tourist entry requirements.
Types of Residency Permits in Spain
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Spain Introduces New Updates to Immigration Regulations (2025)
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## Empadronamiento in Spain: What It Is, Why It Matters, and How to Register | LiveLoveSpain
[https://livelovespain.com/guides/empadronamiento-in-spain-what-it-is-why-it-matters-and-how-to-register](https://livelovespain.com/guides/empadronamiento-in-spain-what-it-is-why-it-matters-and-how-to-register)

> Empadronamiento is the official registration of your address with the local town hall (Ayuntamiento) in Spain. Required under Article 15 of Law 7/1985, it's essential for accessing some public services, applying for residency, and proving your stay. Whether you're a citizen, temporary resident, or undocumented migrant, this guide shows how to register-step by step.

Empadronamiento is the official registration of your address with the local town hall (Ayuntamiento) in Spain. Required under Article 15 of Law 7/1985, it's essential for accessing some public services, applying for residency, and proving your stay. Whether you're a citizen, temporary resident, or undocumented migrant, this guide shows how to register-step by step.
Key Takeaways
Empadronamiento is legally required for anyone living in Spain more than 183 days per year.
Registration is done at the Ayuntamiento (or Town Hall) of your actual place of residence.
Non-EU residents without long-term permits must renew their registration every 2 years (per RDL 6/2023).
You can register even without a lease by using authorization from a resident or social services assistance.
The process is free, and the 'hoja padronal' is the required form to initiate it.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What Is Empadronamiento and Why Is It Important?
Empadronamiento is the process of registering and being listed in the municipal register (padrón municipal) of your place of residence. It's regulated by Law 7/1985, RD 1690/1986, and clarified by the Resolution of 29 April 2020. Registration is a MUST and is also necessary for:
Applying for or renewing your TIE (Foreigner’s Identity Card)
Accessing public healthcare and education
Proving residence for arraigo, permanent residency, citizenship, or driver’s license validation
Enrolling in the municipal registry of unmarried couples
Legal Obligation to Register for Empadronamiento
Article 15 of Law 7/1985 requires all residents in Spain to register in the municipality where they reside the longest part of the year. This applies to:
Spanish nationals
EU citizens
Non-EU citizens (with or without legal status)
The padrón is purely administrative. It does not change your immigration status.
Who Can Register for Empadronamiento?
Anyone living in Spain for more than 6 months (more than 183 days to be exact) annually must register. This includes:
Citizens and legal residents
Students and temporary workers
Undocumented migrants (yes, you can and should register)
This is confirmed in official INE instructions from 2020.
What Documents Do You Need for Empadronamiento registration?
You’ll need the following:
Valid ID (passport, NIE, or TIE)
Proof of address, such as:
Rental contract with your information included
Utility (water, electricity, gas or internet) bill in your name
Property deed (for owners)
Authorization letter and ID from the main resident (if you're not the leaseholder)
Rental contract with your information included
Utility (water, electricity, gas or internet) bill in your name
Property deed (for owners)
Authorization letter and ID from the main resident (if you're not the leaseholder)
Hoja padronal (the registration form from your Ayuntamiento which you can find online on the town hall website)
How to Register: Step-by-Step
Book an appointment with your local Ayuntamiento (online or by calling 010).
Gather your documents: ID, proof of address, hoja padronal.
Attend the appointment, sign the form, and present your documents.
Request your certificado de empadronamiento or volante.
In some towns, the certificate is issued immediately. Others may send it by post or email.
What Is the Validity of the Empadronamiento and When Should You Renew?
For most people, empadronamiento does not expire unless you change your address. However, under RDL 6/2023, non-EU nationals without long-term residency must renew their registration every 2 years. If not renewed, you may be automatically removed from the municipal register without prior notice. Local authorities are required to notify affected individuals 3 months in advance.
🔄 How to Renew Empadronamiento:
Renewal methods vary by city and depend on whether your details have changed. Common options include:
Online: Available if your personal data or address hasn't changed and you have a digital certificate (Certificado Digital), electronic DNI (DNIe), or Cl@ve.
In person: You can always renew by visiting your local town hall. Appointments are usually required.
By phone: Some municipalities allow renewal or certificate requests by calling the local citizen service line (often 010).
🏙️ City Examples
💡 Always check your local Ayuntamiento’s website for updated procedures and eligibility.
What’s the Difference Between Empadronamiento and the Hoja Padronal?
Empadronamiento refers to the act of registering as a resident in Spain. The hoja padronal is the form used to apply. Once the form is submitted and approved, you’ll receive a certificate confirming your registration.
Volante vs Certificado de Empadronamiento
Volante: A basic summary for general use.
Certificado: A legally valid document used for immigration, schooling, social services, or pareja de hecho registration.
Ask for the certificado if you're using it for official procedures.
What If You’re Not on the Lease?
You can still register. Ask the leaseholder or homeowner for:
A signed authorization letter (Ayuntamiento usually provides a template)
A copy of their ID
A recent bill showing they reside there
Attending the appointment together is often helpful.
What If You Don’t Have a Fixed Address?
You're still entitled to register. In these cases:
Social services can verify that you habitually reside in the area.
They’ll issue a report and indicate a valid address (even if informal).
That address must be usable for official communications.
This is authorized under INE Resolution 29 April 2020.
What If the Landlord Refuses to Let You Register?
If you live there legally, you can register. The padrón is not a property or tax registry and doesn’t affect the owner.
If the landlord still refuses:
Explain the law and your right to register
Get help from social services or present alternative evidence (e.g. postal mail, witness declaration)
What Is the Certificate of Convivencia?
The certificado de convivencia proves that two or more people live together at the same address. It’s often required for:
Registering as a pareja de hecho (unmarried couple)
Enrolling children in school
Proving family units for social aid
Some town halls may require two non-family witnesses to confirm the cohabitation is real.
Does Empadronamiento Grant Legal Residency?
No. But it’s a crucial supporting document for many residency pathways. For example:
Proving 3 years of residence for arraigo social
Meeting requirements for citizenship
Applying for healthcare or public schooling access
It shows your continuous presence in Spain which matters for legalizing your stay.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Is empadronamiento required to get a TIE card?
Yes. You need to prove your address with a certificado de empadronamiento when applying for or renewing your TIE.
Can I register without legal residency?
Yes. Your immigration status doesn't matter for registration. You can use your passport or ID, even if undocumented.
Do I need to renew my padrón?
If you're a non-EU citizen without long-term residency, yes: every 2 years. Others don't need to renew unless they move.
What’s the difference between empadronamiento and the hoja padronal?
The hoja padronal is the form you fill out to apply. Empadronamiento is the act of being officially registered.
Can I register if I live in a shared apartment?
Yes. Just get a signed authorization and ID copy from the person on the lease, and a recent bill.
Can multiple people register at the same address?
Yes, as long as each person can provide proof of residence or is authorized by someone who lives there.
Can I register with social services if I’m in a shelter or unstable housing?
Yes. Social services can issue a report that enables you to register with an informal or care address.
Does registration affect my landlord’s taxes?
No. Empadronamiento has no impact on property ownership or tax obligations.
Is there a fee to register?
No. The empadronamiento process and certificate are free of charge.
Can I still be tax-resident in another country if I’m registered in Spain?
Yes, if you spend less than 183 days per year in Spain and meet residency criteria elsewhere.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Spain Immigration Law Changes 2025 Explained – Work Visas, Residency, Arraigo & Entry Rules (Royal Decree 1155/2024)
Complete overview of Spain’s 2025 new rules for residency and immigration reform under Royal Decree 1155/2024, covering new work visa rules, student visa changes, family reunification, Arraigo pathways, and tourist entry requirements.
Long-Term Residency (Larga Duración) in Spain: Complete Guide and How to Apply
The Residencia de Larga Duración is currently the only Long-Term Residency Permit option in Spain. This permit allows non-EU nationals to stay and work in Spain under similar conditions to Spanish nationals. There are two key types of long-term residency available: one valid only in Spain (LD España), and another with benefits across the EU (RLD-UE).
Complete Guide to Spain’s Permiso or Autorización de Regreso (Return Authorization) in 2025
Everything you need to know about Spain's Permiso de Regreso (also known Permiso de Regreso), essential for traveling abroad during pending residency renewals or initial card issuance.

## Spain Immigration Law Changes 2025 Explained – Work Visas, Residency, Arraigo & Entry Rules (Royal Decree 1155/2024) | LiveLoveSpain
[https://livelovespain.com/guides/spain-immigration-law-changes-2025-explained-work-visas-residency-arraigo-entry-rules-royal-decree-1155-2024](https://livelovespain.com/guides/spain-immigration-law-changes-2025-explained-work-visas-residency-arraigo-entry-rules-royal-decree-1155-2024)

> Spain has introduced landmark changes to its immigration system and new rules for residency via Royal Decree 1155/2024, published in the Boletín Oficial del Estado on February 5, 2024. These reforms modernize the Reglamento de Extranjería and reflect the country’s commitment to improving integration, responding to labor shortages, and simplifying immigration procedures.

Spain has introduced landmark changes to its immigration system and new rules for residency via Royal Decree 1155/2024, published in the Boletín Oficial del Estado on February 5, 2024. These reforms modernize the Reglamento de Extranjería and reflect the country’s commitment to improving integration, responding to labor shortages, and simplifying immigration procedures.
Key Takeaways
Work permits now allow renewals up to 4 years and include both freelance and salaried work.
Long-term resident cards now renew every 10 years for residents aged 30 and older.
Family reunification eligibility extended to children up to age 26, unregistered partners, and parents.
Student visas allow 30-hour workweeks; language course visas limited to 2 years with stricter rules.
New Arraigo categories: Formativo (vocational students) and Reincorporación (returning residents).
Travelers to Spain must prove €118/day or €1,065+ for longer stays, with accommodation and return travel.
Collective hiring processes are now possible and registry for valid academic institutions created.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Background and Purpose of the Immigration Law Changes
Spain's previous immigration framework had not been comprehensively updated since 2011. Long processing delays, narrow eligibility for permits, and rigid rules made legal immigration burdensome. The updated regulation seeks to:
Match migration flows with real labor market demand
Improve legal certainty for migrants
Facilitate integration and social cohesion
Respond to demographic trends and an aging population
New Rules For Work Visa and Residency Permit in Spain
Spain has simplified and expanded access to work permits by extending renewal periods and allowing more flexibility in employment type.
Why it matters: This promotes job stability and accommodates modern employment trends, such as gig work and side income.
New Rules For Long-Term Residency Card Validity in Spain: 10-Year Option Introduced
The new law introduces longer renewal intervals for long-term residents over 30 years old, reducing bureaucracy for stable residents.
Why it matters: Reduces administrative burden and helps residents settle more securely.
New Rules For Family Reunification Visa in Spain
Family reunification rules have been significantly expanded to include more dependent and unregistered relatives.
Why it matters: Aligns with modern family structures and supports integration of transnational families.
New rules for Student Visa in Spain 2025
Changes to student visas enhance academic and work opportunities for higher education students, while tightening rules for short-term language students.
Why it matters: These changes aim to prioritize long-term academic and professional integration while discouraging misuse of short-term study permits.
New Arraigo Pathways Introduced in 2025
Arraigo now includes additional legal paths for undocumented migrants based on labor, education, or prior residence history.
What is Arraigo? "Arraigo" means "rooting", a legal pathway for undocumented migrants to obtain residency based on ties to Spain (social, family, or employment).
Why it matters: Makes regularization more accessible and supports migrants' professional development.
Entry Requirements for Travelers to Spain in 2025
Spain clarified entry requirements for tourists and short-term visitors, including updated financial minimums and required documents.
Protections for Vulnerable Groups under Spain’s 2025 Immigration Reform
Spain has expanded the scope of exceptional residence authorizations for people facing social or humanitarian risks. These reforms aim to offer legal pathways and protection for individuals in vulnerable situations.
This update improves access to legal status and social protections for at-risk individuals.
Collective Hiring and the New Registry of Educational Institutions
Spain introduced two important systemic tools to modernize the labor and education-based migration frameworks.
1. Collective Hiring at Origin
Employers can now process job offers for multiple non-resident workers abroad in one application.
This benefits sectors with seasonal labor demand or talent shortages.
2. Registry of Higher Education Institutions
Student visas will only be granted for programs in certified academic institutions.
This ensures compliance with quality standards and EU Directive 2016/801.
Implementation Timeline
These reforms became effective 20 days after publication: February 25, 2024. Immigration offices, consulates, and employment authorities are currently operating under the new framework.
At a Glance: Key Immigration Changes in Royal Decree 1155/2024
The following table summarizes the most important updates introduced by the reform:
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
When do the new immigration rules come into effect?
20 May 2025 (published in BOE on 5 February 2024).
How often must I renew my long-term residency card?
Every 5 years until age 30, and then every 10 years after that.
Can I combine freelance and salaried work under the same permit?
Yes. The updated work permit allows both forms of employment.
Are unregistered partners and parents eligible for family reunification?
Yes. New rules include dependent children up to age 26, unregistered partners, and parents.
Are language-course student visas convertible to work permits?
No. They cannot be converted and are limited to 2 years.
What is Arraigo Formativo?
A new path allowing migrants enrolled in official vocational training to regularize their status.
What are the entry requirements for tourists in 2025?
Proof of €118/day or €1,065+ for longer stays, plus accommodation and return ticket.
Who qualifies for exceptional residence status under the new rules?
Victims of violence, labor exploitation, those cooperating with authorities, or people facing humanitarian risks are now eligible.
What is collective hiring at origin and who benefits?
It's a system allowing employers to process grouped visa applications for multiple workers outside Spain, aiding high-demand sectors.
What is the purpose of the Higher Education Registry?
It ensures that student visas are only issued for studies at certified institutions, aligning with EU education directives.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
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Long-Term Residency (Larga Duración) in Spain: Complete Guide and How to Apply
The Residencia de Larga Duración is currently the only Long-Term Residency Permit option in Spain. This permit allows non-EU nationals to stay and work in Spain under similar conditions to Spanish nationals. There are two key types of long-term residency available: one valid only in Spain (LD España), and another with benefits across the EU (RLD-UE).
Complete Guide to Spain’s Permiso or Autorización de Regreso (Return Authorization) in 2025
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Understanding Spain's Entrepreneur Visa
A comprehensive guide to Spain's Entrepreneur Visa, covering eligibility, requirements, application steps, and pathways to residency and citizenship.

## Spain’s Non-Lucrative Visa: Complete Guide and How to Apply | LiveLoveSpain
[https://livelovespain.com/guides/spain-s-non-lucrative-visa-complete-guide-and-how-to-apply](https://livelovespain.com/guides/spain-s-non-lucrative-visa-complete-guide-and-how-to-apply)

> The Non-Lucrative Visa (Visado de Residencia No Lucrativa) (often referred to as Spain NLV) is ideal for non-EU citizens who want to live in Spain without working locally. Whether you're retiring in the sun, taking a career break, or living off passive income, this visa allows you to reside in Spain for up to a year and renew your Spain NLV long-term.

The Non-Lucrative Visa (Visado de Residencia No Lucrativa) (often referred to as Spain NLV) is ideal for non-EU citizens who want to live in Spain without working locally. Whether you're retiring in the sun, taking a career break, or living off passive income, this visa allows you to reside in Spain for up to a year and renew your Spain NLV long-term.
Key Takeaways
The Non-Lucrative Visa (Spain NLV) lets non-EU citizens live in Spain without working locally.
You can bring your spouse and dependents by showing extra financial means.
You’ll need to show proof of sufficient income or savings (in 2025, about €2,400/month for the main applicant and +€600/month for each dependent).
You must apply from outside Spain, typically at a Spanish consulate in your home country.
The visa is valid for 1 year and renewable for 2 years at a time, eventually leading to permanent residency.
Start your non-lucrative visa renewal 60 days before the card expires.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What is the Spain Non-Lucrative Visa (NLV)?
The Non-Lucrative Visa (NLV) is a Spanish residence visa that allows non-EU nationals to live in Spain without working. It’s ideal for retirees, digital nomads with passive income, or anyone looking to enjoy life in Spain while being financially self-sufficient. The visa is initially valid for 1 year, renewable for 2 years, and can lead to permanent residency after 5 years.
Who is Eligible for the Non-Lucrative Visa?
You're eligible for the NLV if you:
Are a non-EEA (EU countries, plus Iceland, Liechtenstein and Norway), or Swiss national
Are not already living illegally in Spain
Have no criminal record in Spain or anywhere you've lived in the past 5 years
Have sufficient financial means to support yourself (and family, if applicable)
Hold valid private health insurance in Spain
Do not plan to work or freelance in Spain
Are not subject to a re-entry ban or part of a voluntary return commitment
What Are the Financial Requirements for the NLV?
You must show stable income or savings to support your stay:
€2,400/month or €28,800/year for the main applicant (400% of IPREM)
+€600/month or €7,200/year for each family member (100% of IPREM)
You can prove this via:
Bank statements and savings balances
Ownership of assets (e.g., real estate)
Income from pensions, dividends, or rentals
Do I Need to Pay Taxes in Spain on a Non-Lucrative Visa?
If you stay in Spain more than 183 days per year, you are considered a tax resident. That means:
You must declare your worldwide income to Spanish tax authorities.
Income from abroad (pensions, dividends, rental income, etc.) must be reported annually.
Double taxation agreements may help avoid paying taxes twice. Check if your country has an agreement with Spain.
You are not required to pay into Spanish Social Security unless you switch to a work/residence permit later.
What Documents Are Required for the Non-Lucrative Visa?
Here's what you’ll need:
Completed Non-Lucrative residence visa application form EX-01↗ (in duplicate)
Visa Application Form↗
Passport valid for at least 1 year
Criminal record certificate (issued in the last 90 days)
Medical certificate
Proof of financial means (bank certificates, investment docs, etc.)
Private health insurance valid in Spain
Passport-sized photos (usually 2)
Proof of residence in the consular district.
How to Apply for the Spain Non-Lucrative Visa?
Here's how to apply:
Submit your application at the Spanish Consulate or Embassy in your country of residence
Pay the application fees:
Visa fee (varies by country, check your consulate's website)
Residence authorization fee, fill and pay Tasa 790 052↗, make sure to tick box 2.1 "Autorización inicial de residencia temporal (excepto por circunstancias excepcionales)" - can be paid online or at the consulate
Visa fee (varies by country, check your consulate's website)
Residence authorization fee, fill and pay Tasa 790 052↗, make sure to tick box 2.1 "Autorización inicial de residencia temporal (excepto por circunstancias excepcionales)" - can be paid online or at the consulate
Attend the visa appointment in person (or the legal guardian)
The decision can take up to 3 months
If approved, collect your visa within 1 month or it will be considered forfeited
Once granted, you must enter Spain within the visa validity period (maximum 3 months).
What Happens After You Arrive in Spain?
Once in Spain, you must:
Apply for your Foreigner’s Identity Card (TIE) within 1 month of arrival
Book an appointment at your local Extranjería (immigration office)
Bring with you:
Your passport and visa
Filled and signed**EX-17 form↗** (application for the TIE)
1 passport-sized photo
Proof of payment for Tasa 790 012↗ and select option "TIE que documenta la primera concesión de la autorización de residencia temporal, de estancia o para trabajadores transfronterizos" (around €16)
Empadronamiento (residency certificate or housing proof that you get from the Local Town Hall)
How Long Is the Non-Lucrative Visa Valid and Can It Be Renewed?
The NLV is initially valid for 1 year. It can then be renewed for:
2 years after the first year
Another 2 years after that
After 5 years, you may qualify for long-term or permanent residency↗.
To renew, you must show:
Continued financial means
Valid private health insurance
Proof of living in Spain at least 183 days per year
Can My Family Join Me Under the Non-Lucrative Visa?
Your spouse and dependent children can apply as dependents.
To include them:
Provide proof of family relationship (marriage/birth certificates)
Show additional income for each member (€7,200/year per dependent)
Include them in your application at the consulate
Provide individual documents: passport, health insurance, criminal certificate (if over 18), medical certificate.
Can Children on a Non-Lucrative Visa Access Public Services?
Yes! Children of NLV holders can access public healthcare and public education in Spain.
Public education is available from age 3 (infantil) to secondary school (registration is based on your address).
Healthcare is also accessible through Spain’s universal system in most regions, especially for children who are registered (empadronados).
Even though NLV holders don't contribute to Social Security, Spain still provides access for minors as a right. However, private insurance is required for all visa applicants and can serve as the primary coverage.
Spain non-lucrative visa to permanent residency
Spain’s Non-Lucrative Visa (NLV) is a popular option for non-EU nationals who wish to reside in Spain without engaging in local employment. While it does not grant work rights, it does set you on the path toward permanent residency and, eventually, citizenship - provided you meet certain conditions.
To apply for permanent residency (residencia de larga duración), you must:
Accumulate 5 continuous years of legal residence in Spain under any residence permits (including NLV),
Avoid absences exceeding six months per year (or ten months total over the five-year period),
Be in good legal standing, with no criminal record in Spain or abroad, and -Maintain valid renewals of your NLV.
Are There Any Limitations to the Non-Lucrative Visa?
Yes. With the NLV:
You cannot work or freelance in Spain (including remote work based in Spain)
You must reside in Spain at least 183 days per year to renew
You must renew your TIE card as required
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Can I work remotely from Spain on the Non-Lucrative Visa?
Technically, no. The Non-Lucrative Visa prohibits any professional activity in Spain.
How much money do I need in the bank for the Spain Non-Lucrative Visa?
For 2025, the main applicant must show at least €28,800 in annual income or savings (2,400€/month). For each dependent, add €7,200 (600€/month). You can prove this through bank statements, pension income, or passive investment returns.
How long can I stay in Spain with the Non-Lucrative Visa?
The visa allows you to live in Spain for 1 year initially. You can renew it for 2 more years, then again for another 2 years. After 5 years, you can apply for permanent residency.
Can I travel around Europe with the Non-Lucrative Visa?
Yes. Once you arrive in Spain and get your residency card (TIE), you can travel freely in the Schengen Area for up to 90 days within any 180-day period.
Do I need to speak Spanish to apply for the NLV?
No, Spanish language is not a requirement for the Non-Lucrative Visa. However, learning the basics will make daily life in Spain much easier!
Can I switch to a work visa later from the Non-Lucrative Visa?
Yes, after 1 year of legal residence, you can request a modification of your permit to work in Spain, provided you meet the job or self-employment criteria.
Can I bring my pets with me under the Non-Lucrative Visa?
Yes, Spain allows you to bring pets, but they must have updated vaccinations and a pet passport or health certificate depending on the country of origin.
What happens if I leave Spain for an extended period while on the Non-Lucrative Visa?
To maintain your NLV and be eligible for renewal or permanent residency, you must spend at least 183 days per year in Spain. Extended absences may affect your status.
Do children on the Non-Lucrative Visa have access to school in Spain?
Yes, children on the Non-Lucrative Visa can attend public or private schools in Spain. Public education is free and widely accessible.
How long does it take to get the Non-Lucrative Visa?
Processing time can range from 2 to 8 weeks depending on the Spanish consulate and your individual case. Be sure to apply well in advance.
When should I start my non-lucrative visa renewal?
Spanish law lets you file from 60 days before to 90 days after your NLV card expires; filing earlier avoids gaps in healthcare coverage.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)
A step-by-step guide on obtaining the NIE, a critical identification number for foreigners living or doing business in Spain.
Types of Residency Permits in Spain
An overview of the different types of residency permits available in Spain and how to apply for them.
Spain Introduces New Updates to Immigration Regulations (2025)
Key updates on visa processes, job-seeking visas, and new residence permit pathways in Spain.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.

