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Navigate healthcare registration, find housing, choose schools, and understand Spanish culture. This hub covers everything you need for daily life and integration in Spain.

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Healthcare in Spain: Public vs Private Insurance

OptionCoverageAccessCostRequirementsMedication
Public Healthcare (SNS)Comprehensive care through Spainโ€™s national health system (SNS)Residents contributing to Social Security, EU pensioners (S1 form), certain categories of residentsFunded by Social Security contributions where most services are free or have small co-paymentsHave a social security number and a health card (tarjeta sanitaria)Prescription drugs are subsidized 40โ€“90% depending on income and pensioners often pay only 10% capped
Private Health InsuranceFast access to general practitioners and specialists, often with English-speaking staffMust be purchased, mandatory for most visa types (non-lucrative, student, entrepreneur, etc.) until covered by Social SecurityPremiums vary (โ‚ฌ50โ€“โ‚ฌ200/month depending on age & coverage)Valid passport/NIE and Spanish bank account.Prescription drugs usually not included (some premium policies might offer discounts)Expats applying for visas, those wanting faster appointments or broader network choice

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