## Complete Guide to Spain’s Permiso or Autorización de Regreso (Return Authorization) in 2025 | LiveLoveSpain
[https://livelovespain.com/guides/complete-guide-to-spain-s-permiso-or-autorizaci-n-de-regreso-return-authorization-in-2025](https://livelovespain.com/guides/complete-guide-to-spain-s-permiso-or-autorizaci-n-de-regreso-return-authorization-in-2025)

> An Autorización de Regreso (Return Authorization) is essential if you need to temporarily travel abroad while your residency renewal or initial TIE issuance is still being processed. This guide covers how, when, and where to apply for your Permiso de Regreso in Spain.

An Autorización de Regreso (Return Authorization) is essential if you need to temporarily travel abroad while your residency renewal or initial TIE issuance is still being processed. This guide covers how, when, and where to apply for your Permiso de Regreso in Spain.
Key Takeaways
The Permiso de Regreso or Autorización de Regreso lets non-EU residents travel internationally while their residency renewal or initial residency card (TIE) issuance is pending.
It's essential if your TIE is in renewal, lost, stolen, or still in initial processing and you must leave Spain temporarily.
To apply, you must fill and submit form EX-13 at your local Extranjería (Immigration Office) or Police Station.
The permit typically costs around €10.72, paid via Tasa 790-012.
Appointments (Cita Previa) may take time, so apply early to ensure you receive your document in time.
Permiso de Regreso is generally issued during your appointment.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What is a Permiso de Regreso or Autorización de Regreso?
A Permiso de Regreso or Autorización de Regreso (Return Authorization) is a temporary document that allows non-EU residents awaiting their renewed or first-time Foreign Identity card (TIE) to exit and re-enter Spain legally. It's specifically useful during pending residency renewals or initial TIE card issuance when urgent international travel is required.
Who Needs a Permiso de Regreso or Autorización de Regreso?
You need a Permiso de Regreso if:
You're a non-EU resident awaiting renewal or replacement of your TIE.
You have applied for initial residency, your application is approved or pending approval, and your TIE card has not yet been issued.
You must leave Spain temporarily for exceptional or urgent personal reasons while your residency card issuance or renewal is pending.
When to Apply for a Permiso de Regreso or Autorización de Regreso
You should apply if you have an urgent or exceptional need to travel abroad during:
Residence permit in renewal process
TIE renewal or replacement process
Initial residency card issuance (for exceptional circumstances)
Schedule your appointment at least 2–4 weeks before traveling to avoid last-minute issues.
Required Documents for NIE Permiso de Regreso or Autorización de Regreso
You'll need:
Your valid passport (original + copy)
Completed EX-13 form↗
Proof of residency application (justificante) or renewal (resguardo)
Your travel ticket or reservation
Payment receipt for Tasa 790-012 (form here↗)
How to Apply for a Permiso or Autorización de Regreso: Step-by-Step Process
Schedule an appointment (Cita Previa) at your local Immigration Office - Extranjería↗.
Fill and submit Form EX-13↗.
Pay fee using form Tasa 790-012↗.
Attend your appointment with the required documents.
Collect your Permiso de Regreso (typically issued during the appointment).
How to Fill the EX-13 Form to Apply for a Permiso or Autorización de Regreso in Spain?
One of the first steps is to fill Form EX-13↗.
On page 1, you need to fill in the applicant's and guardian information (in case applicable). Make sure to fill one form per applicant.
On page 2, you need to provide information related to your specific case (residency renewal in process, TIE card for initial residence in process of issuance etc.) and the reason for travel. Check out the below for more information:
How to Fill and Pay for Tasa 790-012 for a Permiso or Autorización de Regreso in Spain?
You will need to fill the Form for Tasa 790-012↗.
Fill in your NIE number, your Name and Surname, your current Address and Phone number.
Then in section "Documentos de identidad y títulos y documentos de viaje a extranjeros indocumentados y otros documentos.", you will need to select ".Autorización de regreso.".
This will automatically reflect the correct fee in the form.
Then select your payment method for the Tax, for cash at your nearest bank, select "En efectivo", if you wish to pay through bank transfer, select "E.C. Adeudo en cuenta" and provide your Account's IBAN number.
You will need to print out the form and sign it and then take it to your nearest bank for payment.
You will need to submit the administration copy as proof of payment for your appointment.
How to Book an Appointment for a Permiso or Autorización de Regreso in Spain?
You can book an appointment at your local Immigration Office - Extranjería or your local Police Station.↗. Follow the steps below:
Validity and Restrictions
The Permiso de Regreso is typically valid for 90 days and allows a single entry back to Spain. Note:
It only authorizes your return directly to Spain.
It does not grant travel privileges within other Schengen countries.
Common Mistakes and How to Avoid Them
Late application: Book your appointment early, at least 2–4 weeks before travel.
Incomplete documentation: Verify all required documents carefully.
Misunderstanding Schengen rules: This permit only allows entry into Spain, not travel across the Schengen area.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
How do I know if my TIE card is ready for collection?
Generally, your TIE card is ready within 30-40 days. To confirm precisely:
Check the receipt from the immigration office and note your lot number.
Visit Cita previa de Extranjeria↗.
Choose your province.
Select the office where you applied.
Under 'Selecciona trámite', choose 'RECOGIDA DE TARJETA DE IDENTIDAD DE EXTRANJERO (TIE)', and click 'ACCEPTAR'.
A message at the top of the next page shows the latest received lot number at the office. If your lot number is equal to or lower than this number, your TIE card is ready for pickup, and you can proceed to book your collection appointment.
What is Spain's Permiso de Regreso or Autorización de Regreso (Return Authorization)?
The Permiso de Regreso allows non-EU residents to temporarily leave and re-enter Spain while awaiting renewal or initial issuance of their TIE (residency card).
Can I get a Permiso de Regreso if my residence permit renewal is in process?
Yes, if your residency permit renewal is in process and you have to travel, you can apply for a Permiso or Autorización de Regreso.
Can I get a Permiso de Regreso if my initial residency card isn't issued yet?
Yes, if your initial residency is approved or pending and you must leave Spain urgently, you can apply for a Permiso de Regreso by providing justification of your exceptional circumstances.
How quickly can I get a Permiso de Regreso?
Typically, it is issued the same day as your appointment, provided all required documents and fees are submitted correctly.
Can I travel within the Schengen Area with my Permiso de Regreso?
No. It allows you direct re-entry into Spain, but travel within the broader Schengen zone depends on holding a valid residence card or Schengen visa.
How much does a Permiso de Regreso cost?
In 2025, the fee is approximately €10.72, payable via Tasa 790-012 form.
Can EU citizens get a Permiso de Regreso?
No, this document is not necessary for EU citizens due to freedom of movement rights within the EU.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)
A step-by-step guide on obtaining the NIE, a critical identification number for foreigners living or doing business in Spain.
Types of Residency Permits in Spain
An overview of the different types of residency permits available in Spain and how to apply for them.
Spain Introduces New Updates to Immigration Regulations (2025)
Key updates on visa processes, job-seeking visas, and new residence permit pathways in Spain.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.

## Long-Term Residency (Larga Duración) in Spain: Complete Guide and How to Apply | LiveLoveSpain
[https://livelovespain.com/guides/long-term-residency-larga-duraci-n-in-spain-complete-guide-and-how-to-apply](https://livelovespain.com/guides/long-term-residency-larga-duraci-n-in-spain-complete-guide-and-how-to-apply)

> The Residencia de Larga Duración is currently the only Long-Term Residency Permit option in Spain. This permit allows non-EU nationals to stay and work in Spain under similar conditions to Spanish nationals. There are two key types of long-term residency available: one valid only in Spain (LD España), and another with benefits across the EU (RLD-UE).

The Residencia de Larga Duración is currently the only Long-Term Residency Permit option in Spain. This permit allows non-EU nationals to stay and work in Spain under similar conditions to Spanish nationals. There are two key types of long-term residency available: one valid only in Spain (LD España), and another with benefits across the EU (RLD-UE).
Key Takeaways
Spain offers two long-term residency types: LD (valid in Spain) and LD-UE (includes EU mobility).
You can apply after 5 years of legal stay - or sooner if you qualify under special cases like pension, disability, or Blue Card.
LD-UE requires health insurance and stable income, and lets you move more easily across EU countries.
Make sure not to spend over 12 months outside the EU (or 6 years outside Spain if you hold LD-UE), to avoid losing your residency status.
Family members of LD-UE holders are eligible for LD-Spain residency without needing 5 years of residence.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What are the different pathways to qualify for Long-Term Residency in Spain?
There are several legal pathways that allow foreign nationals to qualify for long-term residency (Larga Duración or LD) or EU long-term residency (Larga Duración-UE) in Spain. These include:
Continuous legal residence in Spain for 5 years.
Previous residency in other EU countries under the Blue Card or LD-UE.
Special conditions such as retirement, disability, birth in Spain, or stateless status.
Family members of EU long-term residents or individuals recovering their former long-term resident status.
Each pathway has its own legal requirements and required documentation. See below for detailed sections for each specific type.
Requirements for the General Long-Term Residency in Spain
To be eligible for Larga Duración in Spain, the applicant must:
Not be a citizen of the EU, EEA, or Switzerland.
Have no criminal record in Spain or any previous countries of residence.
Not be banned from entering Spain or appear as rejectable in countries with shared entry agreements.
Meet one of the following conditions:
Have legally and continuously resided in Spain for 5 years. Short absences are allowed: up to 6 months at a time, not exceeding 10 months total (or 12 for work) over 5 years.
Have held a EU Blue Card for 5 continuous years in the EU, with the last 2 years in Spain. Absences from the EU must not exceed 12 consecutive months or 18 total months in 5 years.
Be a recipient of a Spanish contributory pension for retirement.
Be a recipient of a contributory permanent disability or severe disability pension under the Spanish system.
Have been born in Spain and lived there legally and continuously for the 3 years prior to application, after turning 18.
Be a former Spanish national who has lost Spanish citizenship.
Have been under the custody of a Spanish public entity during the 5 years prior to turning 18.
Be a recognized stateless person, refugee, or under subsidiary protection in Spain.
Have made significant contributions to Spain’s economic, scientific, cultural, or international profile, supported by the Ministry of Employment.
Have legally and continuously resided in Spain for 5 years. Short absences are allowed: up to 6 months at a time, not exceeding 10 months total (or 12 for work) over 5 years.
Have held a EU Blue Card for 5 continuous years in the EU, with the last 2 years in Spain. Absences from the EU must not exceed 12 consecutive months or 18 total months in 5 years.
Be a recipient of a Spanish contributory pension for retirement.
Be a recipient of a contributory permanent disability or severe disability pension under the Spanish system.
Have been born in Spain and lived there legally and continuously for the 3 years prior to application, after turning 18.
Be a former Spanish national who has lost Spanish citizenship.
Have been under the custody of a Spanish public entity during the 5 years prior to turning 18.
Be a recognized stateless person, refugee, or under subsidiary protection in Spain.
Have made significant contributions to Spain’s economic, scientific, cultural, or international profile, supported by the Ministry of Employment.
Required Documentation:
Form EX-11↗, completed and signed.
Copy of entire passport.
Certificate of school enrollment for minors (if applicable).
Criminal record certificate from countries of residence for the past 5 years.
Proof of Payment of Tasa 790 052↗
Specific supporting documents for each case (birth certificate, pension certificate, Blue Card proof, etc.).
All foreign documents must be translated into Spanish and legalized or apostilled as per international agreements.
Requirements for the EU Long-Term Residency Permit in Spain
To be eligible for Larga Duración-UE, the applicant must:
Not be an EU/EEA/Swiss citizen or their family member under EU regime.
Have no criminal record in Spain or former countries of residence.
Not be banned from entry in Spain or similar territory.
Have legally and continuously resided in Spain for 5 years.
Absences up to 6 months allowed (max. 10 months total in 5 years, or 12 months if for work).
Time spent on a student visa or exchange counts at 50% if followed by a residence permit.
Absences up to 6 months allowed (max. 10 months total in 5 years, or 12 months if for work).
Time spent on a student visa or exchange counts at 50% if followed by a residence permit.
Hold a EU Blue Card with at least 2 years of residence in Spain, and prior residence in the EU Blue Card system totaling 5 years.
Show proof of stable and regular income to support themselves and family:
150% of IPREM for 2 people, +50% for each additional person.
Income can come from employment, self-employment, or passive sources.
150% of IPREM for 2 people, +50% for each additional person.
Income can come from employment, self-employment, or passive sources.
Show proof of health insurance, either public or private.
Required Documentation:
Form EX-11↗.
Complete passport copy.
Financial documentation (Employment Letter, Tax Returns, Bank Statements, Invoices, etc ).
Proof of payment of Tasa 790 052↗
Health insurance certificate (public and/or private).
Proof of prior EU Blue Card residence (if applicable).
Translated and legalized documents as required.
Requirements for recovering a previously held Long-Term Residency in Spain
This applies to foreign nationals who previously held a Spanish long-term residence permit and lost it due to extended absence or voluntary renunciation.
Eligibility conditions:
You must not have been expelled from Spain.
You must submit your application at a Spanish consulate or upon return to Spain, and justify your right to regain long-term resident status.
Documents Required:
Form EX-11↗.
Proof of previous long-term residency in Spain.
Passport copy.
Proof of payment of Tasa 790 052↗
Criminal record certificate from all countries of residence for the past 5 years.
Any supporting documents explaining the reason for the loss and return intent.
Requirements for recovering EU Long-Term Residency in Spain
This applies to those who previously held a Larga Duración-UE permit in Spain and lost it, often due to prolonged absence from EU territory.
Key requirements:
You must justify your previous status and the reason for recovery.
Submit the application either from abroad via consulate or directly in Spain.
Required Documents:
Form EX-11↗.
Passport copy.
Documentation proving previous EU long-term resident status in Spain.
Proof of payment of Tasa 790 052↗
Supporting documents (criminal record, justification of return).
Requirements for holders of Long-Term EU Residency from another EU country
This applies to individuals who hold a Larga Duración-UE permit from another EU member state and wish to establish residence in Spain.
Conditions:
You must present valid documentation of your long-term EU residency.
Demonstrate your intention to reside in Spain.
Required Documents:
EX-11 form↗.
Copy of valid Larga Duración-UE permit from the other EU country.
Passport.
Proof of payment of Tasa 790 052↗
Justification of your move to Spain (employment, family reasons, etc.).
Requirements for family members of Long-Term EU Residents in another EU country
This option is for family members of foreigners holding a Larga Duración-UE permit in another EU country who wish to join them in Spain.
Requirements:
Proof of the family relationship.
Copy of the sponsor’s valid LD-UE permit in another EU state.
Proof of adequate housing, financial means, and health insurance.
Required Documents:
EX-11 form↗.
Passport copy.
Proof of payment of Tasa 790 052↗
Copy of sponsor’s LD-UE card.
Marriage or birth certificates.
Financial and housing proof (Empadronamiento).
Translations and legalizations as needed.
Requirements for Permanent Residency as a Family Member of an EU Citizen
This applies to non-EU family members of EU citizens who already hold 5 years of continuous residence under the EU regime.
Requirements:
Continuous legal residence in Spain as a family member for at least 5 years.
Proof of continued family relationship (marriage, partnership, parenthood).
Required Documents:
Application form for permanent EU family card.
Passport copy.
Valid residence card.
Certificate of registration of the EU citizen family member.
Marriage or birth certificate.
Documents must be translated and legalized if needed.
How to Apply for Long-Term Residency (Larga Duración)?
1. Gather documents:
EX-11 application form↗
A copy of all pages of your Passport
Current residency card (TIE)
Proof of 5 years of legal residence (empadronamiento history, social security contributions, residency cards)
Criminal record certificate
Passport-sized photo
Payment proof of Tasa 790 052↗
For LD-UE applications:
Financial documentation and health insurance certificate
💶 What financial proof do I need?
If employed: Job contract and last 3 payslips
If self-employed (autónomo): Tax returns (Modelo 130 or Modelo 131)
If not working:
Bank certificate showing balance
Last 6 months' bank statements
Explanation of income sources (savings, property sale, pension, etc.)
Bank certificate showing balance
Last 6 months' bank statements
Explanation of income sources (savings, property sale, pension, etc.)
For health insurance: Provide a certificate from a public or private insurance provider authorized in Spain.
How to Pay the Application Fee
Fill and submit Modelo 790 052↗
Tick box 2.6: "Autorización de residencia de larga duración y autorización de residencia de larga duración-UE"
Pay €21.87
Where and How to Submit Your Application
Online (Recommended):
Apply through MERCURIO platform: MERCURIO↗
Or via Registro Electrónico: Registro Electrónico↗
Address to: Oficina de Extranjería Madrid – Code: EA0040721
In-Person:
Submit at a registry of:
Spanish Central Government
Regional Government (Comunidad Autónoma)
Your local Town Hall (Ayuntamiento)
Spanish Central Government
Regional Government (Comunidad Autónoma)
Your local Town Hall (Ayuntamiento)
By Post (via Correos):
Use ORVE Service (recommended)
Or send via administrative mail to:
Oficina de Extranjería
Calle García de Paredes, 65
28010 Madrid
Oficina de Extranjería
Calle García de Paredes, 65
28010 Madrid
What are the most common mistakes when applying for long-term residency?
Applicants often make avoidable errors that lead to delays or rejections. Here are the most frequent ones to watch out for:
❌ Submitting incomplete or untranslated documents, especially certificates from outside Spain
❌ Applying too early, before completing the 5-year legal residency period
❌ Using the wrong tax form or incorrect Tasa code (always double-check the correct box on Modelo 790 052)
❌ Forgetting to track time spent outside Spain or the EU (too many days abroad can disqualify you)
❌ Not renewing your TIE card on time, even if your residency is indefinite, your TIE must be kept valid.
How do I Get the Spanish Criminal Record Certificate (Certificado de Antecedentes Penales)?
You can get it by visiting this link Ministerio de Justicia↗ and selecting "Solicitud de certificado electrónico de Antecedentes Penales para personas físicas"
How Long Does It Take to Get a Decision?
Average processing time: 1 to 3 months (may vary by province).
Administrative silence (silencio administrativo):
How to Get the TIE Card After Approval
Get an appointment at the Extranjeria↗ or your local Police Station↗.
Fill EX-17 form↗
Bring a recent passport photo (different from previous TIE)
Provide a copy of resolution approving your residency application
Pay Tasa 790 Código 012: Fill it here↗ and select the option "TIE que documenta la autorización de residencia de larga duración o de residencia de larga duración-UE." for LD or LD-UE TIE card
How do I fill the Form EX-17 to apply for the Residence Permit Card (TIE)?
To Fill Form EX-17↗, follow these steps:
How to I pay for Tax 790 012?
You can pay for Tax 790 012 by filling the tax form and payingonline or at your nearest bank, follow these steps:
How to Check if Your TIE Card is Ready for Collection
It usually takes about 30-40 days for your TIE (Tarjeta de Identidad de Extranjero) card to be ready, but here's how you can check precisely if your card is available:
Locate Your Lot Number:

Find the receipt you received when submitting your TIE application. Your lot number (número de lote) is indicated here.
Locate Your Lot Number:
Find the receipt you received when submitting your TIE application. Your lot number (número de lote) is indicated here.
Visit the Official Website:

Go to the Cita previa de Extranjería website↗.
Visit the Official Website:
Go to the Cita previa de Extranjería website↗.
Select Your Province and Office:

Choose your province from the list provided.
Under "Selecciona Oficina", choose the specific office where you submitted your TIE application.
Select Your Province and Office:
Choose your province from the list provided.
Under "Selecciona Oficina", choose the specific office where you submitted your TIE application.
Select the Relevant Procedure:

In "Selecciona trámite", choose "RECOGIDA DE TARJETA DE IDENTIDAD DE EXTRANJERO (TIE)", then click "ACCEPTAR".
Select the Relevant Procedure:
In "Selecciona trámite", choose "RECOGIDA DE TARJETA DE IDENTIDAD DE EXTRANJERO (TIE)", then click "ACCEPTAR".
Check the Latest Lot Number:

The next page will display the message "EL ÚLTIMO LOTE RECIBIDO EN LA OFICINA SELECCIONADA ES EL [NUMERO]".
Check the Latest Lot Number:
The next page will display the message "EL ÚLTIMO LOTE RECIBIDO EN LA OFICINA SELECCIONADA ES EL [NUMERO]".
If your lot number is less than or equal to the displayed lot number, your TIE card is ready for collection. If your lot number is higher, you must wait and check again later.
Once confirmed, proceed to book your appointment for collection.
What Are the Benefits of Long-Term Residency in Spain?
Long Term residence in Spain
Right to work (as employee or self-employed)
Access to public healthcare and education
Family reunification rights
No need for annual renewals
Ability to recover your status if lost due to absence
How to Maintain Your Long-Term Residency Status
Do not leave the EU for over 12 consecutive months (LD)
For LD-UE: Do not leave Spain for over 6 consecutive years
Renew your TIE card every 5 years (status remains valid indefinitely)
Can I Lose My Long-Term Residency in Spain?
Yes, you may lose your LD or LD-UE status if:
You leave the EU for more than 12 consecutive months
You obtain LD status in another EU country
You are absent from Spain for over 6 years (LD-UE only)
You commit a serious offense or submit false documents
How Can I Recover My Lost Long-Term Residency?
Submit EX-11↗ form
Include: Passport, criminal record certificate, medical certificate (if abroad), and proof of past residency
Pay Tasa 790 052↗ again
Apply at a Spanish Consulate (if abroad) or at a Spanish immigration office upon re-entry
After approval, apply for a new TIE card
What’s the Difference Between LD and LD-UE?
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What is the difference between LD España and RLD-UE?
LD España is valid only in Spain, while RLD-UE allows you to live and work in other EU countries. RLD-UE offers greater mobility but has stricter requirements and is more difficult to obtain.
Can I apply for long-term residency if I have gaps in my legal residence?
No. The 5-year period must be continuous. Absences from Spain should not exceed 6 months per year or 10 months total during the 5-year period.
What financial requirements must I meet?
You must demonstrate sufficient and stable financial resources. For 2025, the minimum required is approximately €2,400/month for the main applicant, plus €600/month for each dependent family member.
Can I work with a long-term residency permit?
Yes. Long-term residency permits grant full work rights in Spain, similar to Spanish nationals. With RLD-UE, you can also work in other EU countries after registering there.
How long is the long-term residency permit valid?
The permit is initially valid for 5 years and can be renewed indefinitely as long as you maintain the requirements. There's no maximum duration.
Can my spouse and children get long-term residency too?
Yes, family members who have lived with you in Spain for 5 years may also apply for long-term residency. You must prove cohabitation and family ties, and they must meet similar conditions regarding criminal records and legal stay.
How long does the application process take?
The decision typically takes between 1 and 3 months. For LD (Spain-only), if there's no response after 3–4 months, your application is considered approved by default (administrative silence). This does not apply to LD-UE.
Can I lose my long-term residency if I leave Spain?
Yes. If you hold LD (Spain-only), you may lose it if you're outside the EU for more than 12 months. For LD-UE, you can lose it if you're outside Spain for more than 6 years or outside the EU for over 12 months.
How does time as a student count toward long-term residency?
If you were in Spain on a student visa or doing non-labor internships, only 50% of that time counts toward the required 5 years. You must also have transitioned to a residency permit before applying.
Can I move to another EU country with a Spanish LD-UE permit?
Yes, but you must apply for residence in the new country under their local rules. Having an LD-UE permit gives you the right to move, but it does not grant automatic residency in another EU member state.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)
A step-by-step guide on obtaining the NIE, a critical identification number for foreigners living or doing business in Spain.
Types of Residency Permits in Spain
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Spain Introduces New Updates to Immigration Regulations (2025)
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Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
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## Renting vs Buying in Spain: The Ultimate Guide for Expats (2025) | LiveLoveSpain
[https://livelovespain.com/guides/renting-vs-buying-in-spain-the-ultimate-guide-for-expats-2025](https://livelovespain.com/guides/renting-vs-buying-in-spain-the-ultimate-guide-for-expats-2025)

> Spain is one of the most sought-after destinations for expats, retirees, and digital nomads looking for a great quality of life. But when it comes to housing, should you rent or buy? This guide breaks down the key factors: costs, legal requirements, and pros and cons to help you make the right decision.

Spain is one of the most sought-after destinations for expats, retirees, and digital nomads looking for a great quality of life. But when it comes to housing, should you rent or buy? This guide breaks down the key factors: costs, legal requirements, and pros and cons to help you make the right decision.
Key Takeaways
Buying a newly constructed home requires almost as much attention to detail as buying a previously owned one.
Tenants have strong rights in Spain, including protected lease terms and eviction restrictions.
Inspect a new home carefully, as it can have hidden defects.
When viewing model homes, understand what's standard and what constitutes an upgraded feature, which of course will cost you more.
You should have your own real estate agent and research your own mortgage, don't assume the builder's terms are the best.
It is inadvisable to turn down a home inspection, even if it costs you money.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
1. The Housing Market in Spain: An Overview
Spain’s real estate market has seen significant changes over the past decade. While property prices have steadily increased in major cities like Madrid, Barcelona, and Valencia, they remain lower than in other European capitals. Rental prices have also surged, especially in high-demand areas, making the decision to rent or buy even more crucial.
2. Renting vs. Buying in Spain: A Decision Matrix
To help expats make the best decision, use the following decision matrix based on personal and financial factors:
3. Tax Implications: Renting vs. Buying in Spain
Many expats overlook the tax impact of their housing choice. Here’s a quick comparison:
4. Legal Considerations & Tenant Rights in Spain
Spain has strong tenant protection laws, primarily governed by the Ley de Arrendamientos Urbanos (LAU) or Urban Leases Law (Law 29/1994, last updated in Royal Decree-Law 7/2019)↗. These laws regulate long-term rentals, landlord obligations, tenant rights, and eviction procedures.
Tenant Rights:

Lease Duration & Renewal (Article 9 & 10, LAU 29/1994): Leases are typically 1–5 years, depending on the type of contract. If the landlord is an individual, the minimum lease duration is 5 years (7 years if the landlord is a legal entity). If a contract is signed for a shorter period, it is automatically extended up to 5 years unless the tenant decides to leave. After 5 years, contracts renew yearly for up to 3 additional years, unless either party gives 4 months’ notice (landlord) or 2 months’ notice (tenant).Leases are typically 1–5 years.
Tenants are Not Liable for Normal Wear and Tear – Under Article 21 of the Urban Leases Law (LAU, 29/1994), tenants are not responsible for repairs due to normal use or aging of the property. Landlords must cover maintenance for structural issues, plumbing, and essential utilities.
Eviction Rules – Landlords Cannot Evict Without Legal Cause (Article 27, LAU 29/1994): Eviction without cause is illegal in Spain. A landlord can only evict tenants for: Non-payment of rent or utilities, Subletting without permission, Severe property damage, Personal use (if the owner needs the property for themselves or immediate family – must be stated in the contract). Notice period for eviction: If the tenant has paid rent on time, landlords must give at least 2 months’ notice before requesting the property back.
Security Deposit Rules (Article 36, LAU 29/1994): Landlords must return the security deposit within 30 days after the tenant moves out. The deposit is equal to one month’s rent for residential leases and two months’ rent for commercial leases. If damages occur, landlords must provide itemized proof before withholding any amount.
Tenant Rights:
Lease Duration & Renewal (Article 9 & 10, LAU 29/1994): Leases are typically 1–5 years, depending on the type of contract. If the landlord is an individual, the minimum lease duration is 5 years (7 years if the landlord is a legal entity). If a contract is signed for a shorter period, it is automatically extended up to 5 years unless the tenant decides to leave. After 5 years, contracts renew yearly for up to 3 additional years, unless either party gives 4 months’ notice (landlord) or 2 months’ notice (tenant).Leases are typically 1–5 years.
Tenants are Not Liable for Normal Wear and Tear – Under Article 21 of the Urban Leases Law (LAU, 29/1994), tenants are not responsible for repairs due to normal use or aging of the property. Landlords must cover maintenance for structural issues, plumbing, and essential utilities.
Eviction Rules – Landlords Cannot Evict Without Legal Cause (Article 27, LAU 29/1994): Eviction without cause is illegal in Spain. A landlord can only evict tenants for: Non-payment of rent or utilities, Subletting without permission, Severe property damage, Personal use (if the owner needs the property for themselves or immediate family – must be stated in the contract). Notice period for eviction: If the tenant has paid rent on time, landlords must give at least 2 months’ notice before requesting the property back.
Security Deposit Rules (Article 36, LAU 29/1994): Landlords must return the security deposit within 30 days after the tenant moves out. The deposit is equal to one month’s rent for residential leases and two months’ rent for commercial leases. If damages occur, landlords must provide itemized proof before withholding any amount.
About Rent Increases and Limits in Spain:

Standard Rule: Rent Increases Are Tied to CPI. Under Article 18 of the Urban Leases Law (LAU), rent increases for long-term leases must follow CPI unless stated otherwise in the contract. The CPI is published monthly↗ by Spain’s National Statistics Institute (INE) and reflects inflation.
Temporary Rent Caps (2023–2024): Due to inflation, Spain capped rent increases at 2% (2023) and 3% (2024), overriding CPI. This applies mainly to large landlords (10+ properties), while small landlords can still adjust rent based on CPI.
Exceptions & New Contracts: If a lease lacks a CPI clause, rent cannot be increased during the contract. New rental contracts are not subject to CPI limits, allowing landlords to set a new price. Short-term and tourist rentals (less than 1 year) are exempt from rent regulations.
Rent Controls in High-Demand Areas (Ley 12/2023): In regulated zones, large landlords cannot increase rent beyond set limits.
About Rent Increases and Limits in Spain:
Standard Rule: Rent Increases Are Tied to CPI. Under Article 18 of the Urban Leases Law (LAU), rent increases for long-term leases must follow CPI unless stated otherwise in the contract. The CPI is published monthly↗ by Spain’s National Statistics Institute (INE) and reflects inflation.
Temporary Rent Caps (2023–2024): Due to inflation, Spain capped rent increases at 2% (2023) and 3% (2024), overriding CPI. This applies mainly to large landlords (10+ properties), while small landlords can still adjust rent based on CPI.
Exceptions & New Contracts: If a lease lacks a CPI clause, rent cannot be increased during the contract. New rental contracts are not subject to CPI limits, allowing landlords to set a new price. Short-term and tourist rentals (less than 1 year) are exempt from rent regulations.
Rent Controls in High-Demand Areas (Ley 12/2023): In regulated zones, large landlords cannot increase rent beyond set limits.
Mortgage Application Process: Step-by-Step Guide for Expats in Spain
Applying for a mortgage as an expat in Spain involves several straightforward steps:
Step 1: Determine Your Budget & Pre-qualification – Evaluate finances and get pre-qualified to know your maximum loan amount.
Step 2: Find Your Ideal Property – Search reputable property platforms like Idealista, Fotocasa, and Habitaclia.
Step 3: Gather Essential Documents – Prepare your NIE, passport, proof of income, credit reports, and employment details.
Step 4: Compare Mortgage Options – Check interest rates from multiple banks (typically 3–5% for expats in 2025).
Step 5: Arrange Property Valuation – Obtain an independent bank-approved valuation (tasación), costing around €300–€600.
Step 6: Submit the Final Application – Provide the selected bank with all documentation, including NIE, income verification, credit reports, and valuation results. Expect 2–4 weeks for final approval.
Step 7: Finalize the Purchase – Sign the purchase contract at the notary, pay taxes and fees (10–15% of the property price), and complete the property registration.
5. Cost of Living Comparison: Renting vs. Buying in Spanish Cities
Housing costs vary widely across Spain, for more information on overall cost of living, you can check out our Cost Explorer↗.
6. Can You Get Residency in Spain by Buying Property? (Golden Visa & Other Residency Options)
Buying property can help secure Spanish residency in some cases:
Golden Visa (option no longer available as of 2025): Requires a €500,000+ investment. Grants residency & Schengen access with no requirement to live in Spain full-time.
Non-Lucrative Visa: Buying property may help demonstrate financial stability.
Digital Nomad Visa: No property purchase requirement, but having a long-term lease or property ownership can strengthen your application.
7. Hidden Costs & Unexpected Expenses of Buying a Property
Beyond the purchase price, homeowners must consider:
Mortgage setup fees (~1–2% of property value).
Property tax (IBI).
Homeowners Association (Comunidad) fees.
Maintenance costs (repairs, renovations, etc.).
8. How to Avoid Rental & Property Scams
Here are key warning signs and how to protect yourself:
Too-Good-To-Be-True Prices – If the rent or property price is significantly lower than the market average, it may be a scam.
Upfront Payment Requests Without Viewing and reviewing the contract – Never pay a deposit or transfer money before physically visiting the property.
Fake Listings & Identity Theft – Fraudsters often copy real listings and change contact details. Verify ownership and that a copy of the owner's ID is provided before signing any agreements.
Unclear or Nonexistent Rental Contracts – Legitimate rentals require a signed contract following Spain's rental laws. Avoid verbal agreements.
Pressure Tactics & Urgency – Scammers may rush you into making quick decisions to secure a 'limited-time deal.' Take your time to verify everything.
Unregistered or Unlicensed Agents – Always work with registered real estate agents (API-certified) and verify their credentials.
Ownership Verification – Request a Nota Simple from the Land Registry (Registro de la Propiedad) to confirm the owner and legal status of the property before purchasing.
Fake Deposit & Payment Methods – Use secure payment methods and never send money via Western Union, cryptocurrency, or untraceable transfers.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Is it better to rent or buy a property in Spain?
It depends on your long-term plans and financial situation. Renting is a better option if you need flexibility or are unsure how long you'll stay. Buying is a good investment if you plan to stay long-term (5+ years) or want to build equity.
Can foreigners buy property in Spain?
Yes, there are no restrictions on foreigners buying property in Spain. Both residents and non-residents can purchase real estate, though mortgage requirements may vary.
How much deposit do I need to buy a house in Spain?
Non-residents typically need a 30–40% deposit, while residents can secure a mortgage with a 20% deposit. Additional costs such as taxes, notary fees, and legal fees can add another 10–15% to the total purchase price.
Are rental prices high in Spain?
Rental prices have increased in major cities like Madrid and Barcelona, with the average 1-bedroom apartment in the city center costing €1,300–€1,800 per month. Prices in smaller cities like Valencia or Seville are generally lower.
What are the hidden costs of buying a home in Spain?
Besides the property price, expect additional costs like property tax (IBI), mortgage setup fees, notary costs, legal fees, home insurance, and homeowners association (Comunidad) fees. Budget an extra 10–15% of the purchase price for these expenses.
Do I need an NIE number to rent or buy property in Spain?
Yes, a NIE (Número de Identificación de Extranjero) is required for both renting and buying property in Spain. It is necessary for signing contracts, paying taxes, and securing a mortgage.
Can I get a mortgage in Spain as an expat?
Yes, expats can obtain mortgages in Spain. Non-residents typically need a higher deposit (30–40%), while residents may qualify for 80% financing. Interest rates range from 3–5%, and loan terms can extend up to 30 years.
Can I rent out my property in Spain as a foreigner?
Yes, but short-term rentals (Airbnb, holiday rentals) may require a license depending on the region. Some cities, like Barcelona, have strict rental regulations. Long-term rentals (more than 12 months) generally do not require a special license.
What are the tenant rights in Spain?
Spain has strong tenant protections under the Urban Leases Law (LAU, 29/1994). Long-term leases typically last 1–5 years, and landlords cannot evict tenants without legal cause. Rent increases are tied to the Consumer Price Index (CPI) unless otherwise agreed in the contract.
How long does it take to buy a house in Spain?
The process usually takes 1–3 months, depending on mortgage approval and legal checks. Cash buyers may complete the purchase faster, while financed buyers need time for mortgage approval and property valuation.
Can buying a property in Spain help me get residency?
Buying property does not automatically grant residency. However, property ownership can support residency applications, such as the Non-Lucrative Visa. The Golden Visa (previously available for €500,000+ investments) is no longer an option as of 2025.
Is it cheaper to live in Spain as a homeowner or a renter?
In the short term, renting is often cheaper due to lower upfront costs. However, homeownership can be more cost-effective long-term, especially in high-demand areas where property values increase over time.
What happens if my landlord wants to sell the property I am renting?
If you have a valid rental contract, the landlord must honor the lease terms. If your contract is registered, you may have the right of first refusal to purchase the property before it is sold to a third party.
What legal protections do homebuyers have in Spain?
Spanish property law includes protections such as due diligence checks, legal property verification, and notary oversight. Hiring a real estate lawyer is recommended to ensure the property has no outstanding debts or legal issues.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Tax Essentials: Navigating Spain's Personal Income Tax (IRPF) System in 2025
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Types of Residency Permits in Spain
An overview of the different types of residency permits available in Spain and how to apply for them.
Spain Introduces New Updates to Immigration Regulations (2025)
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## 29 Mind-Blowing Facts About Spain You Probably Didn't Know! | LiveLoveSpain
[https://livelovespain.com/guides/29-mind-blowing-facts-about-spain-you-probably-didn-t-know](https://livelovespain.com/guides/29-mind-blowing-facts-about-spain-you-probably-didn-t-know)

> Spain is full of surprises! From the world's oldest restaurant to a national anthem with no lyrics, here are 25 fascinating little know facts about Spain that I bet you did not know.

Spain is full of surprises! From the world's oldest restaurant to a national anthem with no lyrics, here are 25 fascinating little know facts about Spain that I bet you did not know.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
1. Spain Has the Oldest Restaurant in the World
Madrid’s Sobrino de Botín, founded in 1725, holds the Guinness World Record for the world’s oldest continuously operating restaurant. Even Ernest Hemingway mentioned it in The Sun Also Rises!
2. The Stapler was invented in Spain
A fun fact, the first stapler was made in the 18th century in the Basque Country, specially crafted for King Louis XV of France. Next time you use a stapler, think of Spain!
3. Spain Has No Tooth Fairy, they have a Tooth Mouse!
I only found out recently that instead of the Tooth Fairy, Spanish children leave their teeth under their pillow for Ratoncito Pérez, a friendly mouse who collects teeth and leaves money.
4. Spaniards Sleep Less Than Most Europeans
Despite the famous siesta stereotype, Spaniards actually sleep one hour less than the European average because their time zone is set an hour ahead of where it should be. Spain should be in the same time zone as Portugal and the UK, but Franco changed it in WWII.
5. Spain Has Over 8,000 Beaches
With nearly 5,000 km of coastline, Spain is a beach lover’s paradise. It also has the most Blue Flag beaches in the world, meaning they meet the highest environmental and quality standards.
6. The Spanish National Anthem Has No Lyrics
Spain’s “Marcha Real” is one of the few national anthems in the world without official lyrics. There have been multiple attempts to add them, but none have stuck!
7. Spain has one of the world's largest numbers of World Heritage Sites
Spain boasts an impressive collection of UNESCO World Heritage Sites, ranking among the top countries globally. With 50 recognized landmarks, the nation’s rich cultural tapestry spans diverse periods and styles, including breathtaking architecture, ancient archaeological sites, and stunning natural landscapes. Iconic sites such as Antoni Gaudí's masterpieces in Barcelona, the historic cities of Toledo and Córdoba, and the spectacular Alhambra in Granada reflect Spain's deep historical legacy and artistic achievements, drawing millions of visitors each year to explore its heritage treasures.
8. Spanish is the world's Second Most Spoken Native Language
Spanish is the world's second-most spoken native language, with approximately 485 million native speakers, surpassed only by Mandarin Chinese. Its widespread presence across continents, especially in Latin America, Europe, and parts of the United States, is a direct legacy of Spain's historical influence. Beyond native speakers, millions more worldwide speak Spanish as a second language, cementing its global significance as a vital language of international communication, trade, and culture.
9. The Guitar originated in Spain
Being one of the world's most iconic musical instruments, the guitar originated in Spain. It dates back centuries, evolving from vihuela and guitarra latina during medieval and Renaissance periods. Over time, Spain became the center of guitar craftsmanship and artistry with classical, flamenco, and folk traditions and styles. Today, the guitar remains synonymous with Spanish culture, symbolizing the country's rich musical heritage and global artistic influence.
10. Spain Produces 45% of the World’s Olive Oil
I feel that olive oil makes everything taste better! Spain is the largest olive oil producer on the planet, with Andalusia alone producing more than Italy and Greece combined!
11. Spain holds the Guiness World Record For the Most Expensive Cheese
Originating from Asturias, Cabrales is a semi-hard, intensely flavored blue cheese. It gained international attention when a 2 kg block sold for a staggering €10,250 per kilogram (approximately $11,393 or £9,307), setting a world record. This astonishing price is a testament of the cheese's exceptional quality, traditional production methods, and its highly prized status among gourmet enthusiasts worldwide.
12. Spain holds the World Record for the Most Expensive Ham
​The Spanish Jamón Ibérico de Bellota is the world's most exquisite and expensive hams. It is crafted from free-range Iberian pigs feasting primarily on acorns. This diet imparts a unique, rich flavor to the meat. The curing process often extends beyond 36 months, contributing to its exceptional taste and texture.
​The most expensive leg of ham was sold in 2020 for ¥1,429,000 (approximately $13,183 or €12,103). It was produced by the renowned Spanish ham producer Sierra Mayor Jabugo, famous for crafting premium, limited-edition Iberian hams that undergo lengthy aging periods, resulting in their exceptional quality, flavor, and value.
13. The World's First Modern Novel Was Written in Spain
Miguel de Cervantes' 'Don Quixote' (1605) is considered the first modern novel and one of the most influential books ever written.
14. You Can Walk the World’s Scariest Footpath in Spain
The Caminito del Rey, a narrow cliffside walkway in Málaga, was once known as the world’s most dangerous path before being restored in 2015.
15. Spain Has a Town That Celebrates Tomatoes by Throwing Them
Every year, the town of Buñol hosts La Tomatina, a massive food fight where thousands of people throw over 100,000 kilos of tomatoes at each other!
16. Spanish People Love Lottery, and it's the Biggest in the World
Spain’s Christmas Lottery (El Gordo) is the largest lottery in the world, with prize money often exceeding €2 billion. Adding to this, there is 1 in 10 chance of winning something!
17. Spain Is Home to the Oldest Cave Paintings in Europe
The Altamira Caves in Cantabria contain cave paintings over 36,000 years old, making them some of the earliest human art ever discovered.
18. Spain Once Had an Empire So Large That the Sun Never Set on It
At its peak in the 16th and 17th centuries, the Spanish Empire stretched across Europe, the Americas, Africa, and Asia, making it one of the largest empires in history.
19. The Spanish Royal Family Is One of the Oldest in the World
The Spanish monarchy dates back over 1,000 years, making it one of the longest-running royal families in Europe. King Felipe VI is the current monarch.
20. Spain Is Home to the Only Desert in Europe
The Tabernas Desert in Almería is Europe’s only true desert, famous for being the filming location of classic Western movies like The Good, the Bad and the Ugly.
21. Padel Was Invented in Spain and Is Its Fastest-Growing Sport
This tennis-like sport, played on small courts with walls, was invented in Spain and has exploded in popularity, with over 20,000 courts nationwide.
22. Spain Has the Biggest Tomato, Wine, and Bull Festivals
Spain hosts La Tomatina (tomato fight), San Fermín (Running of the Bulls), and Haro Wine Festival (where people throw wine at each other), making it a country of wild celebrations.
23. Spaniards Live Longer Than Almost Everyone Else
Spain has one of the highest life expectancies in the world, about 83 years on average thanks to healthy Mediterranean food, a relaxed lifestyle, and strong family connections.
24. There Are More Bars in Spain Than in Any Other European Country
Spain has over 260,000 bars, which means there's one bar for every 175 people, more than anywhere else in Europe!
25. Spain Once Had a King for Just 7 Months
Spain’s shortest-reigning monarch, King Amadeo I, ruled for only 7 months in 1871 before abdicating out of frustration with Spanish politics. He called the country "ungovernable" and left!
26. Spain Is among the Most-Visited Country in the World
With over 83 million tourists per year, Spain is one of the most-visited country in the world!
27. Spain Has a Hidden Pyramid
There’s a mysterious pyramid in Tenerife called the Pyramids of Güímar, which some claim was built by ancient civilizations. Others believe it was simply an agricultural structure from the 19th century.
28. Valencia Holds the Guinness World Record for the Largest Paella Ever Made
The world’s largest paella was cooked in Valencia in 2001, measuring 21 meters wide (69 feet) and feeding 110,000 people!
29. Spain Has an Island That Changes Countries Every 6 Months
Pheasant Island is an uninhabited river island located in the Bidasoa river, located between France and Spain. It has a unique treaty where ownership alternates every six months! Spain controls it from February to July, and France takes over from August to January. There are no pheasants on the island.
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Frequently Asked Questions
What is Spain’s oldest restaurant?
Sobrino de Botín, founded in 1725 in Madrid, is the world's oldest continuously operating restaurant.
Why doesn’t Spain’s national anthem have lyrics?
Spain’s 'Marcha Real' has never had official lyrics, and all attempts to add them have failed.
Why do Spaniards sleep less than other Europeans?
Spain runs on the wrong time zone! It should be in the same time zone as the UK and Portugal, but it follows Central European Time due to a decision made by Franco during WWII.
Is Spain the largest producer of olive oil?
Yes! Spain produces about 45% of the world's olive oil, more than Italy and Greece combined.
What is Spain’s most famous book?
Don Quixote by Miguel de Cervantes, published in 1605, is considered the first modern novel.
What is La Tomatina?
La Tomatina is a famous festival in Buñol, Spain, where thousands of people throw over 100,000 kilos of tomatoes at each other in a giant food fight.
What is the Spanish Tooth Fairy?
Instead of the Tooth Fairy, Spanish children leave their lost teeth under their pillow for 'Ratoncito Pérez,' a friendly mouse.
What is Spain’s biggest lottery?
El Gordo, Spain’s Christmas Lottery, is the largest in the world, often exceeding €2 billion in prize money.
Where is the scariest walkway in Spain?
The Caminito del Rey in Málaga was once considered the world’s most dangerous walkway before its restoration.
What is the most expensive cheese in the world?
The world's most expensive cheese is Cabrales, a semi-hard, intensely flavored blue cheese from Asturias, Spain. It sold at a record-breaking €10,250 per kilogram (approximately $11,393 or £9,307).
Does Spain hold the record for the most expensive ham?
Yes, Spain holds the world record for the most expensive ham, Jamón Ibérico de Bellota. A leg of this premium Iberian ham produced by Sierra Mayor Jabugo was sold for approximately €12,103 ($13,183), setting the global record.
Which country has the world's second-most spoken native language?
Spain. Spanish ranks second globally, with approximately 485 million native speakers, just behind Mandarin Chinese. Millions more speak Spanish as a second language worldwide.
How many World Heritage Sites does Spain have?
Spain has 50 UNESCO World Heritage Sites, making it one of the countries with the most recognized heritage landmarks globally. Notable sites include Antoni Gaudí's architecture, the historic cities of Toledo and Córdoba, and the Alhambra in Granada.
Where was the guitar invented?
The guitar originated in Spain. It evolved from earlier stringed instruments during medieval times and became synonymous with Spanish culture, influencing classical, flamenco, and folk music worldwide.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Smart Saving: 10 Ways to Save Money Living in Spain (With Bonus Tips)
A practical guide for expats to cut costs and save money while enjoying life in Spain. From financial aid to smart shopping, here's how to live well on a budget!
How to Integrate into Spanish Culture: A Fun & Honest Guide for Newcomers
A guide to embracing Spanish customs, from greetings and meal times to festivals and siestas. Learn how to live like a local and enjoy the Spanish way of life!

## Smart Saving: 10 Ways to Save Money Living in Spain (With Bonus Tips) | LiveLoveSpain
[https://livelovespain.com/guides/smart-saving-10-ways-to-save-money-living-in-spain-with-bonus-tips](https://livelovespain.com/guides/smart-saving-10-ways-to-save-money-living-in-spain-with-bonus-tips)

> Moving to Spain can be a dream come true – but the cost of living can creep up on you, especially in popular cities like Madrid or Barcelona. Whether you're living in Spain on a budget or just want to make your euros go further, these practical money-saving tips will help you enjoy the Spanish lifestyle without breaking the bank.

Moving to Spain can be a dream come true – but the cost of living can creep up on you, especially in popular cities like Madrid or Barcelona. Whether you're living in Spain on a budget or just want to make your euros go further, these practical money-saving tips will help you enjoy the Spanish lifestyle without breaking the bank.
Key Takeaways
Utilize Financial Aid: Explore available grants (BECAS), rental assistance programs, and social security discounts, especially if you're a freelancer.
Be Strategic When Dining Out: Choose local eateries over tourist spots to enjoy authentic cuisine at lower prices.
Leverage Public Transportation: Spain offers efficient and affordable public transit options; utilizing these can significantly reduce your transportation expenses.
Shop Smart: Check prices per unit, purchase fresh produce from local markets not only supports local businesses but also helps you save money compared to shopping at larger supermarkets.
Embrace Energy Efficiency: Implementing energy-saving practices in your home can lead to substantial reductions in utility bills over time.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Spain Smart Saving Summary
Here's a quick glance at the best ways to cut costs while living in Spain:
💰 Take Advantage of Financial Aid: Check for BECAS (grants), rental assistance, and social security discounts for freelancers.
💰 Take Advantage of Financial Aid: Check for BECAS (grants), rental assistance, and social security discounts for freelancers.
🥘 Eat Out Smart: Order a menú del día for a full meal under €15, or get free tapas with a drink in some regions.
🥘 Eat Out Smart: Order a menú del día for a full meal under €15, or get free tapas with a drink in some regions.
🛒 Shop Smart at Supermarkets: Compare price per unit, buy local brands, and avoid pre-packaged produce.
🛒 Shop Smart at Supermarkets: Compare price per unit, buy local brands, and avoid pre-packaged produce.
🛍️ Save Big with Sales & Discounts: Shop during rebajas (seasonal sales) and use discount apps like Wallapop and Vinted.
🛍️ Save Big with Sales & Discounts: Shop during rebajas (seasonal sales) and use discount apps like Wallapop and Vinted.
🚆 Use Public Transport: Monthly travel passes are much cheaper than owning a car.
🚆 Use Public Transport: Monthly travel passes are much cheaper than owning a car.
🏞️ Enjoy Free Public Facilities: Parks, libraries, and public sports centers offer free or low-cost entertainment.
🏞️ Enjoy Free Public Facilities: Parks, libraries, and public sports centers offer free or low-cost entertainment.
💊 Reduce Healthcare Costs: Use your Tarjeta de Salud for discounted meds and free public healthcare.
💊 Reduce Healthcare Costs: Use your Tarjeta de Salud for discounted meds and free public healthcare.
♻️ Buy Second-Hand: Find deals on furniture, bikes, and clothes through online marketplaces.
♻️ Buy Second-Hand: Find deals on furniture, bikes, and clothes through online marketplaces.
📉 Lower Utility & Phone Bills: Use price comparison tools for energy providers and switch to budget-friendly mobile plans.
📉 Lower Utility & Phone Bills: Use price comparison tools for energy providers and switch to budget-friendly mobile plans.
🏦 Avoid Bank Fees: Choose no-fee banks like N26 or ING, and use Wise for international transfers.
🏦 Avoid Bank Fees: Choose no-fee banks like N26 or ING, and use Wise for international transfers.
🏠 Know Your Tax Perks: Expats may qualify for special tax breaks, like the Beckham Law.
🏠 Know Your Tax Perks: Expats may qualify for special tax breaks, like the Beckham Law.
Downloadable Resources
A comprehensive Excel spreadsheet to help you track your expenses and savings in Spain. Includes monthly budget planning, expense categorization, and savings goals tracking.
Save while Eating Out
Eating out doesn't have to be expensive in Spain! Here's how to dine out on a budget:
Menú del Día: Most restaurants offer a full 3-course meal (starter, main, drink, and dessert) for under €15!
Free Tapas Trick: In some regions like Granada, León, or Almería, when you order a drink, you get a free tapa!
Save at Supermarkets
Compare Price Per Unit: Check the shelf labels for €/unit, €/kg or €/liter to get the best deal, size does not matter and you'd be surprised how much you can save.
Buy Local Brands: Spanish brands are amongst the best in the world and often much cheaper than international ones.
Avoid Pre-Packaged Produce: Buying fresh by weight is usually cheaper.
Discounted Supermarket Cards: Many stores offer loyalty programs with exclusive discounts, in stores like Corte Ingles, check your receipt, they often throw-in great discounts and offer.
Financial Aids
Spain offers various financial assistance programs for residents, depending on autonomous community:
BECAS (Grants): Educational grants for students that reduce school and university costs.
Family Discounts (Familia Numerosa): Large families (three or more children) receive discounts on transport, museums, and utilities.
Tarjeta de Salud: Spain's public health card provides free healthcare in public hospitals and discounted medications.
Rental Assistance (Bono Alquiler Joven): Young renters under 35 can apply for a €250/month rent subsidy in certain regions.
Self-Employment Grants (Ayudas para Autónomos): New freelancers can access reduced social security fees (Tarifa Plana), significantly lowering startup costs.
Sales & Discounts
Search for coupons and discount codes, sites like Groupon offer great deals on restaurants, activities and more.
Search for coupons and discount codes, sites like Groupon offer great deals on restaurants, activities and more.
Rebajas (Sales): Major sales during Black Friday (November), in January (usually after Los Reyes Magos) & in July-August offer huge discounts that would blow your mind!
Rebajas (Sales): Major sales during Black Friday (November), in January (usually after Los Reyes Magos) & in July-August offer huge discounts that would blow your mind!
Discount Apps: Use apps like Wallapop, Vinted, Milanuncios and Too Good To Go for saving on second-hand items and even delicacies.
Discount Apps: Use apps like Wallapop, Vinted, Milanuncios and Too Good To Go for saving on second-hand items and even delicacies.
Use Public Transport & Save on Travel
Travel Passes: Public transport is way cheaper than owning a car.
Ditch the Car: Fuel, insurance, and parking costs add up fast.
Long-Distance Deals: Book AVE train tickets in advance or use BlaBlaCar for cheap intercity travel.
For long-distance travel, check AVLO (Renfe's low-cost train) or Ouigo, which offer significantly cheaper tickets .
Use Public Facilities
Parks & Beaches: Enjoy picnics, sports, and free entertainment.
Sports Centers: Many cities offer affordable public gyms and pools.
Libraries & Cultural Centers: Centros Culturales in major cities offer free books, Wi-Fi, concerts, movie screenings and even Spanish classes!
Save on Healthcare Costs
Public Health Coverage: Spain's public healthcare system is excellent and free for residents.
Cheaper Medications: With your Tarjeta de Salud, medications can cost up to 90% less.
Generic Medications: Ask for 'genéricos' at pharmacies, it's often 50% cheaper than name-brand meds.
Cut Utility & Phone Costs
Plan your high consumption chores during off-peak hours (Hora Valle): You can save a lot by running washing machines after 12 PM for example (The most expensive hours are 10 AM - 2 PM & 6 PM - 10 PM).
Compare Energy Providers: Using the multiple comparison services online, find cheaper electricity and gas rates.
Budget-Friendly Mobile Plans: Several companies offer plans for as little as €10/month.
Bundle Internet & TV: Avoid expensive contracts by comparing providers online before contracting.
Downloadable Resources
A comprehensive Excel spreadsheet to help you track your expenses and savings in Spain. Includes monthly budget planning, expense categorization, and savings goals tracking.
Bank Smart & Avoid Fees
Choose No-Fee Banks: Many banks offer zero monthly fees, beware as some banks might require you to direct a minimum monthly amount (or your salary) to your account, otherwise you might be subject to account maintenance and card fees. Always check the fine print!!
Avoid ATM Withdrawal Charges: Use your bank's ATMs to prevent costly fees.
Avoid Currency Exchange rates: Skip expensive bank rates by using Wise for international transfers or use Revolut or Wise to pay in other currencies without hidden conversion fees!.
Know Your Tax Perks & Save Even More
Tax Breaks for Expats: You might be eligible for the Beckham Law offers a flat lower 24% tax rate for new expats.
Self-Employment Grants (Ayudas para Autónomos): New freelancers can access reduced social security fees (Tarifa Plana), significantly lowering startup costs.
Other Deductions: You might qualify for education, rent, unemployment or childcare tax deductions. Also, filing taxes as a family unit (unidad familiar), offers reduced tax liabilities.
Downloadable Resources
A comprehensive Excel spreadsheet to help you track your expenses and savings in Spain. Includes monthly budget planning, expense categorization, and savings goals tracking.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
How can I get financial aid as an expat in Spain?
Expats may qualify for grants (BECAS) for education, rental assistance, and self-employment subsidies like the Tarifa Plana for new freelancers. Eligibility varies by region, so check with your Ayuntamiento (Town Hall) for local programs.
What is the best way to save money on food in Spain?
Opt for the 'Menú del Día' at restaurants, which includes a three-course meal with a drink for under €15. In Supermarkets, Check the shelf labels for €/unit, €/kg or €/liter to get the best deal. They also offer discounted fresh produce in the evenings, and buying local brands instead of international ones can reduce grocery costs.
When are the best times to shop for discounts in Spain?
The biggest sales (Rebajas) happen in January (after Three Kings Day) and July-August. Black Friday in November also offers great deals, and apps like Wallapop and Vinted are excellent for second-hand shopping.
How can I save money on public transport?
Monthly transport passes are much cheaper than owning a car. For long-distance travel, low-cost train options like AVLO (Renfe) and Ouigo offer significantly cheaper tickets. Some cities also provide free or discounted transport for students, pensioners, and low-income residents.
What is the cheapest time to use electricity in Spain?
Off-peak hours (Hora Valle) are from midnight to 8 AM, when electricity is the cheapest. The most expensive hours are 10 AM - 2 PM and 6 PM - 10 PM, so avoid running high-consumption appliances during these times.
How can I reduce my healthcare costs in Spain?
Spain's public healthcare system is free for residents with a Tarjeta de Salud. Medications can be up to 90% cheaper with this card. Also, always ask for 'genéricos' (generic medications) at pharmacies, as they are significantly more affordable.
What's the best way to avoid bank fees in Spain?
Choose a no-fee bank, make sure to check if they require salary deposits to waive fees. Use Wise or Revolut for international transfers to avoid hidden currency exchange fees.
How does Spain's tax system benefit expats?
Expats may qualify for the Beckham Law, which offers a reduced 24% tax rate for new residents with high salaries. Other deductions include rent, childcare, and self-employment tax benefits.
Do Spanish supermarkets have loyalty programs or discount cards?
Yes! Carrefour offers fuel discounts, DIA and Lidl have strong discount loyalty programs, and Mercadona provides great value on fresh produce. Always check receipts for extra savings and discount coupons.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
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Renting vs Buying in Spain: The Ultimate Guide for Expats (2025)
Thinking of moving to Spain? Here’s everything you need to know about renting vs. buying a home, including costs, legal processes, and pros and cons.

## How to Integrate into Spanish Culture: A Fun & Honest Guide for Newcomers | LiveLoveSpain
[https://livelovespain.com/guides/how-to-integrate-into-spanish-culture-a-fun-honest-guide-for-newcomers](https://livelovespain.com/guides/how-to-integrate-into-spanish-culture-a-fun-honest-guide-for-newcomers)

> So, you've made the big move to Spain, or maybe you're just dreaming about it while munching on churros from your local bakery. Either way, integrating into Spanish culture is about more than just eating paella and saying "gracias" a lot, it's about embracing traditions, navigating the quirks, and adjusting to a lifestyle where time is flexible, meals are late, and family is everything.

So, you've made the big move to Spain, or maybe you're just dreaming about it while munching on churros from your local bakery. Either way, integrating into Spanish culture is about more than just eating paella and saying "gracias" a lot, it's about embracing traditions, navigating the quirks, and adjusting to a lifestyle where time is flexible, meals are late, and family is everything.
Let's dive into Spanish life with this fun, informative, and slightly irreverent guide to help you feel like a local faster than you can say "una caña, por favor!" 🍻
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Greetings & Social Life: Say 'Hola' to Everyone!
One of the first things you'll notice in Spain is how friendly people are. Whether you walk into a café, a small shop, or even a doctor's office, people will greet you with "Hola, buenas" (Hello, good day). And you're expected to respond, ignoring someone would be like stealing their tapas (aka, unacceptable).
In casual settings, a double cheek kiss (right first, then left) is the standard greeting between friends, acquaintances, and sometimes strangers.
In casual settings, a double cheek kiss (right first, then left) is the standard greeting between friends, acquaintances, and sometimes strangers.
Handshakes are more common in business situations.
Handshakes are more common in business situations.
A friendly nod or ¡Buenas! is perfect for casual encounters with neighbors, shopkeepers, or strangers.
A friendly nod or ¡Buenas! is perfect for casual encounters with neighbors, shopkeepers, or strangers.
🚨 Culture Shock Alert: If someone greets you in an elevator or while walking their dog, they're not trying to sell you something, it's just how things work here.
The Importance of Family: The Backbone of Spanish Life
Forget the idea of moving out at 18 in Spain, family is EVERYTHING. You'll often see grandparents, parents, and kids all out together for a walk or a meal. It's normal for adult children to live at home into their 30s (especially with Spanish real estate prices).
👨‍👩‍👧‍👦 What This Means for You as an Expat:
Don't be surprised if people ask about your family within minutes of meeting you.
Don't be surprised if people ask about your family within minutes of meeting you.
Sundays are sacred family days, expect packed restaurants and full tables at home.
Sundays are sacred family days, expect packed restaurants and full tables at home.
Making friends with Spaniards? You'll probably meet their entire family at some point.
Making friends with Spaniards? You'll probably meet their entire family at some point.
Eating Like a Spaniard: Say Goodbye to Early Dinners
Spain operates on a completely different eating schedule:
🕑 Lunch (La Comida) – Between 2:00 PM and 4:00 PM, and it's the main meal of the day.
☕ Afternoon Snack (Merienda) – Around 6:00 PM (because dinner is still a LONG way off).
🍷 Dinner (La Cena) – Between 9:00 PM and 11:00 PM.
How to Survive?
Tapas are your best friend. Order a caña (small beer) and get a free snack!
Tapas are your best friend. Order a caña (small beer) and get a free snack!
The sobremesa (post-meal conversation) is sacred. You don't eat and run. You sit, chat, and enjoy life.
The sobremesa (post-meal conversation) is sacred. You don't eat and run. You sit, chat, and enjoy life.
Festivals & Fiestas: Spain's Never-Ending Party Scene
Spain LOVES a good party, and if there's one thing you should embrace as an expat, it's the festival culture.
La Tomatina (Buñol)🍅 – The world's biggest tomato fight. Yes, it's messy. Yes, it's ridiculous. And yes, you should do it at least once.
La Tomatina (Buñol)🍅 – The world's biggest tomato fight. Yes, it's messy. Yes, it's ridiculous. And yes, you should do it at least once.
San Fermín (Running of the Bulls – Pamplona) 🏃‍🐂 – Not for the faint-hearted. You can run with bulls or just watch (safely) from a balcony.
San Fermín (Running of the Bulls – Pamplona) 🏃‍🐂 – Not for the faint-hearted. You can run with bulls or just watch (safely) from a balcony.
Las Fallas (Valencia) 🔥– Huge papier-mâché figures are set on fire in the streets. Pyromaniacs, rejoice!
Las Fallas (Valencia) 🔥– Huge papier-mâché figures are set on fire in the streets. Pyromaniacs, rejoice!
Semana Santa – An impressive religious tradition with huge processions.
Semana Santa – An impressive religious tradition with huge processions.
San Isidro Festival (Madrid), held every year around May 15th in honor of San Isidro Labrador, the patron saint of Madrid.
San Isidro Festival (Madrid), held every year around May 15th in honor of San Isidro Labrador, the patron saint of Madrid.
Feria de Abril (April Fair - Seville) 🎠💃 - Occurs two weeks after Easter, it is Seville's biggest event, a week-long celebration of flamenco, horses, and endless partying
Feria de Abril (April Fair - Seville) 🎠💃 - Occurs two weeks after Easter, it is Seville's biggest event, a week-long celebration of flamenco, horses, and endless partying
Siesta: The (Not So) Mythical Afternoon Nap
While modern work schedules have made the siesta less common, especially in big cities, the tradition is alive and well in many parts of Spain. Typically, shops and businesses may close around 2:00 PM and reopen around 5:00 PM, allowing time for a leisurely lunch and a rest.
What This Means for You:
Plan your shopping accordingly. Don't expect to run errands in the early afternoon.
Plan your shopping accordingly. Don't expect to run errands in the early afternoon.
Embrace the downtime. Use this period to relax, have a coffee, or take a stroll.
Embrace the downtime. Use this period to relax, have a coffee, or take a stroll.
Terrazas: The Ultimate Social Hub
Spaniards love spending time outdoors, and terrazas (outdoor cafés) are where the magic happens. Whether it's summer or winter, locals gather here to chat, sip coffee, or enjoy a beer.
Be mindful of local customs. In some areas, there are debates about smoking on terrazas, so observe and follow the local etiquette.
Football: More Than Just a Game
Football (or soccer, for the Americans) ⚽ is practically a religion in Spain. Major matches, especially El Clásico (Real Madrid vs. FC Barcelona), can bring the country to a standstill.
How to Get Involved:
Choose a team (carefully). Aligning with a local team can be a great conversation starter. Join the locals at a bar during match time. The atmosphere is electric, and you'll quickly learn the local chants and expressions.
Even if you're not a football fan, knowing the basics can help you connect with locals and understand a significant aspect of Spanish culture.
Drinking Culture: More Social, Less Excess
In Spain, drinking is about socializing, not getting drunk. Spanish Drinking Staples:
Caña – A small draft beer (because small means it stays cold).🍻
Caña – A small draft beer (because small means it stays cold).🍻
Tinto de verano – Red wine mixed with lemon soda, the summer favorite. 🍷🍋
Tinto de verano – Red wine mixed with lemon soda, the summer favorite. 🍷🍋
Vermut – The go-to pre-lunch drink, often served with olives.
Vermut – The go-to pre-lunch drink, often served with olives.
Coffee Culture in Spain: More Than Just a Morning Ritual
If you're moving to Spain or even just visiting, prepare to embrace a whole new world of coffee culture. Unlike the grab-and-go culture in many other countries, coffee in Spain is a moment to be savored, preferably while sitting at a terrazza with friends, coworkers, or simply your thoughts.
☕ Most Popular Types of Coffee in Spain:
Café solo – A straight espresso. Strong, small, and bold.
Café solo – A straight espresso. Strong, small, and bold.
Café con leche – The classic Spanish-style latte (50% espresso, 50% milk).
Café con leche – The classic Spanish-style latte (50% espresso, 50% milk).
Cortado – Espresso with a splash of milk, just enough to soften the bitterness.
Cortado – Espresso with a splash of milk, just enough to soften the bitterness.
Café manchado – Mostly milk with just a drop of coffee.
Café manchado – Mostly milk with just a drop of coffee.
Café americano – A weaker espresso, diluted with hot water.
Café americano – A weaker espresso, diluted with hot water.
Café bombón – A sweet treat: espresso with condensed milk.
Café bombón – A sweet treat: espresso with condensed milk.
Carajillo – Coffee spiked with alcohol, usually brandy, rum, or whiskey.
Carajillo – Coffee spiked with alcohol, usually brandy, rum, or whiskey.
Café con hielo – Espresso served with a glass of ice (common in summer).
Café con hielo – Espresso served with a glass of ice (common in summer).
One unique aspect of Spanish coffee is that the beans are often torrefacto roasted, a technique where sugar is added during roasting. This makes the beans shinier, darker, and more bitter, giving Spanish coffee its distinct strong flavor.
It started as a way to preserve coffee beans during times of economic hardship. The added sugar creates a caramelized, slightly smoky taste.
The Lottery: A National Pastime
Spain's love affair with the lottery is most evident during El Gordo (The Fat One) 🎫, the massive Christmas lottery draw. It's a social event, with families, friends, and even entire villages buying tickets together.
Participating can be a bonding experience. Joining a lottery pool at work or with friends is common.
Tickets can be shared.
It's typical to buy a fraction of a ticket, making it more communal.
Even if you don't win, the excitement and anticipation leading up to the draw are worth it!
Eating Grapes on New Year's Eve
One of Spain's most beloved New Year's Eve traditions is eating twelve grapes at the stroke of midnight, one for each chime of the clock. Easy, right? Not quite! As the bell tolls, everyone scrambles to stuff grapes into their mouths at an alarming speed, trying not to choke while laughing hysterically.
Fun Fact: If you manage to eat all twelve grapes in time, it's believed to bring good luck for the new year! But beware: grapes with seeds add an unexpected challenge!
Puentes: The Art of Long Weekends
If there's a holiday on a Tuesday or Thursday, Spaniards will take Monday or Friday off too, creating a 'puente' (bridge) for an extra-long weekend.
Superstitions: Beware of Martes 13 (Tuesday the 13th)
Forget Friday the 13th. In Spain, it's Tuesday the 13th (Martes 13) that's considered unlucky! The belief dates back to Roman times, where Tuesday (Martes) was associated with Mars, the god of war, and bad omens.
Fun Fact: There's even a saying: "En martes, ni te cases, ni te embarques" (On a Tuesday, don't get married or set sail). So, if you're planning anything big on a Tuesday the 13th, expect some raised eyebrows!
Tapas: The Art of Snacking Like a Spaniard
In Spain, you don't just eat a meal, you snack your way through it. Tapas are small plates of food meant for sharing, and they're often enjoyed with a caña (small beer) or a glass of vermut.
🍢Popular Tapas Dishes:
Patatas bravas – Fried potatoes with spicy tomato sauce.
Patatas bravas – Fried potatoes with spicy tomato sauce.
Tortilla española – A thick Spanish omelet made with eggs and potatoes.
Tortilla española – A thick Spanish omelet made with eggs and potatoes.
Jamón ibérico – The famous Iberian ham, thinly sliced and served with bread.
Jamón ibérico – The famous Iberian ham, thinly sliced and served with bread.
Pimientos de Padrón – Small green peppers, some mild, some spicy (Russian roulette with food).
Pimientos de Padrón – Small green peppers, some mild, some spicy (Russian roulette with food).
Gambas al ajillo – Garlic shrimp sizzling in olive oil.
Gambas al ajillo – Garlic shrimp sizzling in olive oil.
Boquerones en vinagre – Marinated anchovies, a must-try for seafood lovers.
Boquerones en vinagre – Marinated anchovies, a must-try for seafood lovers.
Spanish Cuisine: Regional Delights You Must Try
Thought Spain was only about Paella, think again! Spain is diverse, and so is its food! Each region has its own specialties, influenced by history, geography, and local ingredients.
🐟 Coastal Delights:
Paella (Valencia) – Spain's most famous dish! Traditionally made with rabbit, chicken, and beans, not seafood! The true Valencian paella follows a strict recipe, but you'll find countless variations.
Paella (Valencia) – Spain's most famous dish! Traditionally made with rabbit, chicken, and beans, not seafood! The true Valencian paella follows a strict recipe, but you'll find countless variations.
Pulpo a la gallega (Galicia) – Tender octopus, boiled and seasoned with paprika, olive oil, and coarse salt, served on wooden plates. Best enjoyed with a glass of Albariño wine.
Pulpo a la gallega (Galicia) – Tender octopus, boiled and seasoned with paprika, olive oil, and coarse salt, served on wooden plates. Best enjoyed with a glass of Albariño wine.
Bacalao a la vizcaína (Basque Country) – Salted cod in a rich tomato and red pepper sauce. A must-try from northern Spain!
Bacalao a la vizcaína (Basque Country) – Salted cod in a rich tomato and red pepper sauce. A must-try from northern Spain!
🥩 Meat Lovers' Paradise: Hearty & Delicious
Cochinillo asado (Segovia) – A roast suckling pig so tender it's traditionally cut with a plate! The crispy skin and juicy meat make it one of Spain's top delicacies.
Cochinillo asado (Segovia) – A roast suckling pig so tender it's traditionally cut with a plate! The crispy skin and juicy meat make it one of Spain's top delicacies.
Chuletón de Ávila (Castile & León) – A massive T-bone steak, simply grilled and served rare. Spaniards love their steak thick and juicy.
Chuletón de Ávila (Castile & León) – A massive T-bone steak, simply grilled and served rare. Spaniards love their steak thick and juicy.
Cordero asado (Castile & León) – Roast lamb, slow-cooked in wood-fired ovens until it's fall-apart tender.
Cordero asado (Castile & León) – Roast lamb, slow-cooked in wood-fired ovens until it's fall-apart tender.
🥔 Comfort Food: Rustic & Satisfying
Fabada asturiana (Asturias) – A rich bean stew made with chorizo, black pudding, and pork belly. Perfect for a cold winter day!
Fabada asturiana (Asturias) – A rich bean stew made with chorizo, black pudding, and pork belly. Perfect for a cold winter day!
Migas (Extremadura & La Mancha) – Fried breadcrumbs mixed with chorizo, garlic, and sometimes grapes, a dish with shepherd origins.
Migas (Extremadura & La Mancha) – Fried breadcrumbs mixed with chorizo, garlic, and sometimes grapes, a dish with shepherd origins.
🍲 Cocido: Spain's Ultimate Stew
One of the most iconic and beloved dishes in Spain is Cocido: a hearty, slow-cooked stew that varies by region but always delivers rich flavors and comfort.
Fun Fact: In Madrid, Cocido is so famous that some restaurants are dedicated solely to making it, serving it for lunch as their specialty!
Spanish Desserts & Sweets
Got a sweet tooth? Spain has some legendary desserts that you must try.
🍮 Popular Spanish Sweets:
Churros con chocolate – Fried dough sticks, dipped in thick, rich hot chocolate. A breakfast staple or a late-night treat after a night out!
Churros con chocolate – Fried dough sticks, dipped in thick, rich hot chocolate. A breakfast staple or a late-night treat after a night out!
Tarta de Santiago – A traditional almond cake from Galicia, marked with the Cross of Saint James on top. A great gluten-free option! Make sure to ask first!
Tarta de Santiago – A traditional almond cake from Galicia, marked with the Cross of Saint James on top. A great gluten-free option! Make sure to ask first!
Flan – A classic caramel custard dessert, smooth, creamy, and found in nearly every Spanish home and restaurant.
Flan – A classic caramel custard dessert, smooth, creamy, and found in nearly every Spanish home and restaurant.
Torrijas – The Spanish version of French toast, soaked in milk, honey, and cinnamon, then fried. Popular at Easter!
Torrijas – The Spanish version of French toast, soaked in milk, honey, and cinnamon, then fried. Popular at Easter!
Polvorones & mantecados – Christmas cookies that melt in your mouth, made with almond flour, sugar, and lard.
Polvorones & mantecados – Christmas cookies that melt in your mouth, made with almond flour, sugar, and lard.
Turrón – A nougat-like treat made from almonds, honey, and sugar.
Turrón – A nougat-like treat made from almonds, honey, and sugar.
Crema Catalana – Spain's answer to crème brûlée, but flavored with cinnamon and lemon zest instead of vanilla. A Catalan specialty.
Crema Catalana – Spain's answer to crème brûlée, but flavored with cinnamon and lemon zest instead of vanilla. A Catalan specialty.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Why do Spaniards greet strangers with 'Hola'?
In Spain, greeting people, even strangers, is a sign of politeness and friendliness. Whether in an elevator, a shop, or a doctor's office, it's customary to say 'Hola' or 'Buenas' as a simple acknowledgment.
Why do Spaniards eat dinner so late?
Spain operates on a unique meal schedule, with lunch being the biggest meal of the day (around 2–4 PM). This pushes dinner back to 9–11 PM. Additionally, Spain's time zone is historically misaligned with the sun, making evenings feel longer.
Is siesta still a thing in Spain?
While modern work schedules have made siesta less common in cities, many businesses in smaller towns still close in the afternoon, allowing people to enjoy a relaxed lunch and a break before resuming work.
What's the difference between a café con leche and a cortado?
A café con leche is 50% coffee, 50% milk, while a cortado is an espresso with just a splash of milk, making it stronger.
Why do Spaniards eat 12 grapes on New Year's Eve?
It's a tradition believed to bring good luck for the new year. At midnight, you must eat one grape per chime of the clock, which can be tricky, especially if they have seeds!
What is a 'puente' in Spain?
A puente (bridge) is when a public holiday falls on a Tuesday or Thursday, and many people take an extra day off to create a long weekend.
Why is Tuesday the 13th considered unlucky in Spain?
Unlike Friday the 13th in many cultures, in Spain, it's Tuesday the 13th (Martes 13) that is considered unlucky due to its historical association with bad omens.
What is Spain's obsession with the lottery?
Spain's Christmas lottery, El Gordo ('The Fat One'), is a massive event where whole families, workplaces, and even entire villages buy tickets together in hopes of winning.
Why is football (soccer) such a big deal in Spain?
Football is deeply ingrained in Spanish culture, with fierce rivalries like El Clásico (Real Madrid vs. FC Barcelona). Matches bring people together, and game days feel like national holidays!
How should I tip in Spanish restaurants?
Tipping isn't as expected as in the U.S. In casual restaurants, rounding up the bill or leaving small change (5-10%) is enough. In upscale restaurants, tipping is more common but still lower than in other countries.
What are tapas, and why are they so popular in Spain?
Tapas are small plates of food meant for sharing, typically enjoyed with drinks. They are a key part of Spanish social life, allowing people to sample different dishes while socializing with friends and family.
What are the most popular tapas in Spain?
Patatas bravas, tortilla española, and jamón ibérico are among the most popular tapas. Each region has its own specialty, but these dishes are found across Spain.
Is paella a seafood dish?
Not necessarily! Traditional paella Valenciana is made with rabbit, chicken, and beans, not seafood. Seafood paella is a popular variation but not the original recipe.
What is cocido, and why is it so famous?
Cocido is a traditional Spanish stew made with chickpeas, vegetables, and a variety of meats. The most famous version, cocido madrileño, is served in three courses: broth, chickpeas & vegetables, and then the meats.
What is turrón, and when is it eaten?
Turrón is a traditional Spanish nougat made with almonds, honey, and sugar. It is most commonly eaten during Christmas but can be found year-round in specialty shops.
What is roscon de reyes, and why do Spaniards eat it?
Roscón de Reyes is a round, decorated cake eaten on January 6th (Three Kings' Day). Inside, there is a hidden figurine and a bean, whoever finds the figurine is king for the day, and whoever gets the bean must buy the next roscón!
What is the difference between churros and porras?
Churros are thin, crispy, and ridged, while porras are thicker and softer. Both are typically enjoyed with thick hot chocolate for dipping.
What is crema catalana, and how is it different from crème brûlée?
Crema catalana is a Spanish dessert similar to crème brûlée but flavored with cinnamon and lemon zest instead of vanilla.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
7 Biggest Mistakes When Moving to Spain (and How You Can Avoid Them)
Avoid these common mistakes when relocating to Spain. From visas to finances and cultural integration, here's what every expat needs to know to start their Spanish life with ease.
Spain Introduces New Updates to Immigration Regulations (2025)
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Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.

## How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number) | LiveLoveSpain
[https://livelovespain.com/guides/how-to-obtain-a-nie-in-spain-in-2025-foreigner-identification-number](https://livelovespain.com/guides/how-to-obtain-a-nie-in-spain-in-2025-foreigner-identification-number)

> If you're wondering how to get an NIE in Spain, this guide walks you through the Spain NIE application process step by step. Whether you're moving to Spain for work, study, or investment, obtaining an NIE number in Spain for foreigners is essential for financial and legal transactions. We will cover the Spanish NIE requirements, how much it costs, and how long it takes to get an NIE in Spain.

If you're wondering how to get an NIE in Spain, this guide walks you through the Spain NIE application process step by step. Whether you're moving to Spain for work, study, or investment, obtaining an NIE number in Spain for foreigners is essential for financial and legal transactions. We will cover the Spanish NIE requirements, how much it costs, and how long it takes to get an NIE in Spain.
Key Takeaways
The NIE is essential for foreigners in Spain – Whether you're purchasing property, opening a bank account, signing contracts, or working, you will need an NIE for financial and legal activities.
NIE vs. TIE: They serve different purposes – The NIE (Número de Identidad de Extranjero) is an identification number, while the TIE (Tarjeta de Identidad de Extranjero) is a residence permit for non-EU citizens.
Applying for an NIE requires specific documents – A completed EX-15 form, passport, proof of financial or legal activity, and the Tasa 790 012 tax payment (€9.84), follow the steps in the article to apply.
Processing times vary – If applying in Spain, NIE processing can take 1-3 weeks, while applications via a Spanish Consulate abroad may take up to 8 weeks.
Some residency applications require an NIE beforehand – Non-Lucrative Visas, Golden Visas, and Entrepreneur Visas often require you to obtain an NIE before submitting your residency application.
While your NIE number does not expire, the physical certificate is usually valid for 3 months and should be kept safe for future use.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What is the NIE and Why Do You Need It?
The NIE is a unique identification number assigned to non-Spanish residents. It is required for any financial or legal activity, such as:
Purchasing property
Signing contracts
Opening bank accounts
Receiving packages
Without an NIE, navigating life in Spain can be challenging. The NIE does not replace a residence permit but works alongside it.
Understanding the Difference Between NIE and TIE in Spain
Many foreigners moving to Spain get confused between the NIE (Número de Identidad de Extranjero) and the TIE (Tarjeta de Identidad de Extranjero). Although both relate to foreigners, their purposes and characteristics differ significantly.
Who Needs an NIE Number in Spain for Foreigners?
Any foreign national who plans to stay in Spain for more than three months, work, or engage in financial transactions will need an NIE. This includes EU and non-EU citizens alike.
When to Apply for Initial Residency vs. NIE Assignment in Spain?
Understanding the difference between applying for an NIE (Número de Identificación de Extranjero) and applying for initial residency is crucial for foreigners planning to live, work, or invest in Spain.
When to Apply for an NIE Assignment
Apply for an NIE number if you need to conduct financial or legal transactions in Spain but do not plan to become a resident (or are applying for residency later).
Buy property in Spain as a non-resident
Buy property in Spain as a non-resident
Open a bank account or handle financial transactions
Open a bank account or handle financial transactions
Sign an employment contract or work as a freelancer without residency
Sign an employment contract or work as a freelancer without residency
Invest in a business or start a company
Invest in a business or start a company
Pay taxes in Spain as a non-resident
Pay taxes in Spain as a non-resident
Enroll in studies without applying for a student visa
Enroll in studies without applying for a student visa
Does NIE Grant Residency?
❌ No. The NIE is an identification number and does not grant legal residence in Spain.
When to Apply for Initial Residency
Apply for initial residency if you plan to live in Spain for more than 90 days and need a legal residence permit. Residency applications usually require an NIE number, but having an NIE does not automatically grant residency.
Live in Spain for more than 90 days
Live in Spain for more than 90 days
Work legally in Spain for a Spanish employer
Work legally in Spain for a Spanish employer
Register as self-employed (Autónomo) and work in Spain
Register as self-employed (Autónomo) and work in Spain
Study in Spain under a long-term student visa
Study in Spain under a long-term student visa
Join family members under family reunification residency
Join family members under family reunification residency
Retire in Spain with a Non-Lucrative Visa
Retire in Spain with a Non-Lucrative Visa
Does Residency Require an NIE?
✅ Yes. In some case, NIE is assigned automatically when applying for any residence permit which we will detail in the next section.
Key Differences: NIE vs. Residency
Which Residency Applications May Require an NIE Before Initial Residency?
Certain Spanish residency applications require obtaining an NIE before submitting the initial residency application. These cases typically involve situations where a foreigner needs to establish legal or financial ties in Spain before applying for a residence permit. Below are the main types, for more information on the different types of residencies visit Types of Residency Permits in Spain↗:
How to Apply for an NIE in Spain?
There are three main ways to apply for an NIE: in Spain, at a Spanish consulate abroad, or through a representative in Spain.
In Spain: Get an appointment and visit the local Immigration Office Extranjeria↗.
In Spain: Get an appointment and visit the local Immigration Office Extranjeria↗.
At a Spanish Consulate: If you are outside of Spain, you can apply at the Spanish consulate. This process can take several weeks.
At a Spanish Consulate: If you are outside of Spain, you can apply at the Spanish consulate. This process can take several weeks.
Through a Representative: If you cannot be in Spain, you can authorize someone to apply on your behalf. A notarized power of attorney is required.
Through a Representative: If you cannot be in Spain, you can authorize someone to apply on your behalf. A notarized power of attorney is required.
What Documents Do You Need to Apply for an NIE in Spain?
In all cases, you will need:
To Complete filling the EX-15 form↗.
To Pay the Tax fee Tasa 790 012↗, for initial residence, select "2. Autorizaciones para residir en España" and the option applicable for your case, the cost for NIE assignment application is €9.84.
Your valid original Passport,
Documentation providing the reason for requesting the NIE (a job offer, intent of purchasing a property, a business activity certificate, academic enrollment acceptance letter, etc.), and
Passport-sized photos (optional but sometimes requested).
How to Fill the EX-15 Form?
The EX-15 form is a crucial document for obtaining an NIE. It requires detailed information about the applicant, the reason for the NIE request, and the supporting documents. Here’s a step-by-step guide on how to fill out the EX-15 form:
How to Fill the Tasa 790 012 Form?
Here’s a step-by-step guide on how to fill out the Tasa 790 012 form:
How to Schedule an Appointment (Cita Previa) for your NIE application?
To apply in person, you will need to get an appointment at the Extranjeria (Immigration) office. Visit the Cita Previa link↗ and follow these simple steps:
How Long Does It Take to Get an NIE in Spain? What Happens Next?
Once the application is submitted, the processing time can vary. In-person applications in Spain are typically faster (1-3 weeks). Applications through consulates may take up to 8 weeks.
You will receive a document with your NIE number once approved as per the receipient information provided in the EX15 application form. Ensure you keep this safe as it will be required frequently.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What is a NIE number in Spain?
A NIE (Número de Identificación de Extranjero) is a unique identification number assigned to non-Spanish residents for legal, tax, and administrative purposes. It is required for activities such as working, buying property, opening a bank account, or setting up a business in Spain.
Who needs a NIE number in Spain?
Any foreigner who intends to live, work, study, or conduct financial transactions in Spain, such as purchasing property or starting a business, needs a NIE number.
How can I apply for a NIE number in Spain in 2025?
You can apply for a NIE number in person at a Spanish police station, through a Spanish consulate in your home country, or by appointing a legal representative in Spain. The process requires filling out the EX-15 form, paying the corresponding fee, and providing identification and justification for your request.
What documents do I need to apply for a NIE number?
The required documents include a completed EX-15 application form, a valid passport (original and a copy), proof of the reason for the NIE request (such as a job offer, business registration, or property purchase agreement), and proof of address if applying from outside Spain.
Can I apply for a NIE number from outside Spain?
Yes, you can apply for a NIE number through the nearest Spanish consulate or embassy in your home country. The process may take longer than applying in Spain and requires submitting all necessary documents and paying the applicable fees.
How long does it take to get a NIE number?
Processing times vary by location. If you apply in person in Spain, you may receive your NIE within a few days to a few weeks. Applications through a Spanish consulate abroad can take several weeks or longer.
What’s the cost of obtaining a NIE number in Spain in 2025?
As of 2025, the official fee for obtaining a NIE number is €9.84. This fee must be paid in advance using the form 790-012.
What’s the difference between NIE and TIE in Spain?
The NIE (Número de Identidad de Extranjero) is a unique identification number needed for financial and legal activities but does not grant residency. The TIE (Tarjeta de Identidad de Extranjero) is a physical residence card issued to non-EU citizens who have a valid residency authorization, and it includes the NIE number.
Can I live in Spain with only an NIE?
No. The NIE alone is not proof of legal residence. To legally live in Spain, non-EU citizens must have a residency visa or permit, such as the TIE card.
Do I automatically receive an NIE number when I apply for a TIE?
Yes, when you receive your TIE card, your NIE number is automatically included. The NIE is printed on your TIE, serving as your official foreign identification number.
Where do I apply for an NIE and TIE in Spain?
For an NIE, you can apply at a Spanish consulate abroad or at local Immigration (Extranjería) offices or police stations in Spain. The TIE can only be requested after arrival in Spain at the local police station or Extranjería.
Do NIE and TIE expire?
Your NIE number itself never expires, it’s for life. However, the TIE residency card has a validity period, usually ranging from 1 to 5 years, depending on your residency type, and must be renewed accordingly.
Does my NIE number expire?
No, the NIE number itself does not expire and remains valid for life. However, the physical NIE certificate issued may have an expiration date, typically after three months, but the number itself remains valid indefinitely.
Can I authorize someone to apply for a NIE number on my behalf?
Yes, you can appoint a legal representative in Spain to apply for a NIE number on your behalf. This requires a notarized power of attorney (Poder Notarial) authorizing the representative to handle the application process.
Is a NIE number the same as a residence permit in Spain?
No, a NIE number is not a residence permit. It is only an identification number for foreigners in Spain. If you plan to live or work in Spain long-term, you may need to apply for a residence permit or visa in addition to obtaining a NIE.
Does an NIE grant residence in Spain?
No, an NIE is purely an identification number. For legal residence, you must apply separately for residency or a residence visa.
Do EU citizens also need a NIE number?
Yes, EU citizens need an NIE number for financial or legal activities in Spain. However, for residency, they must additionally register with the Central Registry of Foreigners.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Types of Residency Permits in Spain
An overview of the different types of residency permits available in Spain and how to apply for them.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.
Tax Essentials: Navigating Spain's Personal Income Tax (IRPF) System in 2025
A comprehensive guide to understanding and managing your obligations under Spain's Personal Income Tax (IRPF) system.

## Types of Residency Permits in Spain | LiveLoveSpain
[https://livelovespain.com/guides/types-of-residency-permits-in-spain](https://livelovespain.com/guides/types-of-residency-permits-in-spain)

> Spain offers various types of residency permits to cater to different needs, from work to retirement. This guide explains the main categories of residency, eligibility criteria, and the application process.

Spain offers various types of residency permits to cater to different needs, from work to retirement. This guide explains the main categories of residency, eligibility criteria, and the application process.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Temporary Residency
Temporary residency allows non-EU citizens to stay in Spain for more than 90 days but less than five years. This type of permit is renewable and is typically granted for employment, study, or family reunification.
Common Types:
Work Visa: Requires a job offer from a Spanish employer.
Student Visa: For those enrolled in Spanish educational institutions.
Family Reunification: For close relatives of Spanish residents.
Permanent Residency
Permanent residency is available after five years of continuous legal residence in Spain. It allows individuals to live and work in Spain indefinitely. Applicants must demonstrate financial stability and integration into Spanish society (e.g., language skills).
Non-Lucrative Residency (NLV)
The non-lucrative residency permit (NLV) is for individuals who wish to reside in Spain without engaging in professional activities. Applicants must prove they have sufficient financial means to support themselves. This permit is popular among retirees and remote workers.
Digital Nomad Visa (DNV)
Introduced recently, the Digital Nomad Visa (DNV) permits remote workers and freelancers to reside in Spain while working for non-Spanish companies. Applicants must show proof of employment and sufficient income.
Job Seeker Visa (Visado de Búsqueda de Empleo) - Added May 2025
The Job Seeker Visa, introduced under Real Decreto 1155/2024, allows qualified non-EU nationals to live in Spain for up to 12 months without a job offer, for the purpose of actively seeking employment or planning a business.
This visa is ideal for those who want to explore Spain's labor market in person. It cannot be renewed but can be converted into a standard work permit if a job is secured during the 12-month stay. There are two visa streams: one for skilled professionals with 3 or more years of experience in high-demand sectors and another for descendants of Spanish nationals.
Key Requirements:
Non-EU/EEA/Swiss citizenship
A university degree (or 3+ years’ experience in a high-demand field)
Clean criminal record (last 5 years)
Proof of funds (200% of SMI ≈ €31,752/year)
Private health insurance (no copayments)
Application submitted from outside Spain.
Golden Visa (Investor Residency) - No longer available as of January 1st, 2025
Spain offers the Golden Visa to non-EU nationals who invest at least €500,000 in Spanish real estate or make significant financial investments. This visa allows the holder and their family to live in Spain and travel within the Schengen Zone.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What are the different types of residency permits in Spain?
Spain offers several residency permits, including Temporary Residency, Permanent Residency, Non-Lucrative Residency, the Digital Nomad Visa and recently introduced Job Seeker visa. The Golden Visa was available for investors but was discontinued as of January 1st, 2025.
What is Temporary Residency in Spain?
Temporary Residency allows non-EU citizens to stay in Spain for more than 90 days but less than five years. It is renewable and typically granted for employment, studies, or family reunification.
How can I qualify for Permanent Residency in Spain?
To qualify for Permanent Residency, you must legally reside in Spain for at least five continuous years. You must also demonstrate financial stability and integration into Spanish society, such as language proficiency.
What is the Non-Lucrative Residency permit (NLV) in Spain?
The Non-Lucrative Residency permit (NLV) is for non-EU citizens who wish to live in Spain without working. Applicants must prove they have sufficient financial means to support themselves and must have comprehensive health insurance.
Who is eligible for Spain's Digital Nomad Visa (DNV)?
Spain's Digital Nomad Visa (DNV) is designed for remote workers and freelancers employed by non-Spanish companies. Applicants must provide proof of employment, sufficient income, and meet Spain's evolving digital nomad regulations.
Is Spain's Golden Visa still available in 2025?
No, Spain's Golden Visa program was discontinued as of January 1st, 2025. Previously, it allowed non-EU nationals to obtain residency by investing at least €500,000 in Spanish real estate.
How do I apply for a Work Visa in Spain?
To apply for a Work Visa, you need a job offer from a Spanish employer who must demonstrate that the position could not be filled by a local or EU worker. The employer initiates the application process on your behalf.
What is the Family Reunification Visa in Spain?
The Family Reunification Visa allows non-EU residents in Spain to bring their immediate family members. Applicants must meet financial requirements and provide proof of accommodation.
How long does it take to get a residency permit in Spain?
Processing times vary by visa type and location. A Work or Student Visa can take a few months, while the Digital Nomad Visa (DNV) may be processed faster. Permanent Residency applications usually take longer due to additional requirements.
Do I need a job offer to apply for the Job Seeker Visa?
No. The Job Seeker visa allows you to secure temporary residence for 12 months in Spain without a job offer, provided that you meet the requirements and plan to search and apply for jobs while in Spain.
Can I apply for Spanish citizenship after obtaining residency?
Yes, after ten years of legal residency in Spain, you may apply for Spanish citizenship. However, some nationalities (e.g., Latin American countries, Andorra, the Philippines) can apply after just two years.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)
A step-by-step guide on obtaining the NIE, a critical identification number for foreigners living or doing business in Spain.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.
Spain Introduces New Updates to Immigration Regulations (2025)
Key updates on visa processes, job-seeking visas, and new residence permit pathways in Spain.

## Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide | LiveLoveSpain
[https://livelovespain.com/guides/spain-s-digital-nomad-visa-international-teleworker-visa-a-complete-guide](https://livelovespain.com/guides/spain-s-digital-nomad-visa-international-teleworker-visa-a-complete-guide)

> Spain's Digital Nomad Visa (DNV), officially known as the 'International Teleworker Visa,' enables non-EU citizens to reside in Spain while working remotely for non-Spanish companies. This initiative aims to attract international talent, boost the local economy, and foster cultural exchange.

Spain's Digital Nomad Visa (DNV), officially known as the 'International Teleworker Visa,' enables non-EU citizens to reside in Spain while working remotely for non-Spanish companies. This initiative aims to attract international talent, boost the local economy, and foster cultural exchange.
Key Takeaways
Who Can Apply?: The Digital Nomad Visa (DNV) is available to remote employees working for non-Spanish companies and self-employed professionals with predominantly international clients. Spanish clients cannot make up more than 20% of business activity.
General Requirements: Applicants must provide proof of employment (3+ months), business registration (1+ year), financial stability (€2,646/month minimum), private health insurance, and a clean criminal record from the past five years.
Bringing Family: Spouses, unmarried partners, depdent relatives and dependent children can be included, with additional income requirements (75% of SMI for spouses, 25% for each dependent) and proof of legal kinship.
Residency and Tax Benefits: The visa is initially valid for one year, extendable to three years, and renewable for up to five years. After five years, applicants can apply for permanent residency. Tax benefits include eligibility for the Beckham Law, offering a flat 24% income tax on earnings up to €600,000 for up to six years.
Path to Citizenship: After ten years of legal residence, Digital Nomad Visa holders may apply for Spanish citizenship, requiring proof of cultural integration and Spanish language proficiency.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What is Spain's Digital Nomad Visa (DNV) or International Teleworker Visa?
Spain's Digital Nomad Visa (DNV), officially known as the "International Teleworker Visa," enables non-EU citizens to reside in Spain while working remotely for non-Spanish companies. This initiative aims to attract international talent, boost the local economy, and foster cultural exchange. Official Source↗.
Who can apply to the Digital Nomad Visa (DNV)?
The Digital Nomad Visa (DNV) is intended for those who want to live in Spain as residents and planning to work remotely.
Remote Employees: Individuals employed by companies located outside Spain where the employer consents to this remote working arrangement.
Self-Employed Professionals: Freelancers or entrepreneurs with clients predominantly outside Spain. They may also engage with Spanish clients, provided the income from Spanish entities does not exceed 20% of their total business activity.
What are the general requirements for Remote Employees to apply for the Digital Nomad Visa (DNV)?
Passport with at least 12 months of validity and 2 recent passport-sized photos.
Have not lived in Spain for the last 5 years.
Work experience: The applicant must hold an undergraduate or postgraduate degree or have at least 3 years of work experience in his/her current field of activity.
Valid job contract: The applicant must submit a certificate proving that they have been working with the company for at least 3 months prior to applying to the Digital Nomad Visa. A certificate showing the length of the contract, salary, and providing explicit consent that the employee works remotely from Spain.
Company Registration: A certificate issued by the country's Chamber of Commerce, certifying the type of business and date of creation of the company, which should be at least 1 year before the application.
Financial Means: The applicant's income must be at least 200% of the monthly Spanish national minimum wage (total of €2,646). In the case of moving with family members: For the first family member: an additional 75% (€993).For each additional applicant: 25% (€331).
Health insurance: Original and copy of the certificate accrediting a private health insurance contracted that is authorized to operate in Spain or proof of being registered in the Spanish National Social Security through the S1 form↗.
Clean Criminal Record: Present a certificate showing no criminal history in the past five years.
What are the general requirements for Self-Employed Professionals to apply for the Digital Nomad Visa (DNV)?
Passport with at least 12 months of validity and 2 recent passport-sized photos.
Have not lived in Spain for the last 5 years.
Work experience: The applicant must hold an undergraduate or postgraduate degree or have at least 3 years of work experience in his/her current field of activity.
Financial Means: The applicant's income must be at least 200% of the monthly Spanish national minimum wage (total of €2,646 per month). In the case of moving with family members: For the first family member: an additional 75% (€993 per month). For each additional applicant: 25% (€331 per month).
Work contract length and terms and conditions.
Company Registration (if applicable): A certificate issued by the country's Chamber of Commerce, certifying the type of business and date of creation of the company, which should be at least 1 year before the application.
Health insurance: Original and copy of the certificate accrediting a private health insurance contracted that is authorized to operate in Spain or proof of being registered in the Spanish National Social Security through the S1 form↗.
Clean Criminal Record: Present a certificate showing no criminal history in the past five years.
Can I move with my family under the Digital Nomad Visa (DNV)?
The following family members may also obtain the Digital Nomad Visa (DNV):
The spouse or unmarried partner.
Dependent children and dependent relatives in the ascending line who form part of the family unit.
You will be required to provide documentation proving the kinship:
For Spouse or Unregistered Partners: Marriage certificate or certificate of registration as an unmarried couple.
For Children: A birth certificate, adoption certificate, or family book (for adult children, a document proving financial dependence and civil status).
Dependent Relatives: Documents proving they are in the applicant's dependent care, including for example monthly transfers and other receipts.
The documents must be legalized or apostilled and submitted together with an official Spanish translation.
Proof of financial means must be provided for each applying dependent:
For Spouse or Unmarried Partner: 75% of the SMI (€993 per month).
For each additional dependent: 25% of the SMI (€331 per month).
Where to apply to a Digital Nomad Visa (DNV)?
You can apply to the Digital Nomad Visa (DNV) from your country of residence. Once you are in Spain, you should apply for the residency.
If you are already in Spain, you can apply for the residence permit by appointment at your local immigration office (Extranjeria).
Do I need to apply for a Foreign Identity Number (NIE) prior to the Digital Nomad Visa (DNV) application?
Yes, prior to applying for the Digital Nomad Visa (DNV), the applicant must have a valid Foreign Identity Number (NIE).
If the applicant is already in Spain, they may request a NIE from the Extranjeria (Immigration office).
If the applicant will be applying from abroad, they can request the NIE from the Spanish Consulate or Embassy.
How can I apply for the Foreign Identity Number (NIE) needed for my Digital Nomad Visa (DNV)?
To get more detailed information, check out our article How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)↗. If applying from your country's Spanish consulate or embassy:
Fill form EX-15↗, select "NIE" in section 4.1 and "Oficina Consular" in section 4.3.
Provide the original and a copy of the passport. If the applicant is a minor or incapacitated, a copy of the family record book, birth certificate, or guardianship document must be presented. Additionally, the valid passport or ID of the parent or guardian must be shown.
Submit proof of residence in the country where you are applying.
Fill out Tax form 790-012↗.
The embassy or consulate may request documents pertaining to the Digital Nomad Visa requirements, so ensure you have those available.
The documents must be legalized or apostilled and submitted with an official Spanish translation.
Applicants must present both originals and copies of the above documents, along with proof of tax payment, at the embassy or consulate.
Note: A NIE obtained via the consular office identifies the bearer to all levels of the Spanish public administration but does not entitle the holder to reside in Spain or prove residence there.
The processing time is generally around 3 weeks, with the NIE sent to the email address provided in form EX-15.
If already in Spain, complete steps 1 and 4, schedule an appointment (Cita) at the local immigration office (Extranjeria), and submit the required documentation.
How to apply to a Digital Nomad Visa (DNV)?
To apply to the Digital Nomad Visa (DNV) in your country of residence:
Fill the Visa application for each applicant. For minors, the visa application must be signed by one of their parents: Visa Application Form↗.
Gather all the required documents:
Passport valid for at least 1 year.
2 passport-sized color photos.
A recent Criminal Record Certificate (not older than 3 months) issued by the countries of residence for the past 2 years.
The applicant's CV showing work and years of experience.
The applicant's University Degree or Professional certificate.
Bank statement with receipts and payslips.
Health insurance certificate with coverage in Spain or Spanish public social security registration certificate (Régimen de Trabajadores Autónomos de la Seguridad Social Española).
Proof of residence in the country where you are applying.
Visa fee payment receipt (in some cases, this is paid at the consular section directly).
For Employees:
Employment letter from the company showing that the applicant has been employed for at least 3 months, certifying the salary and type of contract.
An official letter from the company providing explicit consent for remote work from Spain and a declaration to comply with Spanish social security obligations.
For Self-Employed:
Documentation with contract length, terms, and conditions for working in Spain, and a declaration to comply with Spanish social security obligations.
Company registration certificate issued by your country's Chamber of Commerce (if applicable).
Refer to your country's Spanish consulate or embassy for any specific requirements that may apply.
Schedule a visa appointment at the Spanish embassy or consulate.
Pay the visa fee (typically €80 but may vary depending on your country's currency) before your appointment.
Attend the visa appointment with all original documents, copies, and 2 passport-sized photos.
The visa process takes between 15 and 45 days. You will be notified when your visa is ready for collection.
This visa is valid for up to 1 year or for the same duration as the authorization to live and work in Spain.
If you plan to stay in Spain for more than a year, you should apply for a Residence Permit Card (TIE). If not, obtaining a Residence Permit Card is not mandatory.
I have a Digital Nomad Visa (DNV), how do I apply for the Residence Permit Card (TIE)?
If you are already in Spain, make sure to apply for a NIE using Form EX-15 and Tax form 790-012 as detailed above.
Once you are in Spain on the Digital Nomad Visa, to apply for the residence permit card, which is valid for 3 years and renewable up to 5 years (after which you can apply for Permanent Residency), follow these steps:
Fill Form EX-17↗, selecting "TARJETA INICIAL" in section 4.1.
Pay Tasa 790 012, selecting the applicable option under "Tarjetas de identidad de extranjeros (TIE) y certificados de registro de residentes comunitarios."
Get an appointment at the Extranjeria↗ or your local Police Station↗.
Attend the appointment with a recent photo and provide biometric data.
It takes approximately 40 days for the TIE card to be ready for collection.
How do I fill the Form EX-17 to apply for the Residence Permit Card (TIE)?
To Fill Form EX-17↗, follow these steps:
How to pay for Tax 790 012?
You can pay for Tax 790 012 by filling the tax form and payingonline or at your nearest bank, follow these steps:
How to Check if Your TIE Card is Ready for Collection
It usually takes about 30-40 days for your TIE (Tarjeta de Identidad de Extranjero) card to be ready, but here's how you can check precisely if your card is available:
Locate Your Lot Number:

Find the receipt you received when submitting your TIE application. Your lot number (número de lote) is indicated here.
Locate Your Lot Number:
Find the receipt you received when submitting your TIE application. Your lot number (número de lote) is indicated here.
Visit the Official Website:

Go to the Cita previa de Extranjería website↗.
Visit the Official Website:
Go to the Cita previa de Extranjería website↗.
Select Your Province and Office:

Choose your province from the list provided.
Under "Selecciona Oficina", choose the specific office where you submitted your TIE application.
Select Your Province and Office:
Choose your province from the list provided.
Under "Selecciona Oficina", choose the specific office where you submitted your TIE application.
Select the Relevant Procedure:

In "Selecciona trámite", choose "RECOGIDA DE TARJETA DE IDENTIDAD DE EXTRANJERO (TIE)", then click "ACCEPTAR".
Select the Relevant Procedure:
In "Selecciona trámite", choose "RECOGIDA DE TARJETA DE IDENTIDAD DE EXTRANJERO (TIE)", then click "ACCEPTAR".
Check the Latest Lot Number:

The next page will display the message "EL ÚLTIMO LOTE RECIBIDO EN LA OFICINA SELECCIONADA ES EL [NUMERO]".
Check the Latest Lot Number:
The next page will display the message "EL ÚLTIMO LOTE RECIBIDO EN LA OFICINA SELECCIONADA ES EL [NUMERO]".
If your lot number is less than or equal to the displayed lot number, your TIE card is ready for collection. If your lot number is higher, you must wait and check again later.
Once confirmed, proceed to book your appointment for collection.
What are the Tax rules for Digital Nomads in Spain?
Holders of Spain's Digital Nomad Visa (DNV) can benefit from the Special Expat Regime, commonly known as the "Beckham Law." Under this regime, a flat tax rate of 24% applies on income up to €600,000 and is applicable for up to six years.
Digital Nomad Visa (DNV) to Permanent Residency
The Digital Nomad Visa (DNV) is initially valid for one year. The residency is then issued for 3 years and can be renewed for up to five years. After five years of continuous legal residence in Spain, permit holders may apply for permanent residency.
Digital Nomad Visa (DNV) to Citizenship
After ten years of legal residence in Spain, holders of the Digital Nomad Visa (DNV) may be eligible to apply for Spanish citizenship. Applicants must demonstrate sufficient integration, including knowledge of the Spanish language and culture, and renounce their previous citizenship, unless their country of origin has a dual nationality agreement with Spain.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What is Spain's Digital Nomad Visa (DNV) and who can apply?
Spain's Digital Nomad Visa (DNV), officially known as the International Teleworker Visa, allows non-EU citizens to live in Spain while working remotely for companies located outside of Spain. The visa is part of Spain's Startup Act and is designed to attract global remote workers, freelancers, and entrepreneurs. To qualify, applicants must have a university degree or at least three years of relevant professional experience.
What are the income requirements for Spain's Digital Nomad Visa (DNV)?
Applicants must demonstrate a minimum monthly income of €2,400, which is 200% of Spain’s minimum wage. If applying with dependents, additional financial requirements apply: +75% (€993 per month) for a spouse or first dependent and +25% (€331 per month) for each additional dependent.
What are the requirements for freelancers and self-employed Digital Nomad Visa (DNV) applicants?
Freelancers or self-employed applicants must show contracts with foreign clients and prove that income from Spanish companies does not exceed 20% of their total business revenue. Additionally, they must demonstrate at least three years of experience or hold a university degree.
How long is the Digital Nomad Visa (DNV) valid, and can it be renewed?
The visa is initially valid for up to 12 months and can be renewed for up to five years as long as the applicant continues to meet the visa requirements. After five years, visa holders may apply for permanent residency in Spain.
Can family members apply with the main applicant?
Yes, family members can join the visa holder. This includes spouses or registered partners, dependent children, and dependent parents. The applicant must provide proof of financial means to support dependents.
What documents are required to apply for Spain's Digital Nomad Visa?
The key documents include:
A completed visa application form.
Proof of payment of the visa processing fee.
A valid passport (at least 12 months before expiration).
A work contract showing remote employment with a non-Spanish company.
A letter from the employer allowing remote work from Spain.
Bank statements proving financial stability.
Proof of private health insurance valid in Spain.
A clean criminal record certificate issued within the past 3 months.
How do I apply for Spain's Digital Nomad Visa?
Applicants can apply for the visa at the nearest Spanish consulate or embassy in their home country. If already in Spain, eligible applicants may apply directly for a residence permit for international teleworkers at a local immigration office (Extranjería).
How do I know if my TIE card is ready for collection?
Generally, your TIE card is ready within 30-40 days. To confirm precisely:
Check the receipt from the immigration office and note your lot number.
Visit Cita previa de Extranjeria↗.
Choose your province.
Select the office where you applied.
Under 'Selecciona trámite', choose 'RECOGIDA DE TARJETA DE IDENTIDAD DE EXTRANJERO (TIE)', and click 'ACCEPTAR'.
A message at the top of the next page shows the latest received lot number at the office. If your lot number is equal to or lower than this number, your TIE card is ready for pickup, and you can proceed to book your collection appointment.
Does Spain's Digital Nomad Visa (DNV) offer tax benefits?
Yes, visa holders may be eligible for a 24% flat income tax rate on earnings up to €600,000 per year under Spain's Beckham Law tax regime for expats. This is a significant tax advantage compared to the standard progressive tax rates in Spain.
Can I work for Spanish clients while on a Digital Nomad Visa (DNV)?
Yes, but only up to 20% of your total income can come from Spanish clients. The primary requirement is that the majority of your income must come from companies or clients outside of Spain.
Can I travel within the Schengen Area with Spain's Digital Nomad Visa (DNV)?
Yes, as a Spanish resident, Digital Nomad Visa holders can travel freely within the Schengen Zone (27 European countries) without needing additional visas for short stays.
What happens if my remote work contract ends while I'm in Spain?
If your contract ends, you must secure new remote work that meets visa requirements or transition to another type of residency permit. Otherwise, you risk losing your legal status in Spain.
Does time spent on a Digital Nomad Visa (DNV) count toward Spanish permanent residency or citizenship?
Yes, time spent under the Digital Nomad Visa counts toward permanent residency (after 5 years) and citizenship eligibility (after 10 years of legal residence in Spain, subject to additional integration requirements).
What is the processing time for Spain's Digital Nomad Visa (DNV)?
Processing times vary, but it typically takes 15 to 45 days for the Spanish authorities to process an application once all documents have been submitted.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
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## Top Cities in Spain for Expats: A Comprehensive Overview | LiveLoveSpain
[https://livelovespain.com/guides/top-cities-in-spain-for-expats-a-comprehensive-overview](https://livelovespain.com/guides/top-cities-in-spain-for-expats-a-comprehensive-overview)

> Spain offers a diverse range of cities, each with unique characteristics that appeal to expatriates. This guide explores some of the most popular Spanish cities among expats, providing insights into their lifestyle, culture, and practical considerations. Find out more and compare cost of living and quality of life through our Cost Explorer↗.

Spain offers a diverse range of cities, each with unique characteristics that appeal to expatriates. This guide explores some of the most popular Spanish cities among expats, providing insights into their lifestyle, culture, and practical considerations. Find out more and compare cost of living and quality of life through our Cost Explorer↗.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Alicante
One of the best cities for expats in Spain, Alicante, located on the Costa Blanca, is known for its beautiful beaches, pleasant climate, and relaxed lifestyle. The city offers affordable living costs, with reasonably priced housing and amenities. Alicante has a significant expat community, providing a supportive environment for newcomers. The city's coastal location and favorable weather make it ideal for outdoor and water activities. However, while Alicante offers a range of amenities, it lacks the extensive cultural and entertainment options found in larger cities. Additionally, the job market is primarily centered around tourism and services, which may limit opportunities in other professional sectors.
Barcelona
Barcelona, known for being one of the most popular cities for expats in Spain, is renowned for its stunning architecture, including Gaudí's masterpieces, beautiful beaches, and a cosmopolitan atmosphere. The city's Mediterranean climate offers mild winters and warm summers, ideal for outdoor activities year-round. Barcelona's strong economy, particularly in the tech and tourism sectors, provides ample employment opportunities for expats. The city's international community is well-established, offering a welcoming environment for newcomers. However, similar to Madrid, Barcelona has a high cost of living, especially in central areas. The city also attracts a large number of tourists, leading to crowded public spaces during peak seasons. Additionally, the Catalan language is prevalent, and while Spanish is widely spoken, learning Catalan can be beneficial for social integration.
Bilbao
Bilbao, located in the Basque Country, combines industrial heritage with modern urban renewal. It's one of the best cities in Spain and an excellent choice for expats seeking a more cultural and less tourist-driven Spanish experience. Known for the Guggenheim Museum and innovative cuisine, Bilbao offers a high quality of life, great public transport, and access to lush green landscapes. The job market is strong in engineering, education, and technology. While the climate is rainier than southern Spain, Bilbao's moderate temperatures appeal to those who prefer cooler conditions.
Estepona
Once overshadowed by Marbella, Estepona has emerged as a top expat destination thanks to its blend of authentic Spanish charm and modern, high-quality developments. Known as the “Garden of the Costa del Sol,” Estepona offers a stunning coastal setting, a beautifully restored historic town center, and some of the most attractive new-build properties on the coast. It appeals especially to families and retirees seeking a quieter lifestyle without sacrificing proximity to services, golf courses, and beaches. Estepona is also more affordable than Marbella yet shares the same coastal prestige and sunshine.
Granada
Nestled at the foot of the Sierra Nevada mountains, Granada is renowned for its historical sites, including the Alhambra, and its vibrant student population. The city offers a unique blend of cultural influences, with a rich Moorish heritage evident in its architecture and neighborhoods. Granada's cost of living is relatively low, appealing to students, retirees, and budget-conscious expats. The city's tapas culture is notable, with many establishments offering free tapas with drinks. However, Granada's job market is limited, with fewer opportunities compared to larger cities, often centered around education and tourism. Additionally, while the city's student population contributes to a lively atmosphere, it may also result in a transient community feel.
Las Palmas
As the capital of Gran Canaria in the Canary Islands, Las Palmas is a top choice for remote workers and digital nomads. With a subtropical climate, affordable cost of living, and strong expat community, the city offers a relaxed island lifestyle with urban conveniences. Las Palmas boasts excellent internet infrastructure, coworking spaces, and a welcoming culture. Beach life, mild weather year-round, and access to nature make it a paradise for those looking for balance between work and leisure.
Madrid
Definitely one of the best cities for expats, as Spain's capital and largest city, Madrid is a bustling metropolis known for its vibrant culture, rich history, and dynamic lifestyle. The city boasts world-class museums, theaters, and a lively nightlife, making it a hub for art and entertainment enthusiasts. Madrid's central location provides excellent connectivity to other parts of Spain and Europe, which is advantageous for both business and leisure travelers. The city's diverse job market offers opportunities across various sectors, attracting professionals from around the globe. However, the cost of living in Madrid is relatively high compared to other Spanish cities, with housing prices and daily expenses reflecting its status as a major European capital. Additionally, while the city is known for its vibrant atmosphere, it can be crowded and bustling, which may not appeal to those seeking a quieter lifestyle.
Málaga
Situated on the Costa del Sol, Málaga is known for its sunny weather, cultural heritage, and as a gateway to Andalusia. The city enjoys a mild Mediterranean climate with over 300 days of sunshine per year, ideal for beach lovers and outdoor enthusiasts. Málaga's cost of living is relatively affordable, with reasonable housing prices and daily expenses. The city has a growing expat community, providing a supportive network for newcomers. However, while Málaga offers employment opportunities, particularly in tourism and services, the job market can be competitive, and salaries may be lower compared to larger cities. Additionally, during peak tourist seasons, the city can become crowded, which may affect the tranquility of daily life.
Marbella
When it comes to luxury, Marbella stands in a league of its own. This iconic city on the Costa del Sol is favored by affluent expats, celebrities, and entrepreneurs who are seeking a premium lifestyle in the sun. Marbella offers a cosmopolitan atmosphere, state-of-the-art infrastructure, and unmatched access to luxury services, think international schools, private hospitals, yacht clubs, and gourmet dining. Beyond the glitz, Marbella also offers quieter suburban enclaves like Nueva Andalucía and San Pedro, where families can enjoy a safe and tranquil environment. Though property prices are higher, the return on lifestyle is significant for those who value comfort, status, and networking opportunities.
Mijas
Mijas is a charming town located in the province of Malaga, Andalusia, known for its beautiful white-washed houses, narrow cobblestone streets, and stunning views of the Mediterranean Sea. The town offers a relaxed lifestyle, with a strong sense of community and a focus on traditional Andalusian culture. Mijas is particularly popular among expats due to its affordable cost of living, beautiful weather, and proximity to the coast. The town is also known for its traditional Spanish cuisine, including tapas and local specialties, making it a great place to enjoy the local flavors of Andalusia.
Nerja
Located on the eastern tip of the Costa del Sol, Nerja captivates with its stunning cliffs, turquoise waters, and whitewashed buildings. Expats are drawn to Nerja for its laid-back lifestyle, warm community, and the perfect blend of natural beauty and cultural charm. Its Mediterranean climate and low-rise, human-scale town center create an intimate feel, especially appealing to retirees and digital nomads seeking peace without isolation. Compared to larger tourist hubs like Marbella or Málaga, Nerja remains more affordable and less commercialized, offering a slower pace of life with access to essential services, international supermarkets, and a growing number of English-speaking services.
Seville
Seville, the capital of Andalusia, is celebrated for its rich history, flamenco culture, and architectural landmarks. The city offers a warm and welcoming atmosphere, with friendly locals and a strong sense of community. Seville's cost of living is lower compared to major Spanish cities, making it an attractive option for expats seeking affordability. The city's cultural scene is vibrant, with numerous festivals, events, and traditional celebrations throughout the year. However, Seville experiences extremely hot summers, with temperatures often exceeding 40°C (104°F), which may be challenging for some individuals. Additionally, the job market is less diverse compared to cities like Madrid and Barcelona, potentially limiting employment opportunities for expats.
Valencia
Valencia, located on Spain's southeastern coast, offers a blend of modernity and tradition, with futuristic structures alongside historic sites. The city is known for its high quality of life, with accessible public transportation and a variety of leisure activities. Valencia's cost of living is more affordable compared to Madrid and Barcelona, making it an attractive option for many expats. The city's Mediterranean climate and beautiful beaches contribute to a relaxed lifestyle. However, while Valencia offers job opportunities, especially in sectors like tourism and education, the market may be more limited compared to larger cities. Additionally, while the city is generally welcoming, integrating into local social circles may require effort, particularly for non-Spanish speakers.
How to Choose the Right City for You
With so many diverse cities to choose from, deciding where to settle in Spain depends on your lifestyle, career goals, and personal preferences. Here’s a quick guide to help you match your priorities with the best expat-friendly cities:
For Digital Nomads & Remote Workers: Las Palmas, Valencia, and Málaga offer affordable living, fast internet, and coworking spaces.
For Young Professionals & Job Seekers: Madrid and Barcelona provide the most diverse employment opportunities and networking potential.
For Families with Children: Consider Estepona, Mijas, or Valencia for safety, international schools, and a relaxed pace of life.
For Retirees: Nerja, Alicante, and Estepona are tranquil, affordable, and offer a strong sense of community.
For Culture Lovers: Seville, Granada, and Bilbao stand out with deep-rooted traditions, architecture, and festivals.
No matter your lifestyle, Spain offers a city that can feel like home. Consider visiting a few cities before committing, or using platforms like LiveLoveSpain↗ to personalize your relocation planning.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What are the best cities in Spain for expats?
Spain offers several cities popular among expatriates, including Barcelona, Madrid, Valencia, Seville, and Málaga. Each city provides a unique blend of culture, climate, and lifestyle suitable for different preferences.
Why is Barcelona a popular choice for expats?
Barcelona is renowned for its stunning architecture, beautiful beaches, and cosmopolitan atmosphere. The city offers a vibrant cultural scene, excellent cuisine, and a variety of recreational activities, making it attractive to expatriates.
What makes Madrid appealing to expatriates?
As the capital of Spain, Madrid boasts a rich cultural heritage, diverse job opportunities, and a lively social scene. Its central location provides easy access to other parts of the country, and the city is known for its excellent public transportation system.
Is Valencia a good city for expats?
Yes, Valencia is a Mediterranean gem with sandy beaches, a five-mile palm-studded park, and a thriving food scene. Named World Design Capital 2022, it boasts elegant modernist architecture and futuristic buildings. The city has become a favorite among expats and relocated Spaniards, offering a lively atmosphere and outdoor living.
What are the advantages of living in Seville as an expat?
Seville is celebrated as the flamenco heartland and offers an enchanting mix of historical and modern elements. The city is known for its warm climate, rich traditions, and vibrant festivals, providing a unique cultural experience for expatriates.
Why do expats choose Málaga?
Málaga, located on the Costa del Sol, offers a pleasant climate, beautiful beaches, and a relaxed lifestyle. The city has a growing expatriate community and provides various amenities, including shopping centers, restaurants, and cultural attractions.
Are there smaller towns in Spain popular among expats?
Yes, towns like Sitges, Marbella, and Benidorm are also popular among expatriates. Sitges is known for its beaches and cultural events, Marbella offers luxury living and golf resorts, and Benidorm is famous for its vibrant nightlife and skyscrapers.
What factors should expats consider when choosing a city in Spain?
Expats should consider factors such as climate, cost of living, employment opportunities, language, healthcare facilities, and the presence of an expatriate community when choosing a city in Spain.
Is it necessary to speak Spanish to live in these cities?
While speaking Spanish can enhance the experience and integration, many expatriates live comfortably in these cities without fluency in the language, especially in areas with larger international communities.
How is the healthcare system in Spain for expats?
Spain has a high-quality healthcare system accessible to residents. Expats are advised to obtain health insurance and familiarize themselves with the local healthcare facilities in their chosen city.
Which cities in Spain are best for expat families?
Cities like Valencia, Estepona, and Mijas are considered ideal for expat families due to their affordable cost of living, excellent international schools, safe neighborhoods, and access to beaches and outdoor activities.
Which Spanish city is best for digital nomads?
Las Palmas (Gran Canaria), Valencia, and Málaga are popular among digital nomads due to affordable living, good internet, coworking spaces, and vibrant international communities. Las Palmas especially offers year-round mild weather and beachfront work-life balance.
What are the cheapest cities in Spain to live as an expat?
Granada, Alicante, and Seville are among the most affordable cities for expats in Spain, offering low housing costs, budget-friendly food, and a high quality of life at a lower price point than Madrid or Barcelona.
Do expats need private health insurance in Spain?
While many expats are eligible for Spain’s public healthcare once they are legal residents, non-EU newcomers and digital nomads may need private health insurance until they’re fully registered with the social security system.
Which Spanish cities have the best weather for expats?
Cities on the southern coast like Málaga, Marbella, and Las Palmas offer over 300 sunny days a year, making them ideal for expats seeking a warm climate and outdoor lifestyle year-round.
How do I decide which city in Spain to move to?
Choosing a city depends on your priorities. Madrid and Barcelona offer career opportunities and culture, coastal towns like Nerja or Estepona offer peace and nature, while Valencia and Alicante balance affordability with urban comforts. Consider your lifestyle, work needs, and budget when deciding.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.
Spain Introduces New Updates to Immigration Regulations (2025)
Key updates on visa processes, job-seeking visas, and new residence permit pathways in Spain.

## Tax Essentials: Navigating Spain's Personal Income Tax (IRPF) System in 2025 | LiveLoveSpain
[https://livelovespain.com/guides/tax-essentials-navigating-spain-s-personal-income-tax-irpf-system-in-2025](https://livelovespain.com/guides/tax-essentials-navigating-spain-s-personal-income-tax-irpf-system-in-2025)

> Understanding Spain's Personal Income Tax (IRPF) is crucial for residents and non-residents engaging in economic activities within the country. This guide provides an overview of the key aspects of the IRPF system, including tax residency status, income categories, tax rates, deductions, and filing obligations.

Understanding Spain's Personal Income Tax (IRPF) is crucial for residents and non-residents engaging in economic activities within the country. This guide provides an overview of the key aspects of the IRPF system, including tax residency status, income categories, tax rates, deductions, and filing obligations.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Main 2025 Updates to Tax Regulations
Compensation for Physical or Psychological Damage:
Previously, compensation payments for personal injury were only tax-exempt if determined by courts or specific legal processes.
Now, compensation payments agreed upon through mediation or alternative dispute resolutions (not just court orders) are also tax-exempt, provided:
The compensation is paid by the insurance company of the responsible party.
A neutral third party oversees the agreement, and the agreement is recorded in an official document (public deed).
The exempt amount does not exceed what would be set by standard compensation guidelines for traffic accidents (baremo established by law).
Compensation for Dismissal or Termination of Employment:
Compensation received by workers dismissed or whose employment is terminated is exempt from tax if officially agreed during the administrative conciliation stage (prior to going to court).
Compensations set in the conciliation process with an official administrative service are explicitly tax-exempt.
However, compensations based purely on private agreements or contracts between the employer and employee (without official administrative or judicial conciliation) remain taxable.
Alimony Payments for Children:
Alimony payments made to children (from one parent to another or directly to children) set in a regulatory agreement (divorce agreement or similar agreements regulated by regional laws) are now explicitly recognized as tax-exempt for the recipient children.
These payments are tax-exempt if:
Approved officially by a judge, or
Formalized by a judicial administrative authority (letrado de la Administración de Justicia) or notarized (public deed by a notary).
Mandatory Declaration of Unemployment Benefits:
Starting from the 2024 tax year (declared in 2025), all individuals receiving unemployment benefits must file a tax return, even if unemployment benefits are their only source of income, regardless of the amount.
Increased Tax Rates on Savings:
Effective January 1, 2025, the top tax rate on savings income (such as interest, dividends, capital gains from financial assets) increases:
From 14% to 15% at both regional and state levels for residents.
From 28% to 30% for non-residents and individuals under special tax regimes (such as workers relocated to Spain or Spanish taxpayers living abroad).
New Reduction for Exceptional Artistic Income:
Effective January 2025, income from exceptional artistic, literary, or scientific activities, including certain auxiliary roles, benefits from a new tax reduction, applicable under specific conditions defined by law.
Quick Summary of Key Points:
Tax Residency Status
Determining your tax residency status in Spain is the first step in understanding your tax obligations. You are considered a tax resident if you meet any of the following criteria:
Physical Presence: Spending more than 183 days in Spain during a calendar year. Temporary absences are included unless you can prove tax residency in another country.
Economic Interests: Your main economic activities or interests are based in Spain.
Family Ties: Your spouse (not legally separated) and/or underage children reside in Spain. Non-residents are taxed only on their Spanish-sourced income, while residents are taxed on their worldwide income.
Personal Income Tax (IRPF)
Spain's Personal Income Tax (IRPF) is a progressive tax applied to the income of individuals. The tax rates for residents in 2024 are as follows:
Up to €12,450: 19%
€12,451 – €20,200: 24%
€20,201 – €35,200: 30%
€35,201 – €60,000: 37%
€60,001 – €300,000: 45%
Over €300,000: 47%
Non-residents are subject to a flat tax rate of 24% on their Spanish-sourced income.
Capital Gains Tax
Capital gains in Spain are taxed at rates that apply to savings income. The rates for 2024 are:
Up to €6,000: 19%
€6,001 – €50,000: 21%
€50,001 – €200,000: 23%
Over €200,000: 26%
Wealth Tax
Spain imposes a Wealth Tax on the net value of your assets. The tax is progressive, with rates ranging from 0.2% to 3.5%, depending on the region. Each autonomous community may set its own exemptions and rates.
Value Added Tax (VAT)
Spain applies a Value Added Tax (VAT) on goods and services at the following rates:
Standard Rate: 21%
Reduced Rate: 10% (e.g., certain food items, passenger transport)
Super-Reduced Rate: 4% (e.g., basic necessities like bread, milk)
Double Taxation Agreements (DTAs)
Spain has agreements with numerous countries to prevent double taxation, ensuring that income is not taxed both in Spain and your home country. These agreements determine which country has taxing rights over different types of income.
Tax Deadlines
Key tax deadlines in Spain include:
Income Tax Returns: Typically filed between April 6 and June 30 for the previous tax year.
Wealth Tax Returns: Submitted alongside the income tax return if applicable.
Property Taxes for Residents
Residents owning property in Spain are subject to:
Real Estate Tax (IBI): An annual municipal tax based on the cadastral value of the property.
Income Tax on Imputed Rental Income: Applicable if the property is not your primary residence and is not rented out.
Reporting Foreign Assets: Modelo 720
Residents in Spain are required to report overseas assets exceeding €50,000 using the Modelo 720 form. This includes bank accounts, securities, and real estate.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
Do capital gains taxes apply for non-residents in Spain?
Yes, non-residents must pay Spanish capital-gains tax on any Spanish-sourced gains (for example, the sale of Spanish property or shares in Spanish companies). Under the non-resident income-tax regime (IRNR), EU/EEA residents pay a flat 19% rate and non-EU residents pay 24%. You declare and settle the tax via Model 210 within four months of the transaction; late filing incurs penalties. Double-taxation treaties may provide relief if your home country also taxes the gain.
Are alimony payments received by children tax-exempt in Spain?
Yes, alimony payments are explicitly tax-exempt for recipient children if they are officially approved by a judge or notarized.
Do I have to declare unemployment benefits in Spain?
Yes, starting from the 2024 tax year, all unemployment benefit recipients must file a tax return regardless of the benefit amount.
Has the tax rate for savings increased?
Yes, from January 1, 2025, savings tax rates increase to 15% for residents and 30% for non-residents or special tax regimes.
What is the Personal Income Tax (IRPF) in Spain?
The Impuesto sobre la Renta de las Personas Físicas (IRPF) is Spain's personal income tax levied on the worldwide income of residents and on Spanish-sourced income for non-residents. It encompasses earnings from employment, business activities, capital gains, and other income sources.
Who is required to file an IRPF return in Spain?
Residents with annual employment income exceeding €22,000 from a single payer or €15,876 from multiple payers (if the second and subsequent payers' income exceeds €1,500) must file an IRPF return. Additionally, individuals with other income types surpassing specific thresholds are obligated to file.
What are the IRPF tax rates in Spain for 2025?
In 2025, general taxable income is subject to progressive tax rates, combining state and regional rates. For instance, the state tax rates are: 19% for income up to €12,450, 24% for €12,450 to €20,200, 30% for €20,200 to €35,200, 37% for €35,200 to €60,000, 45% for €60,000 to €300,000, and 47% for income over €300,000. Note that regional rates may vary.
When is the IRPF filing period in Spain?
The IRPF filing period typically runs from April 11 to June 30 following the tax year. For the 2024 tax year, returns should be filed between April 11 and June 30, 2025.
Are there any recent changes to the IRPF system in 2025?
Yes, starting January 1, 2025, the tax rate on savings income exceeding €300,000 has increased from 28% to 30%. Additionally, the threshold for declaring income from multiple payers has been raised from €1,500 to €2,500.
How does the IRPF affect individuals earning the minimum wage in 2025?
As of 2025, individuals earning the Salario Mínimo Interprofesional (SMI) are subject to IRPF if their income exceeds the exemption threshold. The SMI has been increased to €1,184 per month, resulting in an annual income of €16,576, which surpasses the previous exemption limit of €15,876. Consequently, some minimum wage earners may now be required to pay IRPF.
What deductions and allowances are available under the IRPF?
The IRPF system offers various deductions and allowances based on personal and family circumstances, such as deductions for dependents, mortgage interest, charitable donations, and contributions to pension plans. These can reduce the overall tax liability.
How can I file my IRPF return in Spain?
IRPF returns can be filed online through the Agencia Tributaria's website using the Renta WEB service. Taxpayers may also file in person at tax offices or seek assistance from tax professionals.
What are the penalties for late or incorrect IRPF filings?
Late or incorrect IRPF filings may result in penalties, including fines and interest charges. The severity depends on the nature and extent of the discrepancy or delay.
Where can I find more information or assistance regarding IRPF in Spain?
For detailed information and assistance, visit the Agencia Tributaria's official website or consult with a certified tax advisor familiar with Spanish tax laws.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
How to Obtain a NIE in Spain in 2025 (Foreigner Identification Number)
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Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
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Top Cities in Spain for Expats: A Comprehensive Overview
An in-depth look at Spain's most popular cities for expatriates, highlighting key features and considerations for each.

## Spain Introduces New Updates to Immigration Regulations (2025) | LiveLoveSpain
[https://livelovespain.com/guides/spain-introduces-new-updates-to-immigration-regulations-2025](https://livelovespain.com/guides/spain-introduces-new-updates-to-immigration-regulations-2025)

> Spain has introduced comprehensive immigration reforms aimed at simplifying visa processes, expanding work opportunities, and promoting family reunification under the Regulations of the Immigration Act through Royal Decree 1155/2024↗. These changes aim to provide greater stability and integration for migrants while aligning with EU directives. Below is a breakdown of the key reforms:

Spain has introduced comprehensive immigration reforms aimed at simplifying visa processes, expanding work opportunities, and promoting family reunification under the Regulations of the Immigration Act through Royal Decree 1155/2024↗. These changes aim to provide greater stability and integration for migrants while aligning with EU directives. Below is a breakdown of the key reforms:
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
All initial visa authorizations are now standardized to a one-year validity, with renewals extending to four years. This reduces administrative burdens and offers stability for migrants. The validity of the job-seeking visa has also been extended from three months to one year, providing more time to secure employment in Spain.
Enhanced Residence Permit System (Arraigo)
Five new pathways to residency have been introduced under the updated arraigo system, including social, socio-labour, family, socio-educational, and 'second chance' arraigo for those who previously held residence permits but failed to renew. The required period of residence has been reduced from three years to two years, facilitating quicker access to legal status. Permit holders can immediately engage in employment or self-employment upon receiving residency. Most residence permits are now valid for one year and renewable for four years, except for family permits, which last five years.
Improved Employment Opportunities
Migrants can now work without requiring a separate work authorization for most permits. Students are permitted to work up to 30 hours per week, enhancing economic and social integration. A new seasonal work permit for specific activities has been introduced, providing greater protections and enabling collective hiring for seasonal labor.
Family Reunification
The family reunification process has been expanded by raising the age limit for dependent children to 26 years, provided they remain economically dependent. The new regulations also recognize unregistered partnerships, reinforcing family unity and supporting broader eligibility for family reunification.
Implementation Timeline
The reforms are set to take effect on May 20, 2025, six months after their official publication in the Official State Gazette.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What are the key changes in Spain's immigration regulations in 2025?
In 2025, Spain implemented significant reforms to its immigration policies, including reducing the required period of residence for regularization from three years to two years, simplifying family reunification processes, and introducing new pathways for residency and work permits.
How has the residence requirement for regularization changed in 2025?
The residence requirement for regularization has been reduced from three years to two years, facilitating quicker access to legal status for immigrants residing in Spain.
What improvements have been made to the family reunification process?
The reforms have simplified the family reunification process by extending the age limit for dependent children and recognizing non-registered partnerships, making it easier for families to reunite in Spain.
Are there new pathways for residency and work permits in Spain's 2025 immigration updates?
Yes, the 2025 updates have introduced new pathways for obtaining residency and work permits, aiming to attract skilled workers and address labor market needs in Spain.
How do these changes affect undocumented migrants in Spain?
The reduction in the residence requirement and the introduction of new regularization mechanisms are expected to benefit undocumented migrants by providing more accessible routes to legal status and employment opportunities.
When did these new immigration regulations come into effect?
The new immigration regulations were approved in late 2024 and came into effect on May 20, 2025.
How do these reforms impact Spain's labor market?
The reforms aim to integrate immigrants into the labor market more efficiently, addressing labor shortages and contributing to economic growth by simplifying the process for obtaining work permits.
What are the new provisions for seasonal workers under the 2025 regulations?
The new regulations enhance protections for seasonal workers, ensuring better working conditions, housing, and access to social services, as well as facilitating the transition to longer-term employment opportunities.
How has the process for changing residency status been simplified?
The reforms have streamlined the process for changing residency status, allowing individuals to switch between different types of permits without the need to leave the country, thereby reducing bureaucratic hurdles.
Where can I find more information about Spain's 2025 immigration regulation updates?
For detailed information, you can visit the official government website or consult reputable sources such as LiveLoveSpain's article on the 2025 immigration updates.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Tax Essentials: Navigating Spain's Personal Income Tax (IRPF) System in 2025
A comprehensive guide to understanding and managing your obligations under Spain's Personal Income Tax (IRPF) system.
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.

## Understanding Spain's Entrepreneur Visa | LiveLoveSpain
[https://livelovespain.com/guides/understanding-spain-s-entrepreneur-visa](https://livelovespain.com/guides/understanding-spain-s-entrepreneur-visa)

> Spain's Law 14/2013, also known as the Entrepreneurship and Internationalization Law, introduced the Entrepreneur Visa to attract talent and innovation. This visa supports individuals aiming to establish innovative businesses while contributing to Spain's economy. The guide explores who qualifies, how to apply, and the benefits of this visa.

Spain's Law 14/2013, also known as the Entrepreneurship and Internationalization Law, introduced the Entrepreneur Visa to attract talent and innovation. This visa supports individuals aiming to establish innovative businesses while contributing to Spain's economy. The guide explores who qualifies, how to apply, and the benefits of this visa.
Key Takeaways
Entrepreneur Visa Purpose & Eligibility: Spain's Entrepreneur Visa offers residency to non-EU entrepreneurs who propose innovative businesses that provide economic benefits to the country, requiring a viable, approved business plan.
Visa Benefits & Family Inclusion: Successful applicants can gain residency, with paths to long-term residency and citizenship. Immediate family members (spouse, children, dependents) can join, reside, and legally work in Spain, facilitating smoother integration.
Smart Saving Strategies: To save money while living in Spain, utilize public transport, shop at local markets, embrace energy-efficient home practices, and choose local dining options over tourist spots.
Financial Support Availability: Take advantage of financial aid programs such as grants (BECAS), rental assistance, and discounts in social security contributions, especially beneficial for freelancers and entrepreneurs.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
What is the Entrepreneur Visa?
The Entrepreneur Visa facilitates entry and residency for individuals outside the European Union (EU) who intend to develop an innovative and economically impactful business in Spain. It also supports family reunification and offers a streamlined path to residency and citizenship. Recent amendments in 2022 further enhance its benefits.
Who is it For?
This visa is designed for:
Entrepreneurs with innovative business ideas.
Founders of startups aiming to establish operations in Spain.
Business professionals contributing to Spain's technological or scientific advancement.
Remote workers (introduced under the Digital Nomad Visa provisions of 2022).↗
General Requirements
To qualify, you need:
Innovative Business Plan: Demonstrates economic potential and innovation.
Approval from UGE: The Large Companies and Strategic Groups Unit must validate your plan.
Financial Means: Proof of self-sustainability during the initial phase equivalent to 100% of the IPREM (2025: €600 per month), 150% if moving with Spouse or Unmarried Partner (900€ per month) and 50% additional for each dependent (300€ per month).
Health Insurance: Valid public or private coverage from a Spanish provider.
Clean Criminal Record: No criminal record in the past two years (reduced from five).
How to Apply
There are several steps:
Prepare Your Business Plan: Focus on innovation and economic impact.
Submit to UGE: Include required documentation for certification. As of 2022, ENISA↗ evaluates entrepreneurial activities.
Visa Application: Apply at a Spanish consulate or submit a combined visa and authorization request.
Arrival in Spain: Finalize residence applications and obtain your TIE card.↗
Recent updates streamline simultaneous applications for visa and residence authorization.
Documentation Needed
Essential documents include:
Detailed business plan.
Passport, valid for the entire stay.
Proof of financial resources, such as bank statements.
Valid health insurance.
Clean criminal record certificate, translated into Spanish.
For family members: proof of relationship (e.g., birth or marriage certificates).
Important: All documents in foreign languages must be translated and legalized if required.
Renewal Period
The visa is valid for three years (amended from two) and renewable for two years, provided you:
Maintain business operations.
Continue meeting financial and insurance criteria (you can apply for public health insurance).
Reside in Spain for at least six months per year.
Tax Rules for Entrepreneurs
Tax Residency: Established if you stay over 183 days annually.
Corporate Tax: Standard rate is 25%, with a reduced rate of 15% for startups in their first two profitable years.
Income Tax: Progressive rates range from 19% to 47%.
Path to Permanent Residency and Citizenship
The Entrepreneur Visa offers a pathway to:
Permanent Residency: After five years of legal residence, provided criteria are met.
Citizenship: After ten years, or two for certain nationals (e.g., Latin America, Andorra).Applicants must demonstrate integration into Spanish society and language proficiency.
Get your personalized relocation checklist, step-by-step guidance, and access to our complete immigration app.
Frequently Asked Questions
What is Spain's Entrepreneur Visa?
Spain's Entrepreneur Visa is a residency permit designed for non-EU nationals who want to start an innovative business in Spain. It allows entrepreneurs and their families to live and work in Spain while developing their business project.
Who is eligible for Spain's Entrepreneur Visa?
To be eligible, applicants must present a viable and innovative business plan that contributes to the Spanish economy, demonstrate sufficient financial resources, have no criminal record, and obtain private or public health insurance in Spain.
What are the main benefits of Spain's Entrepreneur Visa?
Key benefits include a streamlined application process, residency for up to two years (renewable), family inclusion, access to the EU Schengen Zone for travel, and the potential pathway to permanent residency or Spanish citizenship.
How do I apply for Spain's Entrepreneur Visa?
Applicants must submit their business plan to Spain's Economic and Commercial Office or the Large Business and Strategic Groups Unit (UGE), along with personal and financial documents. Once approved, they can apply for the visa at a Spanish consulate or directly in Spain if already residing there.
How long does it take to get an Entrepreneur Visa in Spain?
Processing times vary, but initial approval from the UGE usually takes around 10-20 business days. The visa application at the consulate may take another 2-4 weeks. If applying from Spain, the process can be faster.
How much investment is required for Spain's Entrepreneur Visa?
There is no official minimum investment requirement, but applicants must prove they have enough funds to sustain themselves and launch the business. A well-documented financial plan demonstrating sustainability is crucial.
Can I bring my family with me on Spain's Entrepreneur Visa?
Yes, spouses and dependent children can apply for residence permits under the Entrepreneur Visa scheme. They are also allowed to work and study in Spain.
Do I need to speak Spanish to apply for Spain's Entrepreneur Visa?
While Spanish language skills are not a requirement for the visa application, they are beneficial for business operations, networking, and integrating into the Spanish market.
Can I convert my Entrepreneur Visa into permanent residency or citizenship?
Yes, after five years of legal residence in Spain, you can apply for permanent residency. After ten years, you may be eligible for Spanish citizenship, provided you meet all residency and integration requirements.
What happens if my business fails while on an Entrepreneur Visa?
If your business is no longer viable, you may need to switch to another residence permit or return to your home country. However, you may be able to apply for an alternative visa, such as a self-employed or work permit, depending on your circumstances.
Gerard B.
An expat who's done it, so you don't have to!
After spending years in Spain and thousands of euros on lawyers, tax advisors, and residency applications, only to realize that doing it yourself is often easier, cheaper, and just as effective. Gerard is an expat on a mission to help others avoid the same costly mistakes. By creating LiveLoveSpain, Gerard aims to share first-hand experiences, practical tips, and plenty of "Why didn't anyone tell me this?!" moments. Whether it's filing taxes, understanding visas, or just mastering the art of the sobremesa, he's here to help fellow expats integrate seamlessly without breaking the bank.
Related Articles
Spain's Digital Nomad Visa (International Teleworker Visa) - A Complete Guide
Comprehensive guide to Spain's Digital Nomad Visa (DNV), eligibility, requirements, and application process for remote workers and freelancers.
Spain Introduces New Updates to Immigration Regulations (2025)
Key updates on visa processes, job-seeking visas, and new residence permit pathways in Spain.
Types of Residency Permits in Spain
An overview of the different types of residency permits available in Spain and how to apply for them.

## Cost Explorer

## Spain Cost of Living Calculator 2025 | Compare Spanish Cities | LiveLoveSpain
[https://livelovespain.com/cost-explorer/madrid](https://livelovespain.com/cost-explorer/madrid)

> Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

## Spain Cost of Living Calculator 2025 | Compare Spanish Cities | LiveLoveSpain
[https://livelovespain.com/cost-explorer/barcelona](https://livelovespain.com/cost-explorer/barcelona)

> Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

## Spain Cost of Living Calculator 2025 | Compare Spanish Cities | LiveLoveSpain
[https://livelovespain.com/cost-explorer/alicante](https://livelovespain.com/cost-explorer/alicante)

> Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

## Cost of Living in Córdoba, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/cordoba](https://livelovespain.com/cost-explorer/cordoba)

> Compare Córdoba's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Córdoba's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Cost of Living in Valladolid, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/valladolid](https://livelovespain.com/cost-explorer/valladolid)

> Compare Valladolid's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Valladolid's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Cost of Living in Málaga, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/malaga](https://livelovespain.com/cost-explorer/malaga)

> Compare Málaga's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Málaga's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Cost of Living in Bilbao, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/bilbao](https://livelovespain.com/cost-explorer/bilbao)

> Compare Bilbao's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Bilbao's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Cost of Living in Valencia, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/valencia](https://livelovespain.com/cost-explorer/valencia)

> Compare Valencia's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Valencia's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Cost of Living in Sevilla, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/sevilla](https://livelovespain.com/cost-explorer/sevilla)

> Compare Sevilla's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Sevilla's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Cost of Living in Zaragoza, Spain (2025) | Prices & Quality of Life | LiveLoveSpain
[https://livelovespain.com/cost-explorer/zaragoza](https://livelovespain.com/cost-explorer/zaragoza)

> Compare Zaragoza's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

Compare Zaragoza's cost of living: housing, utilities, food, transportation, and quality of life scores. Updated 2025 prices and data for expats and digital nomads.

## Support

## Support Center | LiveLoveSpain
[https://livelovespain.com/support](https://livelovespain.com/support)

> Access comprehensive guides and expert support for your move to Spain. From visas to housing, get step-by-step help with your Spanish immigration journey.

Access comprehensive guides and expert support for your move to Spain. From visas to housing, get step-by-step help with your Spanish immigration journey.

## Agency Solutions

## Relocation Platform for Agencies in Spain | LiveLoveSpain
[https://livelovespain.com/agency-solutions](https://livelovespain.com/agency-solutions)

> Offer your clients a comprehensive relocation app under your brand – task manager, AI assistant and content feed included. The perfect immigration software solution for Spanish relocation agencies.

Offer your clients a comprehensive relocation app under your brand – task manager, AI assistant and content feed included. The perfect immigration software solution for Spanish relocation agencies.

## Pages

## LiveLoveSpain - Your App for Immigration & Life in Spain | LiveLoveSpain
[https://livelovespain.com/](https://livelovespain.com/)

> Take control of your move to Spain with our all-in-one app. Access step-by-step guides for visas, residency, and housing. Start your Spanish journey today.

Take control of your move to Spain with our all-in-one app. Access step-by-step guides for visas, residency, and housing. Start your Spanish journey today.

## Immigration Guides for Spain | LiveLoveSpain
[https://livelovespain.com/guides](https://livelovespain.com/guides)

> Explore comprehensive guides on Spanish immigration processes, visas, residency permits, and life in Spain. Stay updated with the latest information for 2025.

Explore comprehensive guides on Spanish immigration processes, visas, residency permits, and life in Spain. Stay updated with the latest information for 2025.

## Spain Cost of Living Calculator 2025 | Compare Spanish Cities | LiveLoveSpain
[https://livelovespain.com/cost-explorer](https://livelovespain.com/cost-explorer)

> Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

Compare cost of living across Spanish cities. Get detailed insights about housing, utilities, food, transportation costs and quality of life scores. Updated 2024 data.

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